CITIZENS, INC. — Director's Dealing 2004

Nov 18, 2004

SEC Form 4/A — Form 4/A

Issuer: CITIZENS INC (CIA)
CIK: 0000024090
Period of Report: 2004-02-06

Reporting Person: SCOTT RICHARD C (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-02-06	Citizens, Inc. Class A Common Stock	P	1074	$9.29	Acquired	1074	Direct
2004-11-15	Citizens, Inc. Class A Common Stock	P	1000	$6.00	Acquired	2074	Direct

Footnotes

F1: These shares were purchased through the Citizens, Inc. Stock Investment Plan.