CITIGROUP INC - Annual Report 2014

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549

FORM 11-K

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ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2013

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Commission File No. 1-9924

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A.	Full title of the plan and the address of the plan, if different from that of the issuer named below:
	Citibuilder 401(k) Plan for Puerto Rico Plan Administration Committee One Court Square, 46 th Floor Long Island City, NY 11120
B.	Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:
	Citigroup Inc. 399 Park Avenue New York, NY 10022

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Financial Statements and Supplemental Schedule

December 31, 2013 and 2012

(With Report of Independent Registered Public Accounting Firm Thereon)

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Financial Statements and Supplemental Schedule

December 31, 2013 and 2012

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	Page
Report of Independent Registered Public Accounting Firm	1
Financial Statements:
Statements of Net Assets Available for Benefits as of December 31, 2013 and 2012	2
Statements of Changes in Net Assets Available for Benefits for the years ended December 31, 2013 and
2012	3
Notes to Financial Statements	4
Supplemental Schedule:*
Schedule H, Line 4iSchedule of Assets (Held at End of Year) as of December 31, 2013	22
Signatures	50
Index to Exhibit
EX-23.1: Consent of KPMG LLP	51

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Other schedules required by Form 5500 which are not applicable have been omitted

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Report of Independent Registered Public Accounting Firm

The Plan's Administration Committee Citigroup Inc.:

We have audited the accompanying statements of net assets available for benefits of the Citibuilder 401(k) Plan for Puerto Rico (the Plan) as of December 31, 2013 and 2012, and the related statements of changes in net assets available for benefits for the years then ended. These financial statements are the responsibility of the Plan's management. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2013 and 2012, and the changes in net assets available for benefits for the years then ended, in conformity with U.S. generally accepted accounting principles.

Our audits were performed for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental Schedule H, Line 4iSchedule of Assets (Held at End of Year) as of December 31, 2013 is presented for the purpose of additional analysis and is not a required part of the basic financial statements but is supplementary information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974, as amended. This supplemental schedule is the responsibility of the Plan's management. The supplemental schedule has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole.

/s/ KPMG LLP

New York, New York June 16, 2014

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Statements of Net Assets Available for Benefits December 31, 2013 and 2012

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	2013			2012
Assets:
Investments, at fair value:
Cash equivalents and short-term investments	$	2,863,103		$	3,868,760
U.S. equities		2,367,725			1,947,568
Non-U.S. equities		377,752			353,459
Mutual funds		2,840,449			2,695,047
Collective trust funds		18,364,083			13,422,405
Guaranteed investment contracts		2,315,985			2,483,702
Wrapper contracts		364			450

Total investments		29,129,461			24,771,391

Loans receivable from participants		2,591,981			2,600,537
Receivables:
Employer contributions		1,630,565			2,270,703
Interest and dividends		6,255			8,474
Receivable for securities sold		2,959			13,588
Participant contributions		497			1,972
Other		937			148

Total receivables		1,641,213			2,294,885

Total assets		33,362,655			29,666,813

Liabilities:
Payable for securities purchased		4,788			18,029
Payable for trustee and administrative fees		14,074			14,753
Other					129,945

Total liabilities		18,862			162,727

Net assets reflecting all investments at fair value		33,343,793			29,504,086
Adjustment from fair value to contract value for fully benefit-responsive investment contracts		(70,673	)		(163,405	)

Net assets available for benefits	$	33,273,120		$	29,340,681

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See accompanying notes to financial statements.

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Statements of Changes in Net Assets Available for Benefits Years Ended December 31, 2013 and 2012

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	2013		2012
Additions to net assets attributed to:
Investment income:
Dividends	$	161,760	$	167,124
Interest		101,003		105,530
Net appreciation in fair value of investments		3,952,685		2,484,109

Net investment income		4,215,448		2,756,763

Interest income from loans receivable from participants		101,113		112,525
Contributions:
Employer		1,717,665		2,282,081
Participants		1,319,671		1,299,663
Rollover		31,410		4,354

Total contributions		3,068,746		3,586,098

Total additions to net assets		7,385,307		6,455,386

Deductions from net assets attributable to:
Distributions to participants		3,397,763		3,901,797
Trustee and administrative expenses		53,624		56,521
Dividends paid directly to participants		1,481		1,763

Total deductions from net assets		3,452,868		3,960,081

Net increase		3,932,439		2,495,305
Net assets available for benefits at:
Beginning of year		29,340,681		26,845,376

End of year	$	33,273,120	$	29,340,681

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See accompanying notes to financial statements.

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Notes to Financial Statements December 31, 2013 and 2012

(1) Description of the Plan

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Notes to Financial Statements December 31, 2013 and 2012

(2) Summary of Significant Accounting Policies

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

(3) Investments

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	2013			2012
Cash equivalents and short-term investments:
BlackRock T-Fund	$	2,568,115	*	$	3,384,475	*
Other cash and cash equivalents		294,988			484,285

Total cash and cash equivalents		2,863,103			3,868,760

U.S. equities:
Large cap companies:
Citigroup Common Stock Fund		1,664,342	*		1,503,945	*
Other large cap companies		357,618			263,726

Total large cap companies		2,021,960			1,767,671
Mid cap companies		203,970			111,899
Small cap companies		141,795			67,998

Total U.S. equities		2,367,725			1,947,568

Non-U.S. equities		377,752			353,459
Mutual funds		2,840,449			2,695,047
Collective trust funds:
SSgA S&P 500 (R) Indx SL SF CL I		3,405,151	*		2,168,856	*
SSgA Intl Indx SL SF CL I		2,959,909	*		1,875,410	*
SSgA Russell All Cap (R) Indx SL SF CL I		2,226,744	*		1,495,842	*
SSgA S&P Midcap (R) Indx SL SF CL I		2,222,576	*		1,415,633
Other collective trust funds		7,549,703			6,466,664

Total collective trust funds		18,364,083			13,422,405

Guaranteed investment contracts		2,315,985			2,483,702
Wrapper contracts		364			450

Investments, at fair value	$	29,129,461		$	24,771,391

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Represents 5% or more of the Plan's net assets available for benefits at December 31, 2013 and 2012.

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Cash equivalents and short-term investments	2013 — $	(1	2012 — $	(13
Equity investments		810,588		633,556
Mutual funds		263,426		322,778
Collective trust funds		2,878,672		1,527,788

Net appreciation in fair value of investments	$	3,952,685	$	2,484,109

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Notes to Financial Statements December 31, 2013 and 2012

(4) Guaranteed Investment Contracts

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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Portfolio characteristics:
Average yield earned by entire fund	2.43 %	2.62 %
Return on assets for 12 months	2.73 %	2.84 %
Current crediting rate	2.54 %	2.84 %
Effective duration in years	2.94	3.06

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December 31, 2013
Issuer	S&P/ Moodys Ratings	Yield			GIC Fair value		Wrapper contract fair value			Adjustment to contract value			Contract value
AIG Financial Products Contract No. 725840	AA+/Aa1		4.08	%	$	352,346	$	(388	)	$	(24,259	)	$	327,699
ING Life & Annuity Company Contact No. 60266	AA/Aa2		2.53			409,875		806			(8,545	)		402,136
ING Life & Annuity Company Contact No. 60385	A-/A3		0.43			105,365					630			105,995
MetLife Contract No. 32645	AA-/Aa3		0.93			12,893								12,893
Natixis Financial Products Contract No. WR1937-02	AA+/Aaa		1.39			83,693		56			(568	)		83,181
New York Life Contract No. 29038	AA+/Aaa		2.13			251,093					(4,791	)		246,302
New York Life Contract No. 34360	AA+/Aaa		1.02			29,174					(103	)		29,071
Principal Life Contract No. 6-18274	A+/A1		1.25			38,848					(126	)		38,722
Protective Life Insurance Contract No. GA 2021	AA-/A2		0.85			32,050					(24	)		32,026
Prudential GA-62194	AA/Aa1		2.35			571,494		(228	)		(2,981	)		568,285
Royal Bank of Canada Contract No. Citigroup01	AA+/Aa1		4.12			429,154		118			(29,906	)		399,366

Total					$	2,315,985	$	364		$	(70,673	)	$	2,245,676

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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December 31, 2012
Issuer	S&P/ Moodys Ratings	Yield			GIC Fair value		Wrapper contract fair value			Adjustment to contract value			Contract value
AIG Financial Products Contract No. 725840	AA/Aa1		4.71	%	$	362,156	$	(588	)	$	(43,848	)	$	317,720
ING Life & Annuity Company Contact No. 60266	AA-/Aa2		3.27			418,166		893			(24,849	)		394,210
ING Life & Annuity Company Contact No. 60385	A-/A3		0.61			29,600					(1	)		29,599
MetLife Contract No. 32645	AA-/Aa3		0.93			53,958					(33	)		53,925
Natixis Financial Products Contract No. WR1937-02	AA+/Aaa		1.35			137,739		158			(1,975	)		135,922
New York Life Contract No. 29038	AA+/Aaa		2.86			222,789					(12,312	)		210,477
New York Life Contract No. 34360	AA+/Aaa		1.02			44,153					(140	)		44,013
Principal Life Contract No. 6-18274	A+/Aa3		1.25			96,460					(305	)		96,155
Protective Life Insurance Contract No. GA 2021	AA-/A2		0.85			96,538					(23	)		96,515
Prudential GA-62194	AA/Aa1		2.53			605,809		(192	)		(25,697	)		579,920
Royal Bank of Canada Contract No. Citigroup01	AA/Aa1		4.76			416,334		179			(54,222	)		362,291

Total					$	2,483,702	$	450		$	(163,405	)	$	2,320,747

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(5) Fair Value Measurements

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Notes to Financial Statements December 31, 2013 and 2012

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	December 31, 2013
	Level 1		Level 2		Level 3		Total
Investments, at fair value:
Cash equivalents and short-term investments	$	2,660,094	$	203,009	$		$	2,863,103
U.S. equities:
Large cap companies		2,021,960						2,021,960
Mid cap companies		203,970						203,970
Small cap companies		141,795						141,795
Non-U.S. equities		377,752						377,752
Mutual funds:
Non-U.S. equity funds		2,032,094						2,032,094
High yield bond funds		523,754						523,754
Non-U.S. debt funds		206,628						206,628
Global allocation funds		77,973						77,973
Collective trust funds:
U.S. equity funds				9,230,633				9,230,633
Non-U.S. equity funds				3,673,372				3,673,372
Balanced funds				3,668,472				3,668,472
U.S. debt funds				1,476,027				1,476,027
Real estate funds				172,155				172,155
Non-U.S. debt funds				98,884				98,884
Commodity funds				44,540				44,540
Guaranteed investment contracts				2,315,985				2,315,985
Wrapper contracts						364		364

Investments, at fair value	$	8,246,020	$	20,883,077	$	364	$	29,129,461

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

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	December 31, 2012
	Level 1		Level 2		Level 3		Total
Investments, at fair value:
Cash equivalents and short-term investments	$	3,858,398	$	10,362	$		$	3,868,760
U.S. equities:
Large cap companies		1,767,671						1,767,671
Mid cap companies		111,899						111,899
Small cap companies		67,998						67,998
Non-U.S. equities		353,459						353,459
Mutual funds:
Non-U.S. equity funds		1,844,118						1,844,118
High yield bond funds		439,875						439,875
Non-U.S. debt funds		322,393						322,393
Global allocation funds		88,608						88,608
U.S. equity funds		53						53
Collective trust funds:
U.S. equity funds				6,098,302				6,098,302
Balanced funds				3,075,974				3,075,974
Non-U.S. equity funds				2,427,837				2,427,837
U.S. debt funds				1,441,424				1,441,424
Non-U.S. debt funds				169,887				169,887
Real estate funds				128,071				128,071
Commodity funds				80,910				80,910
Guaranteed investment contracts				2,483,702				2,483,702
Wrapper contracts						450		450

Investments, at fair value	$	8,854,472	$	15,916,469	$	450	$	24,771,391

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Level 3 investments at fair value Year ended December 31, 2013

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Balance, beginning of year	Wrapper contracts — $	450		Total — $	450
Unrealized losses relating to instruments still held at the reporting date		(86	)		(86	)

Balance, end of year	$	364		$	364

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Notes to Financial Statements December 31, 2013 and 2012

Level 3 investments at fair value Year ended December 31, 2012

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Balance, beginning of year	Wrapper contracts — $	2,994		Total — $	2,994
Unrealized losses relating to instruments still held at the reporting date		(2,544	)		(2,544	)

Balance, end of year	$	450		$	450

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(6) Administrative Expenses

(7) Risk and Uncertainties

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

(8) Party-in-Interest Transactions

(9) Tax Status

ZEQ.=2,SEQ=22,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=37714,FOLIO='19',FILE='DISK122:[14ZBW1.14ZBW18201]FS18201A.;9',USER='KSEAMON',CD='14-JUN-2014;14:46'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

(10) Plan Termination

(11) Pending Litigation

ZEQ.=3,SEQ=23,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=214508,FOLIO='20',FILE='DISK122:[14ZBW1.14ZBW18201]FS18201A.;9',USER='KSEAMON',CD='14-JUN-2014;14:46'

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Notes to Financial Statements

December 31, 2013 and 2012

(12) Subsequent Events

(13) Reconciliation of Financial Statements to Form 5500

COMMAND=ADD_TABLEWIDTH,"100%" User-specified TAGGED TABLE

Net assets available for benefits per the financial statements	2013 — $	33,273,120		2012 — $	29,340,681
Adjustment from contract value to fair value for fully benefit-responsive investment contracts		70,673			163,405

Net assets available for benefits per the Form 5500	$	33,343,793		$	29,504,086


Net increase in net assets available for benefits per the financial statements	$	3,932,439		$	2,495,305
Prior year adjustment from contract value to fair value for fully benefit-responsive investment contracts		(163,405	)		(136,970	)
Current year adjustment from contract value to fair value for fully benefit-responsive investment contracts		70,673			163,405

Net increase in net assets per Form 5500	$	3,839,707		$	2,521,740

end of user-specified TAGGED TABLE

ZEQ.=4,SEQ=24,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=746023,FOLIO='21',FILE='DISK122:[14ZBW1.14ZBW18201]FS18201A.;9',USER='KSEAMON',CD='14-JUN-2014;14:46' THIS IS THE END OF A COMPOSITION COMPONENT

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Schedule H, Line 4iSchedule of Assets (Held at End of Year) December 31, 2013

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Identity of issue					Cost value			Current value
Cash equivalents and short-term investments
BlackRock T-Fund			2,568,115		$	2,568,115		$	2,568,115
Brazilian Real			2						1
Canadian Dollar			2			1			2
Chilean Peso			171
Government Stif 10	0.01	%	166,139			166,139			166,139
Indian Rupee			10,622			171			172
Malaysian Ringgit			49			15			14
New Taiwan Dollar			6,431			217			216
*State Street (US Dollar)	0.00	%	92,271			92,271			92,271
*State Street Short-Term Investment Fund	0.05	%	36,870			36,870			36,870
UAE Dirham			106			29			29
US Dollar Overdrawn			(726	)		(726	)		(726	)

Total cash equivalents and short-term investments						2,863,102			2,863,103

U.S. equities:
Large cap companies:
Altria Group Inc			192			4,715			7,383
American Express Co			83			4,120			7,576
American International Group			185			7,384			9,454
Ameriprise Financial Inc			66			2,557			7,560
Bank Of America Corp			777			14,753			12,095
Ca Inc			282			7,242			9,485
Capital One Financial Corp			177			5,846			13,547
Cardinal Health Inc			140			4,657			9,339
Cigna Corp			80			3,165			7,030
Cit Group Inc			106			5,187			5,520
*Citigroup Common Stock Fund			31,939			2,910,602			1,664,342
*Citigroup			266			11,132			13,872
Conocophillips			108			5,993			7,658
Discover Financial Services			137			2,757			7,681
Du Pont (E.I.) De Nemours			118			5,818			7,654
Emerson Electric Co			85			4,168			5,977
Fifth Third Bancorp			389			4,709			8,177
General Dynamics Corp			66			5,072			6,318
General Motors Co			217			6,306			8,852
Honeywell International Inc			64			3,346			5,813
Illinois Tool Works			73			3,968			6,123
Johnson + Johnson			116			7,416			10,599
Jpmorgan Chase + Co			207			8,516			12,115
Marathon Oil Corp			205			5,098			7,232
Medtronic Inc			171			6,487			9,800
Merck + Co. Inc.			99			4,614			4,944
Microsoft Corp			228			4,746			8,538

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=1,SEQ=25,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=439023,FOLIO='22',FILE='DISK122:[14ZBW1.14ZBW18201]GC18201A.;23',USER='KSEAMON',CD='14-JUN-2014;14:47'

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Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value		Current value
National Oilwell Varco Inc	100	$	7,278	$	7,988
Occidental Petroleum Corp	83		5,236		7,861
Pfizer Inc	329		7,263		10,093
Philip Morris International	69		3,526		6,035
Pnc Financial Services Group	103		5,191		8,004
Raytheon Company	117		6,064		10,591
Slm Corp	547		12,742		14,365
Stanley Black + Decker Inc	90		5,082		7,261
*State Street Corporation	105		4,749		7,679
Target Corp	105		5,922		6,660
Texas Instruments Inc	197		5,698		8,665
Unitedhealth Group Inc	111		5,040		8,351
Verizon Communications Inc	163		6,653		7,990
Walgreen Co	102		3,488		5,866
Wellpoint Inc	90		6,508		8,314
Wells Fargo + Co	254		8,198		11,553

Total large cap companies			3,159,012		2,021,960

Mid cap companies:
Aci Worldwide Inc	46		2,970		3,011
Alaska Air Group Inc	5		245		388
Alere Inc	12		229		441
Align Technology Inc	10		456		550
Arris Group Inc	124		1,812		3,016
Ascena Retail Group Inc	33		577		703
Avery Dennison Corp	15		488		791
Avx Corp	67		797		931
Berry Plastics Group Inc	10		214		232
Brown + Brown Inc	52		1,119		1,628
Cathay General Bancorp	45		848		1,200
Charles River Laboratories	11		367		596
Con Way Inc	18		595		724
Conn S Inc	6		358		502
Covanta Holding Corp	78		1,378		1,392
Credit Acceptance Corp	1		137		157
Curtiss Wright Corp	43		2,232		2,663
Donaldson Co Inc	27		1,124		1,165
E Trade Financial Corp	334		3,824		6,568
East West Bancorp Inc	24		511		833
Eaton Vance Corp	62		2,626		2,666
Enersys	5		312		370
Esterline Technologies Corp	4		322		416
Everbank Financial Corp	45		689		834
Fair Isaac Corp	44		2,608		2,791
First Niagara Financial Grp	641		6,301		6,805
Fulton Financial Corp	6		82		81

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=2,SEQ=26,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=994393,FOLIO='23',FILE='DISK122:[14ZBW1.14ZBW18201]GC18201A.;23',USER='KSEAMON',CD='14-JUN-2014;14:47'

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Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value	Current value
Generac Holdings Inc	6	$ 187	$ 330
Graphic Packaging Holding Co	123	1,041	1,178
Hanesbrands Inc	128	3,237	9,014
Hanover Insurance Group Inc/	30	1,263	1,705
Hcc Insurance Holdings Inc	30	830	1,366
Health Net Inc	33	1,015	997
Hill Rom Holdings Inc	26	1,001	1,069
Huntington Ingalls Industrie	7	273	610
Iconix Brand Group Inc	38	1,528	1,505
Igate Corp	62	1,418	2,496
Intl Game Technology	404	5,987	7,342
Itt Corp	76	1,883	3,280
J.C. Penney Co Inc	69	587	628
Jabil Circuit Inc	78	1,487	1,375
Joy Global Inc	124	6,665	7,258
Kapstone Paper And Packaging	24	712	1,321
Kbr Inc	235	7,726	7,508
Live Nation Entertainment In	165	3,024	3,268
Louisiana Pacific Corp	13	209	241
Lumber Liquidators Holdings	11	1,088	1,121
Mercadolibre Inc	8	488	811
Microchip Technology Inc	189	4,767	8,447
Mrc Global Inc	59	1,549	1,900
Msci Inc	34	1,521	1,474
Nasdaq Omx Group/The	78	3,106	3,089
Neustar Inc Class A	54	2,682	2,701
New York Community Bancorp	508	7,177	8,565
Newmarket Corp	2	755	769
Nordson Corp	10	755	775
Nps Pharmaceuticals Inc	18	447	547
Nu Skin Enterprises Inc A	6	215	833
Omnicare Inc	179	5,693	10,825
On Semiconductor Corporation	165	1,189	1,360
Penske Automotive Group Inc	16	658	766
People S United Financial	512	6,146	7,736
Perkinelmer Inc	39	1,497	1,619
Pier 1 Imports Inc	39	907	906
Pilgrim S Pride Corp	71	809	1,151
Proassurance Corp	31	1,503	1,510
Protective Life Corp	17	697	816
Ptc Inc	38	1,001	1,363
Questcor Pharmaceuticals	26	1,499	1,438
Raymond James Financial Inc	37	1,169	1,898
Rock Tenn Company Cl A	17	1,203	1,704
Rockwood Holdings Inc	110	4,914	7,946
Rovi Corp	88	1,403	1,731

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=3,SEQ=27,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=412563,FOLIO='24',FILE='DISK122:[14ZBW1.14ZBW18201]GC18201A.;23',USER='KSEAMON',CD='14-JUN-2014;14:47'

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Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value		Current value
Skyworks Solutions Inc	56	$	1,251	$	1,583
Sovran Self Storage Inc Reit	8		574		553
Spectrum Brands Holdings Inc	4		248		277
Spx Corp	92		5,556		9,172
Ss+C Technologies Holdings	13		471		581
Steven Madden Ltd	10		368		367
Synnex Corp	12		432		805
Tenneco Inc	32		1,224		1,865
Tidewater Inc	41		2,182		2,397
Towers Watson + Co Cl A	20		1,337		2,647
Triumph Group Inc	11		799		827
Tupperware Brands Corp	25		2,257		2,330
Ubiquiti Networks Inc	10		363		473
Verifone Systems Inc	51		1,463		1,365
Verint Systems Inc	32		1,181		1,390
Wellcare Health Plans Inc	23		1,443		1,583
West Corp	10		217		246
Western Refining Inc	10		398		437
Wiley (John) + Sons Class A	64		2,918		3,552
Woodward Inc	52		2,239		2,378
Worthington Industries	13		510		541
Zions Bancorporation	28		591		855

Total mid cap companies			156,154		203,970

Small cap companies:
Aar Corp	5		91		140
Aceto Corp	26		324		644
Addus Homecare Corp	12		215		258
Affymetrix Inc	9		79		81
Albany Molecular Research	13		150		128
Alliance Healthcare Service	9		143		211
Amag Pharmaceuticals Inc	22		508		529
Ambit Biosciences Corp	7		86		65
America S Car Mart Inc	16		657		667
American Software Inc Cl A	1		15		15
Amsurg Corp	6		219		255
Anika Therapeutics Inc	21		418		801
Ann Inc	12		441		446
Applied Optoelectronics Inc	21		265		312
Arc Group Worldwide Inc	2		43		40
Arden Group Inc A	1		11		11
Ariad Pharmaceuticals Inc	11		71		75
Array Biopharma Inc	70		352		352
Aruba Networks Inc	8		140		143
Asbury Automotive Group	5		247		269
Atlantic Tele Network Inc	1		76		77

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=4,SEQ=28,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=467706,FOLIO='25',FILE='DISK122:[14ZBW1.14ZBW18201]GC18201A.;23',USER='KSEAMON',CD='14-JUN-2014;14:47'

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Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value	Current value
Atricure Inc	24	$ 222	$ 441
Autobytel Inc	37	417	553
Auxilium Pharmaceuticals Inc	28	503	573
Azz Inc	27	1,085	1,335
Barrett Business Svcs Inc	14	309	1,283
Biodel Inc	72	339	165
Bj S Restaurants Inc	8	216	236
Blount International Inc	5	76	76
Blucora Inc	39	902	1,137
Brink S Co/The	8	259	277
Broadwind Energy Inc	56	414	531
Brown Shoe Company Inc	9	223	267
C+J Energy Services Inc	1	13	13
Caci International Inc Cl A	5	299	331
Cai International Inc	87	1,912	2,039
Cantel Medical Corp	4	149	147
Casella Waste Systems Inc A	140	1,155	817
Cavco Industries Inc	1	62	74
Celadon Group Inc	63	1,152	1,229
Century Casinos Inc	29	162	149
Checkpoint Systems Inc	44	634	692
Chemed Corp	48	3,799	3,694
Chemical Financial Corp	25	566	793
Chimerix Inc	6	90	92
Christopher + Banks Corp	28	222	241
Circor International Inc	1	96	98
Cirrus Logic Inc	54	1,153	1,110
Clearwater Paper Corp	20	965	1,078
Coca Cola Bottling Co Consol	6	368	404
Coleman Cable Inc	16	300	416
Columbia Banking System Inc	50	965	1,367
Comfort Systems Usa Inc	7	148	142
Comverse Inc	35	1,097	1,344
Constant Contact Inc	15	329	475
Contango Oil + Gas	4	209	211
Coresite Realty Corp Reit	24	755	759
Cryolife Inc	11	77	122
Cumulus Media Inc Cl A	99	571	767
Daktronics Inc	7	109	110
Datalink Corp	93	871	1,008
Dean Foods Co	43	763	725
Delta Apparel Inc	13	231	228
Digital Generation Inc	4	48	52
Drew Industries Inc	6	316	319
Dupont Fabros Technology Reit	48	1,166	1,198

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=5,SEQ=29,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=636367,FOLIO='26',FILE='DISK122:[14ZBW1.14ZBW18201]GC18201A.;23',USER='KSEAMON',CD='14-JUN-2014;14:47'

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Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value	Current value
Dxp Enterprises Inc	6	$ 594	$ 704
Dycom Industries Inc	50	960	1,395
Emergent Biosolutions Inc	24	449	557
Employers Holdings Inc	5	166	163
Enanta Pharmaceuticals Inc	9	206	233
Endocyte Inc	40	507	430
Endurance International Grou	11	151	159
Enteromedics Inc	30
Entravision Communications A	73	391	446
Eplus Inc	11	506	604
Express Inc	21	387	384
Extreme Networks Inc	158	764	1,103
Fairchild Semiconductor Inte	457	5,711	6,104
Fairpoint Communications Inc	15	123	168
Fidus Investment Corp	12	234	266
Finish Line/The Cl A	30	856	855
First Nbc Bank Holding Co	25	602	790
Fresh Market Inc/The	5	201	203
Full House Resorts Inc	28	118	79
Gamco Investors Inc A	2	149	184
Gentiva Health Services	28	264	348
Geron Corp	113	549	533
Glatfelter	5	126	127
Glimcher Realty Trust Reit	10	96	94
Global Brass + Copper Holdin	95	1,674	1,588
Global Cash Access Holdings	68	411	683
Gran Tierra Energy Inc	155	874	1,134
Gray Television Inc	22	266	320
Green Plains Renewable Energ	43	720	843
Hackett Group Inc/The	36	214	222
Handy + Harman Ltd	3	72	72
Hardinge Inc	7	98	108
Haverty Furniture	22	548	675
Hawaiian Holdings Inc	132	837	1,271
Heartland Payment Systems In	50	2,278	2,491
Huron Consulting Group Inc	14	515	874
Hyster Yale Materials	13	581	1,188
Iberiabank Corp	17	825	1,055
Idt Corp Class B	20	227	355
Ignite Restaurant Group Inc	10	115	120
Insight Enterprises Inc	7	132	148
Insperity Inc Wd	85	2,930	3,058
Insteel Industries Inc	6	107	126
Insys Therapeutics Inc	8	347	315
Inteliquent Inc	94	575	1,079
Itt Educational Services Inc	5	178	173

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=6,SEQ=30,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=56125,FOLIO='27',FILE='DISK122:[14ZBW1.14ZBW18201]GC18201A.;23',USER='KSEAMON',CD='14-JUN-2014;14:47' THIS IS THE END OF A COMPOSITION COMPONENT

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO Schedule H, Line 4iSchedule of Assets (Held at End of Year) December 31, 2013

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Identity of issue		Cost value	Current value
Jones Energy Inc A	14	$ 235	$ 204
Journal Communications Inc A	35	326	322
Kcg Holdings Inc Cl A	4	44	45
Key Tronic Corp	5	49	55
Kimball International B	33	300	500
Kulicke + Soffa Industries	87	910	1,151
La Z Boy Inc	43	837	1,327
Lannett Co Inc	23	340	768
Lindsay Corp	39	3,069	3,261
Lithia Motors Inc Cl A	14	887	968
Marcus Corporation	14	196	193
Materion Corp	9	277	286
Matrix Service Co	8	177	202
Medallion Financial Corp	8	130	119
Medassets Inc	63	907	1,241
Medical Action Ind Inc	43	325	367
Monarch Casino + Resort Inc	19	307	381
Moneygram International Inc	52	1,069	1,079
Multi Color Corp	2	71	72
Myers Industries Inc	8	152	163
Myriad Genetics Inc	30	807	639
Natus Medical Inc	4	87	88
Navigators Group Inc	51	3,309	3,199
Neenah Paper Inc	38	1,195	1,620
Nektar Therapeutics	50	530	572
Nelnet Inc Cl A	25	628	1,062
Netgear Inc	32	1,017	1,048
Netsol Technologies Inc	51	473	296
Nn Inc	7	120	134
Northern Oil And Gas Inc	14	234	208
Novavax Inc	94	471	481
Ntelos Holdings Corp	44	921	888
Olympic Steel Inc	8	196	220
Omega Protein Corp	80	798	985
Omnicell Inc	6	126	163
Omnivision Technologies Inc	9	146	156
Oncogenex Pharmaceutical Inc	16	153	135
Orbitz Worldwide Inc	71	536	506
Orion Energy Systems Inc	30	176	206
Outerwall Inc	17	787	1,105
Pantry Inc	124	1,522	2,068
Park Ohio Holdings Corp	20	467	1,025
Patrick Industries Inc	5	153	147
Pc Connection Inc	24	355	592
Pdl Biopharma Inc	144	1,215	1,212
Pegasystems Inc	24	765	1,186

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=1,SEQ=31,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=184878,FOLIO='28',FILE='DISK122:[14ZBW1.14ZBW18201]GE18201A.;22',USER='KSEAMON',CD='14-JUN-2014;14:47'

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value	Current value
Perficient Inc	38	$ 713	$ 891
Performant Financial Corp	50	536	513
Portola Pharmaceuticals Inc	20	471	502
Postrock Energy Corp	41	251	47
Premiere Global Services Inc	110	952	1,279
Prestige Brands Holdings Inc	23	797	810
Progress Software Corp	8	218	217
Providence Service Corp	10	178	250
Quaker Chemical Corp	1	61	73
Quality Distribution Inc	45	510	569
Receptos Inc	23	538	662
Renewable Energy Group Inc	43	452	494
Rex American Resources Corp	17	310	780
Rick S Cabaret Intl Inc	42	423	487
Rpx Corp	22	342	380
Sanderson Farms Inc	4	242	313
Sanmina Corp	40	366	663
Scansource Inc	11	361	469
Schweitzer Mauduit Intl Inc	11	448	579
Seachange International Inc	29	348	347
Seacor Holdings Inc	1	79	74
Sears Hometown And Outlet St	12	360	311
Select Comfort Corporation	7	145	146
Sl Inds Inc	1	22	22
Smith + Wesson Holding Corp	27	278	362
Sonic Corp	14	255	273
Stamps.Com Inc	15	646	650
Stellus Capital Investment C	47	715	711
Stemline Therapeutics Inc	9	219	186
Stock Building Supply Holdin	8	127	144
Stoneridge Inc	73	891	932
Strategic Hotels + Resorts I Reit	20	173	189
Super Micro Computer Inc	9	124	146
Swift Transportation Co	19	242	412
Sykes Enterprises Inc	72	1,234	1,575
Synaptics Inc	17	721	876
Take Two Interactive Softwre	20	346	339
Tcp Capital Corp	41	648	680
Tetraphase Pharmaceuticals I	7	85	97
Tilly S Inc Class A Shrs	38	581	431
Tivo Inc	21	242	270
Tower International Inc	88	1,782	1,886
Travelzoo Inc	13	346	274
Trimas Corp	14	333	570
Ultra Clean Holdings Inc	11	103	109
Unisys Corp	37	742	1,237

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=2,SEQ=32,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=646052,FOLIO='29',FILE='DISK122:[14ZBW1.14ZBW18201]GE18201A.;22',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value		Current value
United Online Inc When Issue	28	$	322	$	386
Universal Insurance Holdings	15		131		218
Universal Technical Institut	103		1,520		1,434
US Ecology Inc	39		1,364		1,451
Usana Health Sciences Inc	4		245		317
Vaalco Energy Inc	16		104		111
Valueclick Inc	248		5,324		5,790
Vanda Pharmaceuticals Inc	41		431		504
Vonage Holdings Corp	10		43		32
Wabash National Corp	42		446		522
Washington Reit	49		1,179		1,136
Web.Com Group Inc	25		654		805
Wintrust Financial Corp	31		1,033		1,395
Xerium Technologies Inc	132		1,596		2,170
Xo Group Inc	47		454		704
Zalicus Inc	82		384		91
Zeltiq Aesthetics Inc	21		369		392
Zep Inc	1		1		1

Total small cap companies			122,253		141,795

Total U.S. equities			3,437,419		2,367,725

Non-U.S. equities:
Aac Technologies Holdings In	139		415		674
Air Arabia Pjsc	1,748		659		738
Ajisen China Holdings Ltd	575		587		595
Alkermes Plc	15		308		595
Ambev Sa Adr Npv	898		6,412		6,601
Apollo Hospitals Enterprise	66		963		1,007
Ashmore Group Plc	572		3,656		3,805
Aspen Pharmacare Holdings Lt	64		1,647		1,651
Avg Technologies	69		1,019		1,190
Baidu Inc Spon Adr	25		3,664		4,415
Banco Latinoamericano Come E	18		310		505
Bank Of Georgia Holdings Plc	18		578		708
Bank Rakyat Indonesia Perser	3,291		1,947		1,960
Bb Seguridade Participacoes	454		3,843		4,711
Beijing Enterprises Water Gr	1,963		936		1,232
Bidvest Group Ltd	96		2,366		2,465
Bp Plc Spons Adr	172		7,787		8,362
Br Malls Participacoes Sa	500		4,701		3,610
Carnival Corp	212		8,088		8,499
Ccr Sa	482		4,056		3,631
Cfr Pharmaceuticals Sa	2,505		605		563
Cheil Worldwide Inc	29		626		748
China Merchants Bank H	1,804		3,324		3,844
China Oilfield Services H	489		1,380		1,516
China Overseas Grand Oceans	403		561		383

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=3,SEQ=33,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=249662,FOLIO='30',FILE='DISK122:[14ZBW1.14ZBW18201]GE18201A.;22',USER='KSEAMON',CD='14-JUN-2014;14:47'

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Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value	Current value
China Overseas Land + Invest	866	$ 2,355	$ 2,434
China Unicom Hong Kong Ltd	2,379	3,532	3,553
Chow Tai Fook Jewellery Grou	502	750	749
Cielo Sa	141	4,155	3,926
Cimc Enric Holdings Ltd	496	706	799
Cnooc Ltd	3,255	6,645	6,053
Coca Cola Icecek As	81	2,205	1,948
Copa Holdings Sa Class A	8	777	1,237
Credicorp Ltd	20	2,476	2,651
Crh Plc Sponsored Adr	361	7,706	9,223
Damac Real Estate Gdr 144A Gdr	38	473	500
Delphi Automotive Plc	169	6,850	10,142
Discovery Ltd	113	805	911
Dragon Oil Plc	134	1,285	1,259
Dubai Islamic Bank	577	659	842
Eaton Corp Plc	113	5,895	8,602
Emaar Properties Pjsc	200	405	415
Enn Energy Holdings Ltd	278	1,615	2,057
Etalon Group Ltd Gdr 144A Gdr	116	564	617
Everest Re Group Ltd	21	3,317	3,335
Fibra Uno Administracion Sa Reit Npv	496	1,520	1,596
First Gulf Bank	720	2,362	3,686
Firstrand Ltd	802	2,725	2,748
Fubon Financial Holding Co	2,717	3,501	3,975
Great Wall Motor Company H	659	2,281	3,630
Greenlight Capital Re Ltd A	31	850	1,032
Grendene Sa	92	832	702
Grupo Financiero Banorte O	722	4,291	5,033
Grupo Lala Sab De Cv	297	663	655
Gs Home Shopping Inc	3	618	865
Guaranty Trust Bank	5,948	712	1,013
Guinness Anchor Bhd	100	650	489
Haier Electronics Group Co	644	728	1,874
Haitian International Hldgs	413	399	940
Haitong Securities Co Ltd H	1,154	1,838	2,000
Halla Visteon Climate Contro	36	1,248	1,319
Hcl Technologies Ltd	264	3,747	5,404
Hdfc Bank Limited	280	3,010	3,022
Hiwin Technologies Corp	83	662	697
Huaneng Renewables Corp H	1,315	603	631
Hyundai Motor Co	24	5,564	5,321
Idea Cellular Ltd	394	1,048	1,064
Iguatemi Emp De Shopping	92	1,111	865
Ihh Healthcare Bhd	150	152	176
Indusind Bank Ltd	96	655	653
Intercorp Financial Ser Inc	23	802	704
Inversiones La Construccion	47	911	655

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=4,SEQ=34,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=417860,FOLIO='31',FILE='DISK122:[14ZBW1.14ZBW18201]GE18201A.;22',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value	Current value
Itau Unibanco Holding S Pref Preference	558	$ 7,908	$ 7,418
Itc Ltd	770	3,718	3,993
Ituran Location And Control	113	2,299	2,442
Kalbe Farma Tbk Pt	7,604	731	781
Kroton Educacional Sa	83	1,016	1,374
Life Healthcare Group Holdin	173	439	692
Localiza Rent A Car	108	1,674	1,522
Lupin Ltd	98	1,140	1,432
M Video	76	618	689
Magnit Ojsc Spon Gdr 144A Gdr	61	1,619	3,442
Mail.Ru Group Gdr Regs Gdr	30	1,071	1,347
Mail.Ru Group Ltd Gdr 144A Gdr	4	141	164
Marcopolo Sa Pref Preference	96	277	209
Mediatek Inc	363	4,868	5,408
Merida Industry Co Ltd	119	851	864
Montpelier Re Holdings Ltd	104	2,987	3,015
Motherson Sumi Systems Ltd	250	495	736
Mr Price Group Ltd	64	940	995
Mtn Group Ltd	165	3,146	3,428
Nagacorp Ltd	793	626	837
Naspers Ltd N Shs	69	4,525	7,250
Naver Corp	8	3,116	5,570
Nestle Nigeria Plc	94	560	706
Netease Inc Adr	20	1,365	1,549
Nigerian Breweries Plc	648	504	680
Noble Corp Plc	163	6,351	6,116
Novatek Microelectronics Cor	228	966	933
Oil Search Ltd	355	2,401	2,573
Orbotech Ltd	30	397	408
Pacific Rubiales Energy Corp	228	5,415	3,940
Pegasus Hava Tasimaciligi As	70	867	1,184
Pentair Ltd Registered	126	5,323	9,768
Ping An Insurance Group Co H	434	3,556	3,903
Qatar National Bank	76	3,432	3,585
Qihoo 360 Technology Co Adr	8	649	631
Qiwi Plc Sponsored Adr	16	659	879
Royal Caribbean Cruises Ltd	222	6,499	10,509
Safaricom Ltd	2,426	178	306
Samsung Electronics Co Ltd	7	6,947	8,643
Sanofi Adr	141	5,791	7,564
Seadrill Ltd	178	5,504	7,316
Shenzhou International Group	231	631	874
Shoprite Holdings Ltd	78	1,298	1,226
Sino Biopharmaceutical	1,031	538	819
Sk Telecom	25	4,997	5,546
Sm Prime Holdings Inc	3,931	1,599	1,300

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=5,SEQ=35,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=371016,FOLIO='32',FILE='DISK122:[14ZBW1.14ZBW18201]GE18201A.;22',USER='KSEAMON',CD='14-JUN-2014;14:47'

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CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value		Current value
Soufun Holdings Ltd Adr	14	$	679	$	1,144
Sun Art Retail Group Ltd	919		1,178		1,291
Sun Pharmaceutical Indus	411		2,773		3,769
Sunny Optical Tech	598		724		581
Taiwan Semiconductor Sp Adr	300		5,406		5,234
Tata Consultancy Svcs Ltd	83		1,923		2,906
Tata Motors Ltd	564		2,909		3,432
Tcs Group Holding 144A Gdr	64		1,031		953
Tech Mahindra Ltd	57		1,201		1,705
Tencent Holdings Ltd	118		4,421		7,537
Tesco Corp	9		165		179
Tofas Turk Otomobil Fabrika	44		181		274
Tractebel Energia Sa	236		3,711		3,594
Tyco International Ltd	219		6,046		9,000
Ultrapar Participacoes Sa	165		3,967		3,910
Universal Robina Corp	292		648		743
Vodafone Group Plc Sp Adr	150		5,580		5,915
Want Want China Holdings Ltd	2,653		3,253		3,826
Wuxi Pharmatech Cayman Adr	25		317		945
Xl Group Plc	109		2,138		3,465
Yandex Nv A	141		3,544		6,093
Zhuzhou Csr Times Electric H	188		606		680

Total non-U.S. equities			320,129		377,752

Mutual funds:
Non-U.S. equity funds:
DFA Emerging Markets Portfolio	13,329		328,196		336,957
DFA International Value Portfolio	46,857		588,883		714,104
Dodge & Cox International Stock Fund	18,412		612,392		792,450
T Rowe Price International Discovery Fund	3,383		145,157		188,583

Total non-U.S. equity funds			1,674,628		2,032,094

Non-U.S. debt funds:
Legg Mason Bw Global Opportunities	9,959		113,726		107,461
PIMCO Emerging Markets Bond Fund	9,268		104,320		99,167

Total non-U.S. debt funds			218,046		206,628

High yield bond funds:
T Rowe Price Institutional High Yield	26,955		255,449		261,731
Western Asset High Yield Fund	29,243		251,029		262,023

Total high yield bond funds			506,478		523,754

Global allocation funds:
PIMCO All Asset All Authority Fund	7,876		85,060		77,973

Total global allocation funds			85,060		77,973

Total mutual funds			2,484,212		2,840,449

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=6,SEQ=36,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=28847,FOLIO='33',FILE='DISK122:[14ZBW1.14ZBW18201]GE18201A.;22',USER='KSEAMON',CD='14-JUN-2014;14:47' THIS IS THE END OF A COMPOSITION COMPONENT

TOC_END

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO Schedule H, Line 4iSchedule of Assets (Held at End of Year) December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue		Cost value		Current value
Collective trust funds:
Balanced funds:
BFA Lifepath Index 2015 Fund	1,011	$	12,906	$	15,216
BFA Lifepath Index 2020 Fund	16,615		222,122		266,671
BFA Lifepath Index 2025 Fund	20,471		255,197		311,613
BFA Lifepath Index 2030 Fund	26,835		354,893		438,530
BFA Lifepath Index 2035 Fund	26,205		321,708		399,655
BFA Lifepath Index 2040 Fund	62,505		822,801		1,028,570
BFA Lifepath Index 2045 Fund	63,159		758,406		957,261
BFA Lifepath Index 2050 Fund	9,309		97,003		115,485
BFA Lifepath Retirement Fund	8,469		116,994		135,471

Total balanced funds			2,962,030		3,668,472

Commodity funds:
*SSgA DJ/UBS Roll Select Commodity Index Fund	4,606		51,009		44,540

Total commodity funds			51,009		44,540

Non-U.S. debt funds:
Wellington CIF II Citigroup Emerging Markets Debt Portfolio	7,804		97,660		98,884

Total Non-U.S. debt funds			97,660		98,884

Non-U.S. equity funds:
*SSgA Emg Mkts Indx NL SF CL A	17,141		426,927		455,851
*SSgA Intl Indx SL SF CL I	121,069		2,318,127		2,959,909
*SSgA Active Emerging Markets Select NL SF CL A	25,248		252,774		257,612

Total non-U.S. equity funds			2,997,828		3,673,372

Real estate funds:
AEW Capital Management REIT Fund	12,934		157,527		172,155

Total real estate funds			157,527		172,155

U.S. debt funds:
*SSgA U.S. Bond Indx SL SF CL I	56,648		1,156,814		1,373,662
*SSgA U.S. Inflation Pro Bond Indx SL SF CL I	7,124		95,306		102,365

Total U.S. debt funds			1,252,120		1,476,027

U.S. equity funds:
Wellington CIF II Citigroup Growth Portfolio	39,621		424,965		578,071
*SSgA S&P Midcap (R) Indx SL SF CL I	42,419		1,510,663		2,222,576
*SSgA Russell Small Cap (R) Indx SL SF CL I	18,783		403,803		798,091
*SSgA Russell All Cap (R) Indx SL SF CL I	67,988		1,292,497		2,226,744
*SSgA S&P 500 (R) Indx SL SF CL I	8,314		2,255,480		3,405,151

Total U.S. equity funds			5,887,408		9,230,633

Total collective trust funds			13,405,582		18,364,083

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=1,SEQ=37,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=666464,FOLIO='34',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue						Cost value			Current value
Guaranteed investment contracts (GICs):
Traditional GICs:
Met Life Contract No. 32645	0.93	%		12,893		$	12,893		$	12,893
New York Life Contract No. 34360	1.02	%		29,071			29,071			29,174
Principal Life Contract No. 6-18274	1.25	%		38,722			38,722			38,848
Protective Life Insurance Contact No. GA 2021	0.85	%		32,026			32,026			32,050

Total traditional GICs							112,712			112,965

Separate Account GICs:
ING Life & Annuity Company Contact No. 60385	0.43	%		105,995			105,995			105,365
New York Life Contract No. 29038	2.13	%		246,302			246,302			251,093

Total separate account GICs							352,297			356,458

Synthetic GICs:
AIG Financial Products Contract No. 725840	4.08	%
Abbvie Inc Sr Unsec	1.75	%	11/6/2017	3,468			3,521			3,465
AIG Inc	8.25	%	8/15/2018	2,681			3,479			3,360
Altria Group Inc Glbl Sr Unsec	2.85	%	8/9/2022	3,546			3,538			3,271
America Movil Sab De Cv Glbl Sr Unsec	3.13	%	7/16/2022	3,891			3,622			3,602
American Express Glbl Sr Nt	7.00	%	3/19/2018	3,459			4,352			4,137
Anheuser-Busch Inbev Wor Glbl Co Gtd	7.75	%	1/15/2019	3,286			4,344			4,108
Bank Of America Corp Glbl Sr Nt	7.63	%	6/1/2019	4,151			5,319			5,155
Bear Stearns Co Inc Glbl Sr Unsec	7.25	%	2/1/2018	4,324			5,386			5,182
BP Capital Markets Plc Glbl Co Gtd	3.88	%	3/10/2015	4,064			4,308			4,229
Cash Collateral Fut Rdr Usd	0.08	%	12/31/2060	198			198			198
Cme Acal Euro$Call 12/14 @ 99.75	0.00	%	12/15/2014	15,566			1			1
Cme Aput Euro$Put 12/14 @ 99	0.00	%	12/15/2014	(15,566	)		(2	)		(1	)
Fed Home Ln Bk Disc Nt	0.00	%	1/2/2014	4,238			4,237			4,238
Fed Home Ln Bk Disc Nt	0.00	%	1/22/2014	42,634			42,628			42,634
Fed Home Ln Bk Disc Nt Unsec	0.00	%	1/15/2014	22,917			22,914			22,917
Fin Fut Us 30Yr Cbt 03/20/14	6.00	%	3/21/2014	(1,816	)		(2,381	)		(2,330	)
Fin Fut Us Ultra 30Yr Cbt 03/20/14	6.00	%	3/21/2014	(259	)		(354	)		(353	)
Federal Natl Mtg Assn Pass Thru 30Yr #Ar7295	3.00	%	8/1/2043	1,707			1,662			1,626
Federal Natl Mtg Assn Pass Thru 30Yr #Au3811	3.00	%	8/1/2043	846			823			805
Federal Natl Mtg Assn Pass Thru 30Yr #Au5386	3.00	%	6/1/2043	8,409			8,187			8,009
Federal Natl Mtg Assn P-T DUS #AM1964	2.18	%	12/1/2022	1,816			1,687			1,684
Federal Natl Mtg Assn TBA 4.0% FEB 30YR	4.00	%	2/13/2044	36,321			37,410			37,286
Federal Natl Mtg Assn TBA 4.0% JAN 30YR	4.00	%	1/13/2044	41,510			42,962			42,742
General Electric Co Sr Unsec	2.70	%	10/9/2022	5,188			5,308			4,866
Goldman Sachs Group Inc Glbl Sr Nt	7.50	%	2/15/2019	4,238			5,345			5,167
HSBC Holdings Plc Sr Unsec	5.10	%	4/5/2021	3,719			4,372			4,139
Kinder Morgan Ener Part Sr Unsecur	6.85	%	2/15/2020	2,767			3,525			3,294

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=2,SEQ=38,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=31765,FOLIO='35',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Southwestern Energy Co Glbl Sr Nt	7.50	%	2/1/2018	2,854	3,515		3,384
*State Street Bank & Trust Co 2236	0.00	%	12/1/2015	456	456		456
US Agency Repo	0.05	%	1/2/2014	1,729	1,729		1,729
US Treasury Bills	0.00	%	1/9/2014	346	346		346
US Treasury Bills	0.00	%	2/6/2014	21,620	21,617		21,620
US Treasury Bills	0.00	%	1/2/2014	25,511	25,511		25,511
US Treasury Bills	0.00	%	1/16/2014	6,745	6,745		6,745
US Treasury Bills	0.00	%	1/23/2014	31,132	31,130		31,132
US Treasury Bills	0.00	%	1/30/2014	520	520		520
US Treasury Bills	0.00	%	1/30/2014	35,758	35,756		35,758
US Treasury Note	0.25	%	1/31/2014	1,816	1,818		1,817
US Treasury Note	1.50	%	8/31/2018	30,094	29,941		29,944
US Treasury Repo	0.03	%	1/2/2014	4,670	4,670		4,670
US Treasury Repo	0.01	%	1/2/2014	7,351	7,351		7,351
US Treasury Repo	0.01	%	1/2/2014	2,594	2,594		2,594
US Treasury Repo	0.01	%	1/2/2014	42,288	42,288		42,288
Interest And Dividends Receivable					1,123		1,123
Receivable For Securities Sold					2,684		2,684
Payable For Securities Purchased					(80,752	)	(80,757	)
Wrapper							(388	)

Fair value of contract					355,433		351,958

ING Life & Annuity Company Contact No. 60266	2.53	%
1-3 Year Credit Bond Index Fund				2,711	27,486		30,853
1-3 Year Government Bond Index				548	61,108		61,494
Asset-Backed Securities Index				2,297	55,528		73,918
Commercial Mortgage-Backed Sec				399	6,569		10,288
Intermediate Government Bond I				724	26,974		28,564
Intermediate Term Credit Bond				2,296	92,503		111,046
Mortgage-Backed Securities Ind				2,060	71,240		93,712
Wrapper							806

Fair value of contract					341,408		410,681

Natixis Financial Products Contract No. WR1937-02	1.39	%
Bear Stearns Commercial Mortgage Securities 2004-PWR4 A3	5.47	%	6/11/2014	7,289	4,536		4,289
CNH 2012-B A3	0.86	%	7/15/2015	5,754	5,754		5,773
DESF 2001-1 A6	6.62	%	3/2/2015	5,754	4,828		4,727
FHR 3465 HA	4.00	%	9/15/2015	21,166	2,310		2,297
FHR 3625 AJ	4.00	%	4/15/2015	7,732	754		745
FHR 3705 DC	3.50	%	11/15/2016	9,590	1,704		1,711
FHR 3706 EB	2.00	%	3/15/2016	11,988	1,909		1,901
FHR 3856 EA	3.00	%	5/15/2018	6,675	2,276		2,259
FNR 2006-14 PC	6.00	%	2/25/2014	10,358	439		428

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=3,SEQ=39,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=227206,FOLIO='36',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — FNR 2010-104 BA	3.50	%	9/26/2016	8,248	1,555	1,568
FNR 2010-69 EG	3.00	%	9/25/2015	11,508	834	833
GNR 2010-139 PH	3.00	%	4/20/2017	6,713	3,555	3,494
GNR 2011-82 UE	2.00	%	8/20/2015	8,631	2,683	2,674
US Treasury	0.38	%	11/17/2014	1,013	1,009	1,015
US Treasury	0.38	%	11/17/2014	4,584	4,568	4,595
US Treasury	0.38	%	11/17/2014	18,189	18,121	18,233
US Treasury	0.38	%	11/17/2014	480	478	481
US Treasury	0.38	%	11/17/2014	288	287	288
US Treasury	0.38	%	11/17/2014	345	344	346
Harot 2012-2 A3	0.70	%	5/15/2015	3,836	3,836	3,845
Hart 2012-B A3	0.62	%	4/15/2015	2,877	2,851	2,855
JNJ 1.2 05/15/14	1.20	%	5/15/2014	7,672	7,775	7,707
LBUBS 2005-C3 A5	4.74	%	5/15/2015	5,580	5,489	5,257
Narot 2012-B A3	0.46	%	10/15/2015	2,877	2,877	2,878
TIAAS 2007-C4 A3	5.62	%	5/15/2015	6,713	3,640	3,494
Wrapper						56

Fair value of contract					84,412	83,749

Prudential GA-62194	2.35	%
Abb Fin Usa Inc	2.88	%	5/8/2022	77	75	73
Abbey Natl Tsy Svcs Plc	2.88	%	4/25/2014	86	87	88
Abbvie Inc	2.90	%	11/6/2022	355	352	333
Ace Ina Hldgs Inc	2.70	%	3/13/2023	508	507	470
Aetna Inc	6.50	%	9/15/2018	738	865	884
Agrium Inc	3.50	%	6/1/2023	307	306	287
Allied World Assurn Co Hldgs Ltd	7.50	%	8/1/2016	719	804	848
Allstate Corp	3.15	%	6/15/2023	278	277	264
Altria Grp Inc	9.70	%	11/10/2018	439	571	584
Altria Grp Inc	4.00	%	1/31/2024	508	505	500
Amazoncom Inc	1.20	%	11/29/2017	384	382	376
America Movil Sab De Cv	5.00	%	3/30/2020	767	784	841
American Elec Pwr Co Inc	1.65	%	12/15/2017	288	287	282
American Express Co	2.65	%	12/2/2022	754	743	701
American Intl Grp Inc	6.40	%	12/15/2020	336	359	397
American Intl Grp Inc	3.80	%	3/22/2017	364	363	393
Amgen Inc	5.85	%	6/1/2017	86	98	98
Amgen Inc	3.45	%	10/1/2020	288	292	295
Amgen Inc	2.30	%	6/15/2016	988	969	1,019
Anadarko Petroleum Corp	6.38	%	9/15/2017	192	212	224
Anheuser Busch Inbev Worldwide Inc	5.38	%	1/15/2020	1,496	1,643	1,755
Anheuser Busch Inbev Worldwide Inc	5.00	%	4/15/2020	182	220	208
Apple Inc	2.40	%	5/3/2023	815	815	736
AT&T Inc	5.50	%	2/1/2018	921	1,014	1,057
Axis Specialty Fin Llc	5.88	%	6/1/2020	374	377	412
BACCT_07-A1	5.17	%	6/15/2019	1,966	2,249	2,205

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=4,SEQ=40,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=893640,FOLIO='37',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — BACM_06-3	5.89 %	7/10/2044	1,908	Cost value — $ 2,122	Current value — $ 2,084
BACM_07-1	5.45 %	1/15/2049	1,918	2,111	2,085
Baltimore Gas & Elec Co	3.35 %	7/1/2023	163	163	159
Bank Of Amer Corp	6.00 %	9/1/2017	1,630	1,751	1,894
Bank Of Amer Corp	3.30 %	1/11/2023	1,266	1,254	1,217
Bank Of Nova Scotia	2.90 %	3/29/2016	575	574	603
Barclays Bk Plc	5.00 %	9/22/2016	623	664	695
Barrick Pd Au Fin Pty	4.95 %	1/15/2020	192	214	199
Baxter Intl Inc	3.20 %	6/15/2023	269	268	257
Berkshire Hathaway Fin Corp	5.40 %	5/15/2018	1,199	1,337	1,388
Bhp Billiton Fin Usa Ltd	6.50 %	4/1/2019	211	271	257
Boeing Co	3.50 %	2/15/2015	1,199	1,258	1,254
BP Cap Markets Plc	4.75 %	3/10/2019	259	304	292
BP Cap Markets Plc	3.13 %	10/1/2015	432	437	454
BP Cap Markets Plc	3.56 %	11/1/2021	211	211	214
BP Cap Markets Plc	3.25 %	5/6/2022	643	643	626
Brazil Rep Of	6.00 %	1/17/2017	911	1,021	1,034
Brazil Rep Of	4.25 %	1/7/2025	384	382	368
British Telecom Plc	5.95 %	1/15/2018	518	580	606
Bear Stearns Commercial Mortgage Securities_05-T20	5.14 %	10/12/2042	575	618	613
Bear Stearns Commercial Mortgage Securities_06-T22	5.58 %	4/12/2038	173	187	187
Buckeye Partners Lp	2.65 %	11/15/2018	115	115	114
Burlington Northern Santa Fe Corp	5.75 %	3/15/2018	403	451	466
CA St	6.20 %	3/1/2019	1,036	1,081	1,224
Canadian Natl Railway Co	5.55 %	3/1/2019	575	641	671
Capital One Finl Corp	2.15 %	3/23/2015	1,256	1,289	1,284
Cardinal Hlth Inc	4.63 %	12/15/2020	240	276	259
Cash			1,827	1,827	1,827
Caterpillar Inc	3.90 %	5/27/2021	758	771	790
Catholic Hlth Initiatives	1.60 %	11/1/2017	67	67	65
Catholic Hlth Initiatives	4.20 %	8/1/2023	211	211	208
CBS CORP	4.30 %	2/15/2021	96	99	100
CD_07-CD4	5.32 %	12/11/2049	932	1,043	1,025
CF Inds Inc	6.88 %	5/1/2018	125	149	146
CF Inds Inc	3.45 %	6/1/2023	240	240	220
Chevron Corp	2.36 %	12/5/2022	643	643	586
Chile Rep Of	3.25 %	9/14/2021	489	485	483
Cigna Corp	5.38 %	3/15/2017	575	630	646
Cigna Corp	4.38 %	12/15/2020	355	386	378
Cisco Systems Inc	4.95 %	2/15/2019	221	262	252
Cisco Systems Inc	4.45 %	1/15/2020	969	1,125	1,077
Coca Cola Co	3.15 %	11/15/2020	240	252	245
Comcast Corp	6.50 %	1/15/2015	1,582	1,795	1,725

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=5,SEQ=41,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=2636,FOLIO='38',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Comcast Corp	5.88 %	2/15/2018	671	Cost value — $ 763	Current value — $ 785
COMM_12-CR3	2.82 %	10/15/2045	269	263	253
COMM_13-CR8	3.33 %	6/10/2046	441	428	425
Conocophillips Co	2.40 %	12/15/2022	489	489	446
Continental Airlines Inc	4.15 %	4/11/2024	243	249	247
Continental Airlines Inc	4.00 %	10/29/2024	201	201	201
Continental Resources Inc	4.50 %	4/15/2023	307	310	314
Coventry Hlth Care Inc	5.95 %	3/15/2017	144	167	165
Coventry Hlth Care Inc	5.45 %	6/15/2021	326	325	364
Covidien Intl Fin Sa	2.95 %	6/15/2023	96	96	89
Credit Suisse Ny	4.38 %	8/5/2020	748	723	813
CRH Amer Inc	6.00 %	9/30/2016	547	618	619
CSMC_06-C1	5.46 %	2/15/2039	345	372	370
CSX Corp	5.60 %	5/1/2017	163	186	184
CSX Corp	7.38 %	2/1/2019	767	933	954
Cummins Inc	3.65 %	10/1/2023	221	219	220
CVS Caremark Corp	5.75 %	6/1/2017	631	714	719
CVS Caremark Corp	4.00 %	12/5/2023	566	563	566
Deere & Co	2.60 %	6/8/2022	441	441	413
Delhaize Grp Sa	6.50 %	6/15/2017	432	488	486
Devon Energy Corp	2.25 %	12/15/2018	297	297	294
Directv Hldgs Llc	4.75 %	10/1/2014	623	668	649
Directv Hldgs Llc	5.20 %	3/15/2020	163	182	180
Directv Hldgs Llc Directv Fin Co I	5.88 %	10/1/2019	29	34	33
Directv Hldgs Llc Directv Fin Co I	3.50 %	3/1/2016	192	191	204
Directv Hldgs Llc Directv Fin Co I	3.80 %	3/15/2022	211	211	205
Discover Finl Svcs	3.85 %	11/21/2022	1,007	1,004	959
Discovery Comm Llc	5.63 %	8/15/2019	125	152	143
Dominion Gas Hldgs Llc	3.55 %	11/1/2023	125	124	121
Dominion Resources Inc	5.20 %	8/15/2019	384	453	438
Dow Chemical Co	8.55 %	5/15/2019	269	358	350
Dow Chemical Co	4.25 %	11/15/2020	163	177	175
Dow Chemical Co	3.00 %	11/15/2022	384	377	360
Duke Energy In Inc	3.75 %	7/15/2020	192	207	202
Dupont Ei De Nemours & Co	4.63 %	1/15/2020	364	433	406
Dupont Ei De Nemours & Co	2.80 %	2/15/2023	249	250	231
Ebay Inc	1.35 %	7/15/2017	125	125	124
Ecolab Inc	4.35 %	12/8/2021	355	355	369
El Paso Pipeline Partners Oper Co	6.50 %	4/1/2020	153	186	179
Emc Corp	1.88 %	6/1/2018	470	469	466
Entergy Corp	5.13 %	9/15/2020	374	385	401
Enterprise Products Operating Llc	6.50 %	1/31/2019	163	201	196
Enterprise Products Operating Llc	3.70 %	6/1/2015	336	346	351
Enterprise Products Operating Llc	1.25 %	8/13/2015	125	125	126
Enterprise Products Operating Llc	3.35 %	3/15/2023	806	805	773

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=6,SEQ=42,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=878173,FOLIO='39',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Eog Resources Inc	4.10 %	2/1/2021	230	Cost value — $ 244	Current value — $ 244
Export Import Bk Of Korea	4.38 %	9/15/2021	499	528	526
Fgold 15Yr	4.00 %	6/1/2026	1,111	1,161	1,179
Fgold 15Yr	4.00 %	7/1/2026	623	657	662
Fgold 15Yr	2.50 %	11/1/2027	864	903	859
Fgold 15Yr	2.50 %	8/1/2028	940	936	935
Fgold 15Yr Giant	3.50 %	9/1/2026	342	357	359
Fgold 15Yr Tba(Reg B)	3.50 %	1/16/2014	959	1,006	1,001
Fgold 30Yr	3.00 %	12/1/2042	1,551	1,510	1,476
Fgold 30Yr	3.00 %	10/1/2042	940	915	894
Fgold 30Yr	3.00 %	1/1/2043	2,857	2,779	2,720
Fgold 30Yr	4.50 %	11/1/2040	430	453	458
Fgold 30Yr	5.00 %	8/1/2041	3,939	4,267	4,270
Fgold 30Yr	5.00 %	7/1/2041	919	995	996
Fgold 30Yr Giant	5.50 %	1/1/2035	336	366	371
Fgold 30Yr Giant	6.00 %	9/1/2037	1,366	1,484	1,524
Fgold 30Yr Giant	4.50 %	6/1/2039	630	675	671
Fgold 30Yr Giant	4.00 %	11/1/2039	1,066	1,082	1,106
Fgold 30Yr Giant	4.50 %	12/1/2039	857	901	913
Fgold 30Yr Giant	5.50 %	1/1/2040	629	683	693
Fgold 30Yr Giant	4.00 %	12/1/2040	1,034	1,032	1,068
Fgold 30Yr Giant	4.00 %	2/1/2041	1,664	1,659	1,719
Fgold 30Yr Giant	4.50 %	4/1/2041	2,657	2,750	2,834
Fgold 30Yr Giant	3.00 %	6/1/2042	921	944	876
Fgold 30Yr Giant	3.50 %	9/1/2042	1,755	1,893	1,750
Fgold 30Yr Giant	5.50 %	6/1/2038	2,268	2,397	2,496
Fgold 30Yr Giant	4.50 %	10/1/2039	1,971	2,042	2,098
Fgold 30Yr Giant	4.50 %	11/1/2039	397	420	424
Fgold 30Yr Tba(Reg A)	3.50 %	1/13/2014	959	956	953
Fgold 30Yr Tba(Reg A)	4.00 %	1/13/2014	1,918	1,972	1,974
Federal Home Loan Mortgage Corp	0.63 %	11/1/2016	307	306	306
Federal Home Loan Mortgage Corp	2.00 %	8/25/2016	671	669	699
Federal Home Loan Mortgage Corp	2.38 %	1/13/2022	1,276	1,244	1,233
Federal Home Loan Mortgage Corp	1.25 %	8/1/2019	125	124	119
Federal Home Loan Mortgage Corp	1.00 %	9/29/2017	988	988	979
Federal Home Loan Mortgage Corp	0.75 %	1/12/2018	3,692	3,671	3,607
Federal Home Loan Mortgage Corp	0.88 %	3/7/2018	1,160	1,156	1,130
Federal Home Loan Mortgage Corp	1.38 %	5/1/2020	527	525	496
Federal Home Loan Mortgage Corp	0.88 %	10/14/2016	1,180	1,180	1,186
Federal Home Loan Mortgage Corp Gold 30YR	2.50 %	1/1/2043	699	682	631
Federal Home Loan Mortgage Corp Gold 30YR	3.00 %	2/1/2043	1,795	1,855	1,709
Federal Home Loan Mortgage Corp Gold 30YR	3.50 %	9/1/2043	2,845	2,851	2,837

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=7,SEQ=43,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=190246,FOLIO='40',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Fiserv Inc	3.13 %	6/15/2016	240	Cost value — $ 240	Current value — $ 251
FN 5/1 12M LIBOR ARM	2.73 %	2/1/2041	1,519	1,540	1,591
Federal Natl Mtg Assn	2.38 %	4/11/2016	1,755	1,849	1,838
Federal Natl Mtg Assn	0.88 %	10/26/2017	796	796	783
Federal Natl Mtg Assn	0.88 %	5/21/2018	518	512	502
Federal Natl Mtg Assn	0.63 %	8/26/2016	1,189	1,186	1,190
Federal Natl Mtg Assn	1.88 %	9/18/2018	1,525	1,523	1,543
Federal Natl Mtg Assn	1.63 %	11/27/2018	288	287	286
Federal Natl Mtg Assn	1.63 %	10/26/2015	3,616	3,532	3,707
Federal Natl Mtg Assn 15YR	3.50 %	9/1/2026	778	827	818
Federal Natl Mtg Assn 15YR	3.00 %	5/1/2027	2,360	2,477	2,418
Federal Natl Mtg Assn 15YR	3.50 %	3/1/2026	237	238	249
Federal Natl Mtg Assn 15YR	3.50 %	2/1/2026	523	526	550
Federal Natl Mtg Assn 15YR	3.50 %	10/1/2025	304	305	319
Federal Natl Mtg Assn 15YR TBA(REG B)	3.00 %	1/16/2014	10,070	10,408	10,288
Federal Natl Mtg Assn 15YR TBA(REG B)	3.50 %	1/16/2014	6,713	7,060	7,031
Federal Natl Mtg Assn 15YR TBA(REG B)	2.50 %	1/16/2014	959	958	951
Federal Natl Mtg Assn 15YR TBA(REG B)	4.50 %	1/16/2014	1,918	2,044	2,045
Federal Natl Mtg Assn 20YR	4.50 %	6/1/2031	1,089	1,140	1,171
Federal Natl Mtg Assn 30YR	5.50 %	5/1/2037	646	703	715
Federal Natl Mtg Assn 30YR	6.00 %	9/1/2038	806	874	904
Federal Natl Mtg Assn 30YR	5.50 %	6/1/2033	672	725	745
Federal Natl Mtg Assn 30YR	5.50 %	10/1/2033	851	919	943
Federal Natl Mtg Assn 30YR	4.00 %	12/1/2040	1,515	1,501	1,570
Federal Natl Mtg Assn 30YR	4.50 %	2/1/2041	3,861	3,947	4,124
Federal Natl Mtg Assn 30YR	4.00 %	2/1/2041	692	685	717
Federal Natl Mtg Assn 30YR	5.00 %	12/1/2034	1,511	1,622	1,653
Federal Natl Mtg Assn 30YR	4.50 %	5/1/2039	456	490	487
Federal Natl Mtg Assn 30YR	5.50 %	4/1/2034	684	744	759
Federal Natl Mtg Assn 30YR	5.00 %	4/1/2034	3,347	3,542	3,665
Federal Natl Mtg Assn 30YR	5.50 %	9/1/2034	672	721	746
Federal Natl Mtg Assn 30YR	5.00 %	7/1/2035	1,006	1,074	1,101
Federal Natl Mtg Assn 30YR	5.50 %	2/1/2035	1,201	1,296	1,331
Federal Natl Mtg Assn 30YR	6.50 %	12/1/2037	598	672	672
Federal Natl Mtg Assn 30YR	6.00 %	5/1/2038	2,726	2,967	3,056
Federal Natl Mtg Assn 30YR	6.50 %	1/1/2037	1,184	1,336	1,331
Federal Natl Mtg Assn 30YR	5.50 %	3/1/2038	854	926	945
Federal Natl Mtg Assn 30YR	4.00 %	3/1/2039	350	353	363
Federal Natl Mtg Assn 30YR	4.50 %	2/1/2041	2,875	2,957	3,071
Federal Natl Mtg Assn 30YR	4.50 %	3/1/2041	1,223	1,254	1,306
Federal Natl Mtg Assn 30YR	3.50 %	5/1/2042	1,930	1,931	1,930
Federal Natl Mtg Assn 30YR	4.50 %	9/1/2039	726	752	775
Federal Natl Mtg Assn 30YR	4.00 %	7/1/2040	458	460	477
Federal Natl Mtg Assn 30YR	3.50 %	6/1/2039	599	555	600
Federal Natl Mtg Assn 30YR	4.00 %	10/1/2040	363	354	376
Federal Natl Mtg Assn 30YR TBA(REG A)	4.00 %	1/13/2014	6,713	7,031	6,931

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=8,SEQ=44,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=1012808,FOLIO='41',FILE='DISK122:[14ZBW1.14ZBW18201]GG18201A.;24',USER='KSEAMON',CD='14-JUN-2014;14:47' THIS IS THE END OF A COMPOSITION COMPONENT

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Federal Natl Mtg Assn 30YR TBA(REG A)	3.50 %	1/13/2014	(959	Cost value — $ (947	Current value — $ (955
Federal Natl Mtg Assn 30YR TBA(REG A)	3.00 %	1/13/2014	2,877	2,730	2,740
Federal Natl Mtg Assn 30YR TBA(REG A)	4.50 %	1/13/2014	1,918	2,047	2,037
Federal Natl Mtg Assn 15YR	2.50 %	4/1/2028	1,345	1,338	1,337
Federal Natl Mtg Assn 15YR	2.50 %	8/1/2028	935	931	930
Federal Natl Mtg Assn 15YR	2.50 %	8/1/2028	69	69	69
Federal Natl Mtg Assn 15YR	3.00 %	11/1/2028	959	995	983
Federal Natl Mtg Assn 15YR	2.50 %	9/1/2027	3,700	3,699	3,681
Federal Natl Mtg Assn 30YR	3.50 %	8/1/2042	1,751	1,888	1,749
Federal Natl Mtg Assn 30YR	3.00 %	12/1/2042	937	946	894
Federal Natl Mtg Assn 30YR	3.00 %	1/1/2043	1,850	1,910	1,766
Federal Natl Mtg Assn 30YR	3.50 %	3/1/2043	1,863	1,994	1,861
Federal Natl Mtg Assn 30YR	4.00 %	10/1/2043	959	1,006	993
Federal Natl Mtg Assn 30YR	3.50 %	9/1/2042	1,687	1,795	1,685
Federal Natl Mtg Assn 30YR	3.50 %	6/1/2042	3,721	3,736	3,719
Federal Natl Mtg Assn 30YR	3.00 %	10/1/2042	905	930	863
Federal Natl Mtg Assn 30YR	3.50 %	11/1/2042	2,573	2,756	2,572
Federal Natl Mtg Assn 30YR	3.00 %	12/1/2042	2,699	2,712	2,576
Federal Natl Mtg Assn 30YR	3.00 %	1/1/2043	452	470	431
Federal Natl Mtg Assn 30YR	3.00 %	1/1/2043	1,363	1,418	1,301
Federal Natl Mtg Assn 30YR	3.00 %	1/1/2043	1,889	1,816	1,803
Federal Natl Mtg Assn 30YR	3.00 %	3/1/2043	1,957	2,027	1,868
Ford Motor Cr Co Llc	5.00 %	5/15/2018	499	545	558
Ford Motor Cr Co Llc	3.88 %	1/15/2015	527	549	554
Freeport Mcmoran Copper & Gold Inc	3.88 %	3/15/2023	345	345	331
GCCFC_05-GG3	4.86 %	8/10/2042	403	416	418
GCCFC_05-GG5	5.22 %	4/10/2037	1,918	2,043	2,031
GCCFC_07-GG9	5.38 %	3/10/2039	1,480	1,516	1,520
General Dynamics Corp	2.25 %	11/15/2022	441	437	398
General Elec Cap Corp	5.63 %	5/1/2018	959	1,041	1,111
General Elec Cap Corp	4.65 %	10/17/2021	192	191	211
General Elec Cap Corp	3.10 %	1/9/2023	1,333	1,289	1,285
General Elec Cap Corp	1.50 %	7/12/2016	29	29	29
General Mills Inc	5.70 %	2/15/2017	623	699	712
Georgia Pwr Co	2.85 %	5/15/2022	336	335	318
Gilead Sciences Inc	2.40 %	12/1/2014	144	143	147
Glaxosmithkline Cap Inc	2.80 %	3/18/2023	67	66	62
Glaxosmithkline Cap Plc	1.50 %	5/8/2017	662	659	664
Govt Natl Mtg Assn 30YR	4.50 %	11/15/2039	1,097	1,206	1,177
Govt Natl Mtg Assn 30YR	4.50 %	4/15/2040	1,897	2,073	2,036
Govt Natl Mtg Assn 30YR	5.00 %	5/15/2035	447	496	490
Govt Natl Mtg Assn 30YR	5.50 %	4/15/2038	660	721	729
Govt Natl Mtg Assn 30YR	5.50 %	6/15/2038	1,129	1,234	1,246
Govt Natl Mtg Assn 30YR PLATINUM	5.00 %	7/15/2039	956	1,058	1,042
Govt Natl Mtg Assn 30YR TBA(REG C)	4.00 %	1/21/2014	959	1,002	999

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=1,SEQ=45,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=672679,FOLIO='42',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Govt Natl Mtg Assn 30YR	3.00 %	11/15/2042	1,910	Cost value — $ 1,841	Current value — $ 1,855
Govt Natl Mtg Assn 30YR	3.50 %	5/15/2043	934	1,013	946
Govt Natl Mtg Assn 30YR	3.00 %	3/15/2043	959	941	931
Govt Natl Mtg Assn2 15YR	3.00 %	3/20/2027	710	751	733
Govt Natl Mtg Assn2 30YR	4.00 %	4/20/2042	699	762	732
Govt Natl Mtg Assn2 30YR	3.00 %	8/20/2042	935	920	909
Govt Natl Mtg Assn2 30YR	3.50 %	8/20/2042	3,362	3,648	3,410
Govt Natl Mtg Assn2 30YR	3.00 %	9/20/2042	1,858	1,826	1,806
Govt Natl Mtg Assn2 30YR	3.50 %	9/20/2042	2,534	2,760	2,570
Govt Natl Mtg Assn2 30YR	3.50 %	10/20/2042	2,556	2,765	2,592
Govt Natl Mtg Assn2 30YR	3.00 %	12/20/2042	940	919	913
Govt Natl Mtg Assn2 30YR	3.50 %	5/20/2043	927	997	940
Govt Natl Mtg Assn2 30YR	5.00 %	8/20/2039	530	584	583
Govt Natl Mtg Assn2 30YR	4.50 %	5/20/2040	2,107	2,312	2,271
Govt Natl Mtg Assn2 30YR	4.50 %	7/20/2040	1,258	1,382	1,356
Govt Natl Mtg Assn2 30YR	4.00 %	9/20/2040	1,362	1,482	1,428
Govt Natl Mtg Assn2 30YR	4.00 %	10/20/2040	2,045	2,223	2,145
Govt Natl Mtg Assn2 30YR	4.50 %	10/20/2040	686	760	740
Govt Natl Mtg Assn2 30YR	4.50 %	12/20/2040	1,669	1,832	1,800
Govt Natl Mtg Assn2 30YR	4.00 %	2/20/2041	425	448	446
Govt Natl Mtg Assn2 30YR	4.00 %	1/20/2041	789	801	827
Govt Natl Mtg Assn2 30YR	5.00 %	4/20/2041	1,707	1,858	1,872
Govt Natl Mtg Assn2 30YR	4.50 %	8/20/2041	1,559	1,645	1,681
Govt Natl Mtg Assn2 30YR	4.50 %	7/20/2041	535	570	577
Govt Natl Mtg Assn2 30YR TBA(REG C)	4.00 %	1/21/2014	4,795	5,018	5,003
Goldman Sachs Grp Inc	5.38 %	3/15/2020	19	19	22
Goldman Sachs Grp Inc	6.15 %	4/1/2018	1,199	1,303	1,394
Goldman Sachs Grp Inc	5.75 %	1/24/2022	144	144	165
Goldman Sachs Grp Inc	3.63 %	1/22/2023	336	338	331
Goldman Sachs Grp Inc	3.63 %	2/7/2016	1,851	1,847	1,970
GSMS_06-GG6	5.55 %	4/10/2038	403	430	436
Halliburton Co	3.50 %	8/1/2023	537	536	528
Hartford Finl Svcs Grp Inc	5.50 %	3/30/2020	681	787	775
Home Depot Inc	3.75 %	2/15/2024	806	801	812
HSBC Bk Usa Na	4.88 %	8/24/2020	671	651	736
HSBC Fin Corp	6.68 %	1/15/2021	221	228	260
HSBC Hldgs Plc	5.10 %	4/5/2021	115	115	129
HSBC Hldgs Plc	4.88 %	1/14/2022	508	508	560
IBM Corp	8.38 %	11/1/2019	441	625	581
IBM Corp	3.38 %	8/1/2023	364	363	361
Ingersoll Rand Gl Hldg Co Ltd	6.88 %	8/15/2018	201	245	242
Ingersoll Rand Gl Hldg Co Ltd	4.25 %	6/15/2023	269	268	263
Intel Corp	1.35 %	12/15/2017	949	948	939
International Paper Co	7.95 %	6/15/2018	336	402	408
Israel St Of	4.00 %	6/30/2022	384	380	399

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=2,SEQ=46,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=612332,FOLIO='43',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Johnson Controls Inc	1.75 %	3/1/2014	173	Cost value — $ 172	Current value — $ 174
J.P. Morgan Clearing Corp_05-CB12	4.95 %	9/12/2037	240	247	253
J.P. Morgan Clearing Corp_05-LDP2	4.78 %	7/15/2042	374	382	392
J.P. Morgan Clearing Corp_05-LDP4	5.00 %	10/15/2042	1,045	1,077	1,111
J.P. Morgan Clearing Corp_13-C10	2.88 %	12/15/2047	767	775	717
JPMorgan & Co Inc	3.38 %	5/1/2023	163	162	153
JPMorgan Chase & Co	6.30 %	4/23/2019	1,295	1,451	1,544
JPMorgan Chase & Co	4.65 %	6/1/2014	767	823	784
JPMorgan Chase & Co	4.35 %	8/15/2021	384	374	411
JPMorgan Chase & Co	3.20 %	1/25/2023	547	546	525
Kellogg Co	1.75 %	5/17/2017	240	239	240
Keycorp	5.10 %	3/24/2021	134	134	149
Kinder Morgan Energy Partners Lp	6.00 %	2/1/2017	173	196	198
Kinder Morgan Energy Partners Lp	6.85 %	2/15/2020	297	377	361
Kinder Morgan Energy Partners Lp	3.45 %	2/15/2023	307	306	289
Korea Dev Bk	3.88 %	5/4/2017	393	391	417
Kraft Foods Grp Inc	5.38 %	2/10/2020	351	419	404
Kroger Co	2.30 %	1/15/2019	86	86	86
LBUBS_05-C7	5.26 %	11/15/2040	700	732	752
LG&E & Ku Energy Llc	3.75 %	11/15/2020	192	194	195
Lloyds Tsb Bk Plc	4.88 %	1/21/2016	480	478	522
Lockheed Martin Corp	2.13 %	9/15/2016	767	768	792
Lorillard Tobacco Co	3.75 %	5/20/2023	297	297	272
Lyb Intl Fin Bv	4.00 %	7/15/2023	144	142	145
Mcdonalds Corp	5.80 %	10/15/2017	499	613	581
Mcdonalds Corp	1.88 %	5/29/2019	211	209	206
Merck & Co Inc	3.88 %	1/15/2021	969	988	1,039
Metlife Inc	6.75 %	6/1/2016	527	611	602
Metlife Inc	4.37 %	9/15/2023	374	376	382
Metlife Inc	3.05 %	12/15/2022	297	299	277
Mexico United Mexican States	5.95 %	3/19/2019	1,055	1,166	1,236
Mexico United Mexican States	4.00 %	10/2/2023	376	374	376
Microsoft Corp	3.00 %	10/1/2020	527	484	542
Microsoft Corp	2.50 %	2/8/2016	662	660	693
MLCFC_06-1	5.52 %	2/12/2039	844	914	916
MLCFC_06-2	5.89 %	6/12/2046	153	164	170
Merrill Lynch Mortgage Trust_06-C1	5.68 %	5/12/2039	1,918	2,123	2,092
Merrill Lynch Mortgage Trust_06-C1	5.68 %	5/12/2039	518	553	560
Molson Coors Brewing Co	2.00 %	5/1/2017	153	153	154
Morgan Stanley	3.75 %	2/25/2023	451	450	445
Morgan Stanley	5.50 %	7/28/2021	288	247	328
Morgan Stanley	5.63 %	9/23/2019	1,247	1,262	1,436
Morgan Stanley	4.10 %	5/22/2023	67	67	66
Morgan Stanley	4.88 %	11/1/2022	38	39	40
MSC_06-HQ9	5.77 %	7/12/2044	173	189	189

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=3,SEQ=47,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=339363,FOLIO='44',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — MSC_06-IQ11	5.67 %	10/15/2042	1,670	Cost value — $ 1,826	Current value — $ 1,800
MSC_06-IQ11	5.67 %	10/15/2042	96	104	104
Mylan Inc	2.55 %	3/28/2019	96	96	95
Nabors Inds Inc	6.15 %	2/15/2018	451	513	517
Nbcuniversal Media Llc	5.15 %	4/30/2020	384	450	432
Nbcuniversal Media Llc	2.88 %	1/15/2023	211	211	199
News Amer Inc	6.90 %	3/1/2019	911	1,069	1,114
Nisource Fin Corp	6.80 %	1/15/2019	182	224	218
Noble Energy Inc	8.25 %	3/1/2019	269	357	341
Noble Energy Inc	4.15 %	12/15/2021	269	269	277
Norfolk Southern Corp	5.75 %	4/1/2018	393	461	454
Norfolk Southern Corp	5.90 %	6/15/2019	729	842	845
Northrop Grumman Corp	5.05 %	8/1/2019	527	553	594
Novartis Cap Corp	2.40 %	9/21/2022	537	533	496
Novartis Secs Inv Ltd	5.13 %	2/10/2019	547	651	630
Occidental Petroleum Corp	4.10 %	2/1/2021	595	600	634
Oneok Partners Lp	8.63 %	3/1/2019	527	656	677
Oneok Partners Lp	3.38 %	10/1/2022	192	191	181
Oracle Corp	5.75 %	4/15/2018	623	755	728
Oracle Corp	5.00 %	7/8/2019	316	376	366
Oracle Corp	3.88 %	7/15/2020	38	40	42
Oracle Corp	2.50 %	10/15/2022	249	249	230
Pacific Gas & Elec Co	3.85 %	11/15/2023	547	546	546
Pepsico Inc	5.00 %	6/1/2018	1,189	1,307	1,339
Petrobras Global Fin Bv	4.38 %	5/20/2023	710	702	636
Petroleos Mexicanos	3.50 %	1/30/2023	221	220	205
Pfizer Inc	6.20 %	3/15/2019	393	496	474
Philip Morris Intl Inc	4.50 %	3/26/2020	355	407	388
Philip Morris Intl Inc	2.63 %	3/6/2023	326	320	298
Pnc Fdg Corp	4.38 %	8/11/2020	671	659	729
Precision Castparts Corp	2.50 %	1/15/2023	230	229	211
Principal Finl Grp Inc	1.85 %	11/15/2017	163	163	162
Procter & Gamble Co	4.70 %	2/15/2019	412	487	468
Procter & Gamble Co	2.30 %	2/6/2022	278	276	264
Progress Energy Inc	4.88 %	12/1/2019	671	778	740
Quest Diagnostics Inc	5.45 %	11/1/2015	575	626	626
Raytheon Co	3.13 %	10/15/2020	192	196	194
Republic Svcs Inc	5.50 %	9/15/2019	230	273	263
Reynolds Amern Inc	6.75 %	6/15/2017	489	564	562
Rio Tinto Fin Ltd	3.50 %	3/22/2022	19	19	19
Rio Tinto Fin Usa Ltd	3.50 %	11/2/2020	412	402	423
Rio Tinto Fin Usa Plc	1.38 %	6/17/2016	470	469	478
Rogers Comm Inc	6.80 %	8/15/2018	288	339	351
Rogers Comm Inc	3.00 %	3/15/2023	134	135	125
Royal Bk Of Scotland Grp Plc	6.40 %	10/21/2019	336	334	391
Royal Bk Of Scotland Plc	6.13 %	1/11/2021	336	333	389

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=4,SEQ=48,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=512728,FOLIO='45',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Safeway Inc	3.95 %	8/15/2020	221	Cost value — $ 215	Current value — $ 224
Sanofi	2.63 %	3/29/2016	393	396	411
Schlumberger Investment Sa	3.65 %	12/1/2023	134	134	133
Shell Intl Fin Bv	4.30 %	9/22/2019	441	499	489
Shell Intl Fin Bv	4.38 %	3/25/2020	144	160	159
Simon Property Grp Lp	6.13 %	5/30/2018	575	639	670
Southern Ca Edison Co	3.50 %	10/1/2023	393	392	389
Spectra Energy Partners Lp	4.75 %	3/15/2024	432	430	446
St Jude Med Inc	3.25 %	4/15/2023	460	459	433
Statoilhydro Asa	5.25 %	4/15/2019	748	819	856
Svenska Handelsbanken Ab	2.50 %	1/25/2019	480	480	486
Teva Pharmaceutical Fin Co Bv	2.95 %	12/18/2022	556	555	504
Time Warner Cable Inc	5.85 %	5/1/2017	192	220	211
Time Warner Cable Inc	8.75 %	2/14/2019	259	353	318
Time Warner Cable Inc	5.00 %	2/1/2020	58	66	60
Time Warner Inc	3.15 %	7/15/2015	384	391	403
Time Warner Inc	4.75 %	3/29/2021	547	547	590
Time Warner Inc	4.00 %	1/15/2022	48	47	50
Total Cap Intl Sa	2.88 %	2/17/2022	460	460	443
Total Cap Intl Sa	2.70 %	1/25/2023	269	259	251
Toyota Motor Cr Corp	2.63 %	1/10/2023	412	410	388
Transocean Inc	2.50 %	10/15/2017	173	173	175
Travelers Cos Inc	5.80 %	5/15/2018	537	589	622
US Treasury Bond	8.50 %	2/15/2020	1,832	2,773	2,570
US Treasury Bond	8.00 %	11/15/2021	1,132	1,614	1,584
US Treasury Note	2.00 %	11/30/2020	7,615	7,556	7,426
US Treasury Note	0.63 %	12/15/2016	1,055	1,055	1,051
US Treasury Note	0.25 %	12/31/2015	3,501	3,492	3,491
US Treasury Note	1.50 %	12/31/2018	12,314	12,205	12,176
US Treasury Note	2.38 %	12/31/2020	3,443	3,443	3,430
US Treasury Note	4.63 %	11/15/2016	1,813	2,121	2,023
US Treasury Note	4.50 %	5/15/2017	2,129	2,381	2,388
US Treasury Note	3.50 %	2/15/2018	1,774	1,965	1,950
US Treasury Note	3.13 %	10/31/2016	4,133	4,358	4,433
US Treasury Note	2.38 %	2/28/2015	15,134	15,984	15,619
US Treasury Note	2.13 %	5/31/2015	4,498	4,721	4,626
US Treasury Note	1.88 %	6/30/2015	7,586	7,789	7,770
US Treasury Note	1.88 %	9/30/2017	3,740	3,871	3,854
US Treasury Note	1.38 %	11/30/2015	13,772	14,151	14,055
US Treasury Note	1.75 %	5/31/2016	4,047	4,180	4,170
US Treasury Note	1.50 %	6/30/2016	2,100	2,166	2,149
US Treasury Note	1.00 %	8/31/2016	3,184	3,250	3,225
US Treasury Note	0.88 %	1/31/2017	2,657	2,653	2,669
US Treasury Note	2.00 %	2/15/2022	1,592	1,532	1,523
US Treasury Note	0.38 %	3/15/2015	1,112	1,115	1,117
US Treasury Note	0.63 %	5/31/2017	13,906	13,893	13,733

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=5,SEQ=49,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=475294,FOLIO='46',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — US Treasury Note	0.88 %	7/31/2019	2,446	Cost value — $ 2,392	Current value — $ 2,312
US Treasury Note	0.63 %	8/31/2017	3,990	3,917	3,923
US Treasury Note	0.63 %	9/30/2017	5,687	5,680	5,578
US Treasury Note	0.63 %	11/30/2017	8,842	8,655	8,626
US Treasury Note	0.38 %	1/15/2016	2,455	2,459	2,459
US Treasury Note	0.88 %	1/31/2018	10,588	10,493	10,424
US Treasury Note	0.25 %	2/28/2015	6,502	6,503	6,512
US Treasury Note	0.25 %	3/31/2015	6,732	6,728	6,741
US Treasury Note	1.00 %	5/31/2018	3,510	3,475	3,437
US Treasury Note	1.38 %	6/30/2018	1,045	1,042	1,038
US Treasury Note	1.38 %	7/31/2018	4,162	4,121	4,149
US Treasury Note	0.38 %	8/31/2015	12,870	12,859	12,906
US Treasury Note	2.13 %	8/31/2020	15,038	15,040	14,954
US Treasury Note	2.75 %	11/15/2023	2,072	2,031	2,034
TVA	3.88 %	2/15/2021	480	476	513
Tyco Electronics Grp Sa	6.55 %	10/1/2017	182	222	211
Tyco Intl Fin Sa	8.50 %	1/15/2019	230	299	292
Unilever Cap Corp	4.25 %	2/10/2021	451	449	490
Union Pacific Corp	4.00 %	2/1/2021	201	213	214
United Parcel Svc Inc	5.13 %	4/1/2019	767	898	883
United Parcel Svc Inc	3.13 %	1/15/2021	643	664	652
Unitedhealth Grp Inc	6.00 %	2/15/2018	38	44	46
Unitedhealth Grp Inc	4.70 %	2/15/2021	230	251	255
Unitedhealth Grp Inc	1.40 %	10/15/2017	211	211	209
Unitedhealth Grp Inc	2.88 %	3/15/2023	326	325	306
Verizon Communications Inc	4.60 %	4/1/2021	422	418	451
Verizon Communications Inc	5.15 %	9/15/2023	1,870	1,868	2,035
Viacom Inc	5.63 %	9/15/2019	278	331	321
Viacom Inc	3.13 %	6/15/2022	192	189	177
Viacom Inc	3.25 %	3/15/2023	316	314	296
Wal Mart Stores Inc	5.38 %	4/5/2017	211	249	240
Wal Mart Stores Inc	5.80 %	2/15/2018	988	1,170	1,164
Wal Mart Stores Inc	3.63 %	7/8/2020	297	334	317
Walt Disney Co	2.75 %	8/16/2021	278	274	271
Walt Disney Co	1.10 %	12/1/2017	182	181	180
Waste Mgmt Inc	4.60 %	3/1/2021	144	155	156
Waste Mgmt Inc	4.75 %	6/30/2020	173	196	188
Watson Pharmaceuticals Inc	6.13 %	8/15/2019	297	360	349
Watson Pharmaceuticals Inc	3.25 %	10/1/2022	364	362	343
Wachovia Bank Comm Mtg Trust_05-C17	5.22 %	3/15/2042	211	222	221
Wachovia Bank Comm Mtg Trust_05-C20	5.18 %	7/15/2042	96	98	102
Wachovia Bank Comm Mtg Trust_05-C22	5.29 %	12/15/2044	2,263	2,425	2,419
Wachovia Bank Comm Mtg Trust_06-C25	5.72 %	5/15/2043	441	509	484
Wachovia Bank Comm Mtg Trust_06-C27	5.77 %	7/15/2045	226	246	244
Wachovia Bank Comm Mtg Trust_06-C28	5.57 %	10/15/2048	307	348	337

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=6,SEQ=50,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=468554,FOLIO='47',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — Weatherford Intl Ltd	9.63	%	3/1/2019	384		502		505
Weatherford Intl Ltd	5.13	%	9/15/2020	182		199		198
Wellpoint Inc	3.13	%	5/15/2022	38		39		36
Wellpoint Inc	3.30	%	1/15/2023	134		134		127
Wells Fargo & Co	5.63	%	12/11/2017	1,343		1,490		1,543
Wells Fargo & Co	4.13	%	8/15/2023	29		29		28
Wyeth Llc	5.45	%	4/1/2017	1,141		1,292		1,298
Xerox Corp	2.95	%	3/15/2017	211		211		218
XTO ENERGY INC	5.50	%	6/15/2018	240		290		276
Zoetis Inc	3.25	%	2/1/2023	278		277		264
Wrapper								(228	)

Fair value of contract						573,574		571,266

Royal Bank of Canada Contract No. Citigroup01	4.12	%
Abbvie Inc Sr Unsec	1.75	%	11/6/2017	4,224		4,289		4,220
AIG Inc	8.25	%	8/15/2018	3,265		4,238		4,093
Altria Group Inc Glbl Sr Unsec	2.85	%	8/9/2022	4,318		4,310		3,984
America Movil Sab De Cv Glbl Sr Unsec	3.13	%	7/16/2022	4,740		4,411		4,388
American Express Glbl Sr Nt	7.00	%	3/19/2018	4,213		5,301		5,039
Anheuser-Busch Inbev Wor Glbl Co Gtd	7.75	%	1/15/2019	4,003		5,292		5,003
Bank Of America Corp Glbl Sr Nt	7.63	%	6/1/2019	5,056		6,479		6,278
Bear Stearns Co Inc Glbl Sr Unsec	7.25	%	2/1/2018	5,266		6,561		6,312
BP Capital Markets Plc Glbl Co Gtd	3.88	%	3/10/2015	4,951		5,247		5,152
Cash Collateral Fut Rdr Usd	0.08	%	12/31/2060	241		241		241
Cme Acal Euro$Call 12/14 @ 99.75	0.00	%	12/15/2014	18,959		1		1
Cme Aput Euro$Put 12/14 @ 99	0.00	%	12/15/2014	(18,959	)	(2	)	(2	)
Fed Home Ln Bk Disc Nt	0.00	%	1/2/2014	5,161		5,160		5,161
Fed Home Ln Bk Disc Nt	0.00	%	1/22/2014	51,928		51,920		51,927
Fed Home Ln Bk Disc Nt Unsec	0.00	%	1/15/2014	27,912		27,909		27,912
Fin Fut Us 30Yr Cbt 03/20/14	6.00	%	3/21/2014	(2,212	)	(2,899	)	(2,839	)
Fin Fut Us Ultra 30Yr Cbt 03/20/14	6.00	%	3/21/2014	(316	)	(431	)	(431	)
Federal Natl Mtg Assn Pass Thru 30Yr #Ar7295	3.00	%	8/1/2043	2,080		2,025		1,980
Federal Natl Mtg Assn Pass Thru 30Yr #Au3811	3.00	%	8/1/2043	1,030		1,003		981
Federal Natl Mtg Assn Pass Thru 30Yr #Au5386	3.00	%	6/1/2043	10,243		9,972		9,755
Federal Natl Mtg Assn P-T DUS #AM1964	2.18	%	12/1/2022	2,212		2,054		2,050
Federal Natl Mtg Assn TBA 4.0% FEB 30YR	4.00	%	2/13/2044	44,238		45,565		45,413
Federal Natl Mtg Assn TBA 4.0% JAN 30YR	4.00	%	1/13/2044	50,558		52,328		52,059
General Electric Co Sr Unsec	2.70	%	10/9/2022	6,320		6,465		5,927
Goldman Sachs Group Inc Glbl Sr Nt	7.50	%	2/15/2019	5,161		6,510		6,293
HSBC Holdings Plc Sr Unsec	5.10	%	4/5/2021	4,529		5,325		5,042
Kinder Morgan Ener Part Sr Unsecur	6.85	%	2/15/2020	3,371		4,293		4,012
Southwestern Energy Co Glbl Sr Nt	7.50	%	2/1/2018	3,476		4,281		4,122
*State Street Bank & Trust Co 2236	0.00	%	12/1/2015	556		556		556

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=7,SEQ=51,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=820720,FOLIO='48',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47'

Table of Contents

CITIBUILDER 401(k) PLAN FOR PUERTO RICO

Schedule H, Line 4iSchedule of Assets (Held at End of Year)

December 31, 2013

COMMAND=ADD_TABLEWIDTH,"110%" User-specified TAGGED TABLE

Identity of issue — US Agency Repo	0.05	%	1/2/2014	2,107	Cost value — $	2,107		Current value — $	2,107
US Treasury Bills	0.00	%	1/9/2014	421		421			421
US Treasury Bills	0.00	%	2/6/2014	26,332		26,330			26,332
US Treasury Bills	0.00	%	1/2/2014	31,072		31,072			31,072
US Treasury Bills	0.00	%	1/16/2014	8,216		8,216			8,216
US Treasury Bills	0.00	%	1/23/2014	37,919		37,916			37,919
US Treasury Bills	0.00	%	1/30/2014	633		633			633
US Treasury Bills	0.00	%	1/30/2014	43,553		43,550			43,553
US Treasury Note	0.25	%	1/31/2014	2,212		2,214			2,212
US Treasury Note	1.50	%	8/31/2018	36,655		36,469			36,472
US Treasury Repo	0.03	%	1/2/2014	5,688		5,688			5,688
US Treasury Repo	0.01	%	1/2/2014	8,953		8,953			8,953
US Treasury Repo	0.01	%	1/2/2014	3,160		3,160			3,160
US Treasury Repo	0.01	%	1/2/2014	51,506		51,506			51,506
Interest And Dividends Receivable						1,367			1,367
Receivable For Securities Sold						3,269			3,269
Payable For Securities Purchased						(98,355	)		(98,355	)
Wrapper									118

Fair value of contract						432,920			429,272

Total GICs (including wrapper contracts)						1,787,747			1,846,926

Total GICs						2,252,756			2,316,349

Total investments					$	24,763,200		$	29,129,461


Loans receivable from participants
663 loans carrying an interest rate of 4.25% to 6.00% with maturities up to 20 years									2,591,981

Total					$	24,763,200		$	31,721,442

end of user-specified TAGGED TABLE COMMAND=ADD_LINERULETXT,NOSHADE COLOR="#000000" SIZE="1.0PT" WIDTH="26%" ALIGN="LEFT"

Party-in-interest, as defined by ERISA

BLANK LINE TO FORCE PARA

See accompanying Report of Independent Registered Public Accounting Firm.

ZEQ.=8,SEQ=52,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=730108,FOLIO='49',FILE='DISK122:[14ZBW1.14ZBW18201]GI18201A.;27',USER='KSEAMON',CD='14-JUN-2014;14:47' THIS IS THE END OF A COMPOSITION COMPONENT

TOC_END

Table of Contents

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.

COMMAND=ADD_TABLEWIDTH,"100%" User-specified TAGGED TABLE

CITIBUILDER 401(k) PLAN FOR PUERTO RICO
By:	/s/ PAUL MCKINNON Paul McKinnon Global Head of Human Resources

end of user-specified TAGGED TABLE

Date: June 16, 2014

ZEQ.=1,SEQ=53,EFW="2220511",CP="CITIGROUP INC",DN="1",CHK=845387,FOLIO='50',FILE='DISK122:[14ZBW1.14ZBW18201]JC18201A.;9',USER='LSMITH',CD='14-JUN-2014;16:47' THIS IS THE END OF A COMPOSITION COMPONENT TOCEXISTFLAG

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CITIGROUP INC Annual Report 2014

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CITIGROUP INC — Annual Report 2014

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CITIGROUP INC Annual Report 2014