CARVER BANCORP INC — Director's Dealing 2005

May 20, 2005

SEC Form 4/A — Form 4/A

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2004-10-13

Reporting Person: RUGGIERO EDWARD B (Director)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-10-13	Stock Option (right to buy)	$20.00	A	729	Acquired	2014-10-12	Common Stock (729.00)	Direct