CARVER BANCORP INC — Director's Dealing 2004

Jan 30, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2004-01-29

Reporting Person: RUGGIERO EDWARD B (Director)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-01-29	Common Stock (right to buy)	$12.19	A	381	Acquired	2014-01-29	Common Stock (381.00)	Direct