CARVER BANCORP INC — Director's Dealing 2004

Jan 30, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2004-01-29

Reporting Person: TERRELL FREDERICK (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-01-29	Common Stock	A	37	$18.95	Acquired	4546.00	Direct
2004-01-29	Common Stock	A	43	$19.99	Acquired	4589.00	Direct
2004-01-29	Common Stock	A	42	$20.02	Acquired	4631.00	Direct
2004-01-29	Common Stock	A	148	$25.40	Acquired	4779.00	Direct

Footnotes

F1: Payment by Company of director's fees under Compensation Plan for Non-Employee Directors.