CARVER BANCORP INC — Director's Dealing 2004

Apr 12, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2004-04-08

Reporting Person: MODDY CAROL BALDWIN (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-04-08	Common Stock	A	27	$25.44	Acquired	1333.00	Direct
2004-04-08	Common Stock	A	19	$25.40	Acquired	1352.00	Direct
2004-04-08	Common Stock	A	25	$23.70	Acquired	1377.00	Direct
2004-04-08	Common Stock	A	25	$24.35	Acquired	1402.00	Direct
2004-04-08	Common Stock	A	106	$23.50	Acquired	1508.00	Direct

Footnotes

F1: Payment by Company of director's fees under Compensation Plan for Non-Employee Directors.