CARVER BANCORP INC — Director's Dealing 2004

May 13, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2004-05-12

Reporting Person: DUNN LINDA J (SVP & General Counsel)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-05-12	Common Stock	P	99	$20.00	Acquired	2705.00	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	192.00	Indirect