CARVER BANCORP INC — Director's Dealing 2004

Jun 25, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2004-06-24

Reporting Person: DUNN LINDA J (SVP & General Counsel)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-06-24	Common Stock	A	500	$19.63	Acquired	3205.00	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-06-24	Stock Option (right to buy)	$19.63	A	1250	Acquired	2014-06-23	Common Stock (1250.00)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	192.00	Indirect

Footnotes

F1: Vests in three equal annual installments beginning one year from date of grant.

F2: Vests in three equal annual installments beginning 6/24/05.