CARVER BANCORP INC - Director's Dealing 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2004-08-12

Reporting Person: WOOLCOCK DEVON (SVP and Chief Retail Officer)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2004-08-12	Common Stock	M	4000	$9.14	Acquired	4997	Direct
2004-08-12	Common Stock	S	4000	$18.15	Disposed	997	Direct
2004-08-12	Common Stock	M	1333	$9.93	Acquired	2330	Direct
2004-08-12	Common Stock	S	1333	$18.15	Disposed	997	Direct
2004-08-12	Common Stock	M	1800	$12.06	Acquired	1897	Direct
2004-08-12	Common Stock	S	1767	$18.15	Disposed	1030	Direct
2004-08-12	Common Stock	S	33	$18.86	Disposed	997	Direct
2004-08-12	Common Stock	M	403	$16.41	Acquired	1400	Direct
2004-08-12	Common Stock	S	403	$18.86	Acquired	997	Direct

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-08-12	Common Stock (right to buy)	$9.14	M	4000	Disposed	2010-06-19	Common Stock (4000)	Direct
2004-08-12	Common Stock (right to buy)	$9.93	M	1333	Disposed	2011-08-21	Common Stock (1333)	Direct
2004-08-12	Comon Stock (right to buy)	$12.06	M	1800	Disposed	2012-06-11	Common Stock (1800)	Direct
2004-08-12	Common Stock (right to buy)	$16.41	M	403	Disposed	2013-06-23	Common Stock (403)	Direct

F1: Exercise of 100% of option to purchase 4,000 shares of CNY stock awarded 6/20/00.

F2: Vests in 3 equal annual installments beginning 7/17/01.

F3: Exercise price

F4: Shares acquired upon exercise of stock option.

F5: Vests in three equal annual installments beginning 8/22/02.

F6: Exercise of option to purchase 1,333 of 2,000 shares of CNY stock awarded 8/22/01.

F7: Exercise of option to purchase 1,800 of 2,700 shares of CNY stock awarded 6/12/02.

F8: Vests in three equal annual installments beginning 6/12/03.

F9: Exercise of option to purchase 403 of 1,210 shares of CNY stock awarded 6/24/03.

F10: Vests in three equal annual installments beginning 6/24/04.