CARVER BANCORP INC — Director's Dealing 2003

Oct 6, 2003

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CARVER BANCORP INC (CNY)
CIK: 0001016178
Period of Report: 2003-10-02

Reporting Person: TERRELL FREDERICK (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2003-10-02	Common Stock	A	48	$17.60	Acquired	4254.00	Direct
2003-10-02	Common Stock	A	49	$17.40	Acquired	4303.00	Direct
2003-10-02	Common Stock	A	206	$18.15	Acquired	4509.00	Direct

Footnotes

F1: Payment by Company of director's fees under Compensation Plan for Non-Employee Directors.