Capital Trust Ltd. — Capital/Financing Update 2021

Aug 3, 2021

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(CIN-L65923DL1985PLC195299)

03.08.2021

Listing Compliance The Secretary - Listing Department National Stock Exchange of India Limited (NSE) Bombay Stock Exchange Limited Exchange Plaza, Bandra Kurla Complex, Phiroze Jeejeebhoy Towers Bandra East, Mumbai 400051 Dalal Street Scrip Code: CAPTRUST Mumbai Scrip Code – 511505

Sub: Capital Trust announces PTC Transaction of about INR 280 Million with U GRO Capital Limited

Dear Sirs,

Please find attached herewith the press release on Capital Trust announces PTC Transaction of about INR 280 Million with U GRO Capital Limited.

Kindly take note of the same.

Thanking you

Yours Truly, For Capital Trust Limited

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Tanya Sethi Company Secretary

Capital Trust Limited Registered Office: 205 Centrum Mall Sultanpur MG Road, New Delhi-110030 Phone: 9716844571 Email: info@capitaltrust.in Web: www.capitaltrust.in

(CIN-L65923DL1985PLC195299)

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Capital Trust announces PTC Transaction of about INR 280 Million with U GRO Capital Limited

New Delhi, India, August 03, 2021 : Capital Trust Limited (Capital Trust), a digitally enabled non-banking finance company (NBFC), specialising in providing income generating micro business loans in tier 3-5 regions, today announced that it has entered into PTC (Pass Through Certificates) transaction with U GRO Capital Limited, a technology focused small business lending platform.

This is the first time U GRO Capital and Capital Trust have come together for a PTC transaction of about INR 280 million, with amortisation of the pool tenure of 20 months. The instrument is rated BBB+ by ICRA Limited. The tie up will allow Capital Trust to enhance its liquidity and build a strong capital base. The loans underlying the pool will have monthly instalments with original maturity of up to 3 years. With this tie up, Capital Trust will be able to expand its credit portfolio of income generating micro loans among rural India’s underserved population.

Commenting on this development , Mr. Yogen Khosla, Chairman and Managing Director, Capital Trust Limited, said, “ This transaction is in line with Capital Trust’s balance sheet light business growth model and will help the company expand its lending portfolio at a faster pace without additional burden on the books of the company. The arrangement will enable Capital Trust to expand its digital lending footprint to Tier 3-5 regions primarily in Northern India. The company will continue to enter into such tie ups in near term which will help in building a strong capital base with high liquidity.”

About Capital Trust Limited

Capital Trust Limited ( BSE: 511505; NSE: CAPTRUST ), an RBI registered non-banking finance company (NBFC), offers income generating micro loans to MSMEs. Merging best practices of fintech and traditional financing, the company focuses on financial inclusion of the underserved in deep interiors of rural India using digital processes and state of the art technology. As on March 31,2021, Capital Trust caters to over 1,50,000 customers across 63 districts through 229 branches in 10 states in Rural India. The company prides itself to be India`s first "Rural Doorstep-Fintech" company. For more information visit www.capitaltrust.in.

For media queries, please contact:

Vinod Raina Chief Financial Officer Capital Trust Limited vinod.raina@capitaltrust.in Contact: +91 9711 202 360	Pushpa Mani Senior Analyst Dickenson World pushpa.mani@dickensonworld.com Contact: +91 9911 684 123

Capital Trust Limited Registered Office: 205 Centrum Mall Sultanpur MG Road, New Delhi-110030 Phone: 9716844571 Email: info@capitaltrust.in Web: www.capitaltrust.in