BV Financial, Inc. — Director's Dealing 2025

Dec 16, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: BV Financial, Inc. (BVFL)
CIK: 0001302387
Period of Report: 2024-12-12

Reporting Person: Flair David M. (Director, Co-President, Co-CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-12-12	Common Stock	M	21433	$5.65	Acquired	191738	Direct
2025-12-12	Common Stock	F	6602	$19.11	Disposed	185136	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2025-12-12	Stock Options	$5.65	M	21433	Disposed	2027-12-31	Common Stock (21433)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	10238	Indirect
Common Stock	4508	Indirect
Common Stock	14000	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Stock Options	$14.8600	2034-09-17	Common Stock (244974)	244974	Direct

Footnotes

F1: Includes shares of restricted stock which vest 25% on September 17, 2025, with the remaining shares vesting at a rate of 25% per year commencing on September 6, 2026.

F2: Includes shares of restricted stock which vest at a rate of 33 1/3% per year commencing on December 31, 2023.

F3: Reflects transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended.

F4: Stock Options are fully vested.

F5: Stock Options vest 25% on September 17, 2025, with the remaining options vesting at a rate of 25% per year commencing on September 6, 2026.