BioCardia, Inc. — Director's Dealing 2004

Jul 2, 2004

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: CLICKNSETTLE COM INC (clik)
CIK: 0000925741
Period of Report: 2004-06-30

Reporting Person: GERAGHTY KENNETH G (Director, 10% Owner)

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2004-06-30	Stock Option (Right to buy)	$0.05	A	15000	Acquired	2014-06-30	Common Stock (15000)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	1322466	Indirect

Holdings (Derivative)

Security	Exercise Price	Expiration	Underlying	Shares	Ownership
Stock Option (Right to buy)	$0.1083	2013-06-30	Common Stock (15000)	15000	Direct
Warrant	$4.045	2005-08-15	Common Stock (360000)	360000	Indirect

Footnotes

F1: Mr. Geraghty is the Executive Vice President and Chief Financial Officer of Insurance Services Office, Inc., the parent corporation of the purchaser of the securities, ISO Investment Holdings, Inc. Mr. Geraghty disclaims beneficial ownership of the securities.