Bff Bank

Regulatory Filings • May 27, 2025

PRESS RELEASE

Moody's affirmed BFF's Ratings

Milan, 27th May 2025 – BFF Bank S.p.A. ("BFF" or the "Bank") informs that the rating agency Moody's has affirmed BFF's Ratings, following its recent change in outlook ofthe Government of Italy's Baa3 rating to positive from stable and the change of Italy's Macro Profile to "Strong" from "Strong–".

For more information, please refer to Moody's press release, published on the rating agency's website, and in the Investors > Debt > Rating section of BFF's website.

***

This press release is available on-line on BFF Group's website www.bff.com within the Investors > PR & Presentations > Press Releases section.

BFF Banking Group

BFF Banking Group is the largest independent specialty finance in Italy and a leading player in Europe, specialized in the management and non-recourse factoring of trade receivables due from the Public Administrations, securities services, banking and corporate payments. The Group operates in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia and Spain. BFF is listed on the Italian Stock Exchange. In 2024 it reported a consolidated Adjusted Net Profit of €143.0 million, with a 13.7% Group CET1 ratio at the end of March 2025. www.bff.com

Contacts

BFF Banking Group

Investor Relations Caterina Della Mora Marie Thérèse Mazzocca +39 02 49905 631 investor.relations@bff.com

Media Relations Alessia Barrera Sofia Crosta +39 02 49905 623 |+39 340 3434 065 newsroom@bff.com