BEFOREPAY GROUP LIMITED — Capital/Financing Update 2025

Oct 30, 2025

==> picture [203 x 35] intentionally omitted <==

ASX Announcement (ASX: B4P)

31 October 2025

Beforepay Group Limited: Issue of cleansing notice under section 708A(e) of the Corporations Act 2001 (Cth)

This notice is given by Beforepay Group Limited (Beforepay or the Company) (ASX: B4P) under section 708A(e) of the Corporations Act 2001 (Cth) (Corporations Act).

On 31 October 2025, Beforepay issued 292,841 fully paid ordinary shares ( Shares ) on the exercise of options. Beforepay confirms that as at the date of this notice:

• a. it has issued the Shares without disclosure to investors under Part 6D.2 of the Corporations Act;

• b. it has complied with the provisions of Chapter 2M of the Corporations Act as they apply to Beforepay;

• c. it has complied with section 674 and 674A of the Corporations Act; and

• d. there is no excluded information within the meaning of sections 708A(7) and 708A(8) of the Corporations Act which is required to be disclosed under section 708A(6)(e) of the Corporations Act.

This announcement has been authorised for release to the ASX by the Board.

For more information, please contact:

Investors	Media
Danny Younis	Noeleene Yap
Investor Relations	Marketing & Communications Manager
Ph: 0420 293 042	Ph: 0489 995 082
investorrelations@beforepay.com.au	mediaenquiries@beforepay.com.au

About Beforepay Group

Beforepay Group was founded in 2019 to support working Australians who have not been well-served by the traditional financial-services industry. Our lending arm, Beforepay, offers consumers an ethical, customer friendly way to help manage temporary cash-flow challenges through small pay advances, as well as offering personal loans.

Carrington Labs, our enterprise arm, enables banks, credit unions and fintechs to elevate their lending performance through deep credit risk insights that can help increase approval rates, cut defaults and grow margins.

For more information visit www.beforepay.com.au and www.carringtonlabs.com

1

ACN 633 925 505 Suite 1, Level 9, 77 Castlereagh Street, Sydney NSW 2000