Beacon Financial Corp — Director's Dealing 2025

Sep 3, 2025

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Beacon Financial Corp (BBT)
CIK: 0001108134
Period of Report: 2025-08-29

Reporting Person: Gray Sean (Chief Operations Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2025-08-29	Common Stock	A	21772	—	Acquired	137330	Direct
2025-08-29	Common Stock	F	13589	$26.13	Disposed	123741	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	0	Indirect
Common Stock	0	Indirect
Common Stock	2762	Indirect

Footnotes

F1: Stock Awards granted pursuant to the Berkshire Hills Bancorp, Inc. 2022 Equity Compensation Plan vest in three equal annual installments beginning on January 30, 2024.

F2: Stock Awards granted pursuant to the Berkshire Hills Bancorp, Inc. 2022 Equity Compensation Plan vest in three equal annual installments beginning on January 30, 2025.

F3: Since the reporting person's last report, 2,196 shares previously held through Stock Award XVIII and 5,285 shares previously held through Stock Award XIX have vested and are now owned directly.

F4: On January 30, 2023 the reporting person was granted 9,882 shares of restricted stock subject to a three-year cliff vesting schedule and subject to the satisfaction of certain performance criteria. The shares vested at 100% of target, resulting in the vesting of 9,882 shares of restricted stock, and were transferred to the executive on August 29, 2025.

F5: On January 30, 2024 the reporting person was granted 11,890 shares of restricted stock subject to a three-year cliff vesting schedule and subject to the satisfaction of certain performance criteria. The shares vested at 100% of target, resulting in the vesting of 11,890 shares of restricted stock, and were transferred to the executive on August 29, 2025.

F6: Reflects transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.