Bank Pekao S.A.

Earnings Release • Feb 22, 2024

Selected financial data_Bank Pekao Group_31.12.2023 SELECTED CONSOLIDATED FINANCIAL DATA OF BANK PEKAO S.A. GROUP INCOME STATEMENT PLN million EUR million 2023 2022 RESTATED 2023 2022 RESTATED Net interest income 11 923 8 243 2 633 1 758 Net fee and commission income 2 786 2 710 615 578 Profit before income tax 8 480 2 882 1 873 615 Net profit 6 580 1 719 1 453 366 Net profit attributable to equity holders of the Bank 6 578 1 717 1 453 366 Net profit attributable to non-controlling interests 2 2 - - Basic earnings per share (in PLN\EUR) 25.06 6.54 5.53 1.39 Diluted earnings per share (in PLN\EUR) 25.06 6.54 5.53 1.39 Paid dividend per share (in PLN\EUR) 5.42 4.30 1.20 0.92 CASH FLOW STATEMENT PLN million EUR million 2023 2022 2023 2022 Net cash flows from operating activities 28 020 18 479 6 188 3 942 Net cash flows from investing activities (30 698) (13 160) (6 779) (2 807) Net cash flows from financing activities (300) 4 638 (66) 989 Net change in cash and cash equivalents (2 978) 9 957 (657) 2 124 STATEMENT OF FINANCIAL POSITION PLN million EUR million 31.12.2023 31.12.2022 31.12.2023 31.12.2022 Total assets 305 723 281 139 70 313 59 946 Amounts due to other banks 7 597 8 594 1 747 1 832 Amounts due to customers 234 306 210 747 53 888 44 936 Non-controlling interest 12 12 3 3 Equity attributable to equity holders of the Bank 30 329 22 763 6 975 4 854 Share capital 262 262 60 56 Number of shares 262 470 034 262 470 034 262 470 034 262 470 034 Book value per share (in PLN\EUR) 115.55 86.73 26.58 18.49 Diluted book value per share (in PLN\EUR) 115.55 86.73 26.58 18.49 CAPITAL ADEQUACY PLN million EUR million 31.12.2023 31.12.2022 () 31.12.2023 31.12.2022 () Total capital ratio (%) 16.8 17.8 16.8 17.8 Risk weighted assets 154 181 146 512 35 460 31 240 Core funds (Tier 1) 23 502 23 389 5 405 4 987 Supplementary funds (Tier 2) 2 434 2 707 560 577 (*) Data for 31 December 2022 have been recalculated taking into account the retrospective recognition of part of the profit for 2022, in accordance with the EBA position expressed in Q&A 2018_3822 and Q&A 2018_4085. The following exchange rates were used in translation selected financial data from PLN to EUR: • for balance sheet items – an exchange rate announced by the National Bank of Poland as at 31 December 2023 - 1 EUR = 4.3480 PLN and as at 31 December 2022 - 1 EUR = 4.6899 PLN, • for profit and loss account items, cash flows items and for dividend calculation – an exchange rate calculated as the arithmetic average values of exchange rates announced by the National Bank of Poland as at the end of each month of 2023 and 2022 respectively - 1 EUR = 4.5284 PLN and 1 EUR = 4.6883 PLN.