Bank Pekao S.A.

Capital/Financing Update • Jan 7, 2026

Report Content UNOFFICIAL TRANSLATION07.01.2026 - Report 1/2026:Bank's Management Board resolution on early redemption of series SP2 SPbondsBank Polska Kasa Opieki S.A. (the "Bank")hereby informs that the Bank's Management Board on 7 January 2026adopted resolution regarding the early redemption of series SP2 seniorpreferred bonds issued on 30 July 2024 with ISIN code: PLPEKAO0037(the "seriesSP2 SP Bonds"), in accordance with the series SP2 SP Bonds IssueTerms and Conditions. The early redemption will take place on 29 January2026 ("Early Redemption Date") and will cover all theseries SP2 SP Bonds issued, i.e. 1,200 series SP2 SP Bonds at theirnominal value, for the total amount of PLN 600,000,000. On the EarlyRedemption Date, the Bank will pay to the series SP2 SP Bondholders anamount equal to the sum of the nominal value of the series SP2 SP Bondsand the amount of interest accrued from the start date of the InterestPeriod (inclusive) to the Redemption Date (exclusive) ("RedemptionAmount"). The Redemption Amount will be paid to the series SP2SP Bondholders who will hold the series SP2 SP Bonds on the date ofdetermining the right to the interest, i.e. 26 January 2026.Theseries SP2 SP Bonds will be redeemed through and in accordance with theregulations of the Central Securities Depository of Poland (KDPW).Legalbasis: Article 17.1 of MAR - inside information