Banco Comercial Portugues

Regulatory Filings • Jan 8, 2026

8 January 2026

Banco Comercial Português, S.A. informs about estimated provisions against legal risk related to FX mortgage loans portfolio booked by Bank Millennium, S.A. in 4Q 2025

Banco Comercial Português, S.A. informs that Bank Millennium S.A., in which it holds a 50.1% stake, has published the attached current report.

End of announcement Banco Comercial Português, S.A.

Bank Millennium S.A.

January 8, 2026

Current report no. 1/2026

SUBJECT: Estimated level of provisions against legal risk related to FX mortgage loans portfolio in the 4th quarter of 2025.

The Management Board of Bank Millennium S.A. ('the Bank') informs that the estimated level of 4th quarter 2025 provisions for legal risk connected with FX mortgage loans originated by the Bank amounts to PLN 487 million. Additionally, PLN 47 million worth of provisions (without P&L impact) are estimated to be created against legal risk related to the loan book originated by former Euro Bank S.A.

Final value of legal risk provisions in the 4th quarter 2025 and 2025 overall will be disclosed in the financial statements for 2025 due to be announced on February 27, 2026.

Legal basis: art. 17 section 1 MAR