AUSTRALIAN FINANCE GROUP LTD — Director's Dealing 2021

Aug 30, 2021

31 August 2021

Market Announcements Office

ASX Limited Exchange Centre 20 Bridge Street SYDNEY NSW 2000

Dear Sir/Madam

CHANGE OF DIRECTOR’S INTEREST NOTICES

Please find attached Appendix 3Y – Change of Director’s Interest Notice for Mr Malcolm Watkins and Mr Brett McKeon, in respect of shares acquired on vesting of Performance Rights under the Australian Finance Group Ltd Long Term Incentive Plan.

Authorised for disclosure by:

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Lisa Bevan

Company Secretary

CONTACT DETAILS Alison Clarke, AFG Head of Corporate Communications David Bailey , CEO

Mob 0402 781 367 Tel (08) 9420 7888

Appendix 3Y Change of Director’s Interest Notice

Rule 3.19A.2

Appendix 3Y

Change of Director’s Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name of entity Australian Finance Group Ltd

ABN 11 066 385 822

We (the entity) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director Malcolm Stephen Watkins

Date of last notice 30 November 2020

Part 1 - Change of director’s relevant interests in securities In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of “notifiable interest of a director” should be disclosed in this part.

Direct or indirect interest	Direct and Indirect
Nature of indirect interest (including registered holder) Note: Provide details of the circumstances giving rise to the relevant interest.	MSW Investments Pty Ltd as trustee for The Malcolm Stephen Watkins Family Trust. Malcolm Watkins is a beneficiary of the trust and a director and shareholder of the trustee.
Date of change	26 August 2021

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 1

Appendix 3Y Change of Director’s Interest Notice

No. of securities held prior to change	Indirect interest in 17,414,195 ordinary shares held by MSW Investments Pty Ltd as trustee for the Malcolm Stephen Watkins Family Trust. Direct interest in 79,461 ordinary shares allocated under the Australian Finance Group Ltd Long Term Incentive Plan. Direct interest in the following Performance Rights granted under the Australian Finance Group Ltd Long Term Incentive Plan: 2019 grant Performance Rights: 20,114 2020 grant Performance Rights: 17,108 2021 grant Performance Rights: 17,140
Class	Ordinary Fully Paid
Number acquired	21,938
Number disposed	Not applicable
Value/Consideration Note: If consideration is non-cash, provide details and estimated valuation	Nil. Acquisition of shares on vesting of Performance Rights pursuant to the 2019 Australian Finance Group Ltd Long Term Incentive Plan.
No. of securities held after change	Indirect interest in 17,414,195 ordinary shares held by MSW Investments Pty Ltd as trustee for the Malcolm Stephen Watkins Family Trust. Direct interest in 101,399 ordinary shares allocated under the Australian Finance Group Ltd Long Term Incentive Plan. Direct interest in the following Performance Rights granted under the Australian Finance Group Ltd Long Term Incentive Plan: 2020 grant Performance Rights: 17,108 2021 grant Performance Rights: 17,140

• See chapter 19 for defined terms.

Appendix 3Y Page 2

01/01/2011

Appendix 3Y Change of Director’s Interest Notice

	Nature of change Example: on-market trade, off-market trade, exercise of options, issue of securities under dividend reinvestment plan, participation in buy-back	Vesting of 2019 grant Performance Rights pursuant to the AFG Long Term Incentive Plan

Part 2 – Change of director’s interests in contracts N/A

Note: In the case of a company, interests which come within paragraph (ii) of the definition of “notifiable interest of a director” should be disclosed in this part.

Detail of contract	Executive Employment Agreement dated 1 May 2015.
Nature of interest	Subject to Executive Employment Agreement, vesting of Performance Rights pursuant to the 2019 grant under the Australian Finance Group Ltd Long Term Incentive Plan.
Name of registered holder (if issued securities)	Malcolm Watkins
Date of change	26 August 2021
No. and class of securities to which interest related prior to change Note: Details are only required for a contract in relation to which the interest has changed	2019 grant Performance Rights: 20,114 approved at the AGM on 23 November 2018 2020 grant Performance Rights: 17,108 approved at the AGM on 22 November 2019 2021 grant Performance Rights: 17,140 approved at the AGM on 27 November 2020 The number of Australian Finance Group Ltd shares to which the interest relates is subject to the satisfaction of performance criteria. Assuming satisfaction of performance criteria, each vested Performance Right entitles Mr Watkins to receive one Australian Finance Group Ltd share.
Interest acquired	Not applicable
Interest disposed	2019 grant Performance Rights: 21,938 vested
Value/Consideration Note: If consideration is non-cash, provide details and an estimated valuation	Nil
Interest after change	2020 grant Performance Rights: 17,108 2021 grant Performance Rights: 17,140

Part 3 –[+] Closed period

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 3

Appendix 3Y Change of Director’s Interest Notice

Were the interests in the securities or contracts detailed above traded during a+closed period where prior written clearance was required?	No
If so, was prior written clearance provided to allow the trade to proceed during this period?
If prior written clearance was provided, on what date was this provided?

• See chapter 19 for defined terms.

Appendix 3Y Page 4

01/01/2011

Appendix 3Y Change of Director’s Interest Notice

Rule 3.19A.2

Appendix 3Y

Change of Director’s Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name of entity Australian Finance Group Ltd

ABN 11 066 385 822

We (the entity) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director	Brett Murray McKeon
Date of last notice	01/09/2020

Part 1 - Change of director’s relevant interests in securities

In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of “notifiable interest of a director” should be disclosed in this part.

Direct or indirect interest	Indirect
Nature of indirect interest (including registered holder) Note: Provide details of the circumstances giving rise to the relevant interest.	MBM Investments Pty Ltd as trustee for The Brett McKeon Family Trust. Brett McKeon is a beneficiary of the trust and director and shareholder of the trustee.
Date of change	26 August 2021
No. of securities held prior to change	Indirect interest in 16,310,694 ordinary shares held by MBM Investments Pty Ltd as trustee for the Brett McKeon Family Trust. Indirect interest in the following Performance Rights granted under the Australian Finance Group Ltd Long Term Incentive Plan: 2019 grant Performance Rights: 20,114
Class	Ordinary fully paid
Number acquired	21,938
Number disposed	Not applicable

• See chapter 19 for defined terms.

01/01/2011

Appendix 3Y Page 1

Appendix 3Y Change of Director’s Interest Notice

Value/Consideration Note: If consideration is non-cash, provide details and estimated valuation	Nil. Acquisition of shares on vesting of Performance Rights pursuant to the 2019 grant under the Australian Finance Group Ltd Long Term Incentive Plan.
No. of securities held after change	Indirect interest in 16,332,632 ordinary shares held by MBM Investments Pty Ltd as trustee for the Brett McKeon Family Trust.
Nature of change Example: on-market trade, off-market trade, exercise of options, issue of securities under dividend reinvestment plan, participation in buy- back	Vesting of 2019 grant Performance Rights pursuant to the AFG Long Term Incentive Plan.

Part 2 – Change of director’s interests in contracts N/A

Note: In the case of a company, interests which come within paragraph (ii) of the definition of “notifiable interest of a director” should be disclosed in this part.

Detail of contract	Executive Employment Agreement dated 15 June 2017.
Nature of interest	Subject to Executive Employment Agreement, vesting of Performance Rights pursuant to the 2019 grant under the Australian Finance Group Ltd Long Term Incentive Plan.
Name of registered holder (if issued securities)	MBM Investments Pty Ltd as trustee for the Brett McKeon Family Trust.
Date of change	26 August 2021
No. and class of securities to which interest related prior to change Note: Details are only required for a contract in relation to which the interest has changed	2019 grant Performance Rights: 20,114 approved at AGM on 23 November 2018 The number of Australian Finance Group Ltd shares to which the interest relates is subject to the satisfaction of performance criteria. Assuming satisfaction of performance criteria, each vested Performance Right entitles Mr McKeon to receive one Australian Finance Group Ltd share.
Interest acquired	Not applicable
Interest disposed	2019 grant Performance Rights: 21,938 vested

• See chapter 19 for defined terms.

Appendix 3Y Page 2

01/01/2011

Appendix 3Y Change of Director’s Interest Notice

Value/Consideration Note: If consideration is non-cash, provide details and an estimated valuation	Nil
Interest after change	Nil

Part 3 –[+] Closed period

Were the interests in the securities or contracts detailed No above traded during a[+] closed period where prior written clearance was required? If so, was prior written clearance provided to allow the trade to proceed during this period? If prior written clearance was provided, on what date was this provided?

• See chapter 19 for defined terms.

01/01/2011

Appendix 3Y Page 3