AUSTRALIAN FINANCE GROUP LTD — Director's Dealing 2021

Dec 2, 2021

3 December 2021

Market Announcements Office ASX Limited Exchange Centre 20 Bridge Street SYDNEY NSW 2000

Dear Sir/Madam

CHANGE OF DIRECTOR’S INTEREST NOTICES

Please find attached Appendix 3Y – Change of Director’s Interest Notice for Mr Malcolm Watkins.

Authorised for disclosure by:

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Lisa Bevan

Company Secretary

CONTACT DETAILS Alison Clarke, AFG Head of Corporate Communications David Bailey , CEO

Mob 0402 781 367 Tel (08) 9420 7888

Appendix 3Y Change of Director’s Interest Notice

Rule 3.19A.2

Appendix 3Y

Change of Director’s Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name of entity Australian Finance Group Ltd ABN 11 066 385 822

We (the entity) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director	Malcolm Stephen Watkins
Date of last notice	29 November 2021

Part 1 - Change of director’s relevant interests in securities

In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of “notifiable interest of a director” should be disclosed in this part.

Direct or indirect interest	Direct and Indirect
Nature of indirect interest (including registered holder) Note: Provide details of the circumstances giving rise to the relevant interest.	MSW Investments Pty Ltd as trustee for The Malcolm Stephen Watkins Family Trust. Malcolm Watkins is a beneficiary of the trust and a director and shareholder of the trustee.
Date of change	2 December 2021
No. of securities held prior to change	Indirect interest in 17,414,195 ordinary shares held by MSW Investments Pty Ltd as trustee for the Malcolm Stephen Watkins Family Trust. Direct interest in 101,399 ordinary shares allocated under the Australian Finance Group Ltd Long Term Incentive Plan. Direct interest in the following Performance Rights granted under the Australian Finance Group Ltd Long Term Incentive Plan: 2020 grant Performance Rights: 17,108 2021 grant Performance Rights: 17,140 2022 grant Performance Rights: 11,017
Class	ORD

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 1

Appendix 3Y Change of Director’s Interest Notice

Number acquired	Not applicable
Number disposed	1,000,000
Value/Consideration Note: If consideration is non-cash, provide details and estimated valuation	$2,630,000
No. of securities held after change	Indirect interest in 16,414,195 ordinary shares held by MSW Investments Pty Ltd as trustee for the Malcolm Stephen Watkins Family Trust. Direct interest in 101,399 ordinary shares allocated under the Australian Finance Group Ltd Long Term Incentive Plan. Direct interest in the following Performance Rights granted under the Australian Finance Group Ltd Long Term Incentive Plan: 2020 grant Performance Rights: 17,108 2021 grant Performance Rights: 17,140 2022 grant Performance Rights: 11,017
Nature of change Example: on-market trade, off-market trade, exercise of options, issue of securities under dividend reinvestment plan, participation in buy-back	Off- Market Trade

Part 2 – Change of director’s interests in contracts

Note: In the case of a company, interests which come within paragraph (ii) of the definition of “notifiable interest of a director” should be disclosed in this part.

Detail of contract Nature of interest Name of registered holder (if issued securities) Date of change No. and class of securities to which interest related prior to change Note: Details are only required for a contract in relation to which the interest has changed Interest acquired Interest disposed

• See chapter 19 for defined terms.

Appendix 3Y Page 2

01/01/2011

Appendix 3Y Change of Director’s Interest Notice

Value/Consideration Note: If consideration is non-cash, provide details and an estimated valuation Interest after change

Part 3 –[+] Closed period

Were the interests in the securities or contracts detailed No above traded during a[+] closed period where prior written clearance was required? If so, was prior written clearance provided to allow the trade to proceed during this period? If prior written clearance was provided, on what date was this provided?

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 3