AUSTRALIAN FINANCE GROUP LTD — AGM Information 2021

Oct 21, 2021

22 October 2021

Market Announcements Office ASX Limited Exchange Centre 20 Bridge Street SYDNEY NSW 2000

Dear Sir/Madam

LETTER TO SHAREHOLDERS – ANNUAL GENERAL MEETING

Australian Finance Group Ltd (“ AFG ” or “ Company ”) ( ASX:AFG ) advises that, following today’s release of the Company’s Notice of Meeting on the ASX, shareholders who normally receive hardcopy notices of meeting by post will instead be sent the attached letter regarding the Company’s 2021 Annual General Meeting (together with their personalized proxy form).

Authorised for disclosure by:

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Lisa Bevan Company Secretary

CONTACT DETAILS Alison Clarke, AFG Head of Corporate Communications David Bailey , CEO

Mob 0402 781 367 Tel (08) 9420 7888

22 October 2021

Dear Shareholder,

Australian Finance Group Ltd (the Company ) is convening its 2021 Annual General Meeting of shareholders to be held on Friday, 26 November 2021 at 9am (WST) at Level 4, 100 Havelock Street, West Perth, Western Australia 6005 ( AGM ).

In accordance with the recent amendments to the Corporations Act 2001 (Cth) by the Treasury Laws Amendment (2021 Measures No. 1) Act 2021 (Cth), unless a shareholder has elected to receive documents from the Company in hard copy only, the Company will not be despatching physical copies of the Notice of AGM and accompanying Explanatory Notes ( NOM ). Instead, a copy of the NOM can be viewed and downloaded online at the following link:

https://investors.afgonline.com.au/investor/?page=asx-announcements

As the situation with COVID-19 is constantly changing, to ensure the safety and health of both shareholders and our staff and advisers at this year’s AGM we have put in place certain measures to ensure we comply with social distancing requirements. This will mean we must limit the number of attendees at the AGM, including non-shareholder visitors. Refreshments will not be available. If you choose to attend in person, to assist us in ensuring compliance with social distancing requirements and other COVID-19 restrictions, you must register your intention to attend with the Company Secretary at least 48 hours before the Meeting (email: lisa.bevan@afgonline.com.au).

If it becomes necessary or appropriate to make alternate arrangements to those set out in the NOM, the Company will notify shareholders accordingly via the Company’s ASX Announcement Platform at asx.com.au (ASX: AFG) and our website at https://investors.afgonline.com.au/Investor/.

A copy of our Proxy Form is enclosed for convenience. The Proxy Form (and any Power of Attorney under which it is signed) must be received at by the Company’s share registry by 9:00am (WST) on Wednesday, 24 November 2021, online or by post, fax, or hand in accordance with the instructions on the Proxy Form. Any Proxy Form received after that time will not be valid.

You will be taken to have signed your Proxy Form if you lodge it in accordance with the instructions given on the website.

All resolutions at the AGM will be voted upon by poll. Shareholders who intend to participate in the conduct of the meeting and vote on the poll at the AGM must attend the AGM in person.

Shareholders who do not wish to vote during the AGM can complete the Proxy Form provided and give specific instructions on how their vote is to be exercised on each item of business. Your appointed proxy, or alternatively the Chairman of the AGM, must follow these instructions. Instructions on how to complete the Proxy Form are set out in the NOM.

Yours sincerely,

Lisa Bevan Company Secretary Australian Finance Group Ltd