CrediaBank S.A.

Share Issue/Capital Change • Jan 7, 2026

Athens, 07/01/2026

NOTIFICATION OF IMPORTANT CHANGES CONCERNING VOTING RIGHTS PURSUANT TO L. 3556/2007

Further to the notification of significant changes in voting rights dated 02.01.2026 pursuant to the L.3556/2007, of Thrivest Holding LtD (hereinafter "Thrivest"), CrediaBank SA (the "Bank" or "CrediaBank") announces that:

On 29.12.2025, Thrivest transferred 70,967,741 shares and voting rights to a 100% subsidiary company in addition to those already transferred during the period from 05.12.2024 to 29.12.2025. Following these transactions, on 29.12.2025, there was a change in voting rights so that, as of the date of notification:

• 1. The percentage of voting rights directly held by Thrivest in the Bank's share capital amounted to 50.172%, corresponding to 811,789,871 voting rights of common registered shares out of a total of 1,618,012,407 shares, compared to the previous percentage of 54.558%, which corresponded to 882,757,612 voting rights of common registered shares out of the total.
• 1. The percentage of voting rights indirectly held by Thrivest in the Bank's share capital amounted to 4.386%, corresponding to 70,967,741 voting rights of common registered shares out of the total.
• 1. The total percentage (direct and indirect) of voting rights held by Thrivest in the Bank's share capital amounted to 54.558%.

Furthermore, following the notification on 07.01.2026 of significant changes in voting rights pursuant to Law 3556/2007 by Thrivest:

On 02.01.2026, Thrivest, through its 100% subsidiary, transferred 38,709,677 shares and voting rights of the Bank. On 05.01.2026, Thrivest transferred, through its 100% subsidiary, an additional 32,258,064 shares and voting rights of the Bank. As a result, on the above dates, there was a change in the voting rights held by Thrivest in the Bank so that:

1. The percentage of voting rights directly held by Thrivest in the Bank's share capital amounts to 50.172%, corresponding to 811,789,871 voting rights of common registered shares out of a total of 1,618,012,407 shares, compared to the previous percentage of voting rights (direct and indirect) of 54.558%, which corresponded to 882,757,612 voting rights of common registered shares out of the total.

2. Thrivest no longer holds any indirect percentage of voting rights in the Bank's share capital.

According to its notification, Thrivest is not controlled by any other natural or legal person or entity within the meaning of the provisions of Law 3556/2007.

CrediaBank SA