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ARROW FINANCIAL CORP Director's Dealing 2018

May 23, 2018

Director's Dealing

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Issuer: ARROW FINANCIAL CORP (AROW)
CIK: 0000717538
Period of Report: 2018-05-22

Reporting Person: DeMarco David S. (SVP)

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2018-05-22	Common Stock	M	4019	$22.14	Acquired	28204	Direct

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2018-05-22	Employee Stock Option (Right to Buy)	$22.14	M	4019	Disposed	2022-01-25	Common Stock (4019.0)	Direct

F1: The information provided reflects 32 shares acquired under the Company's DRIP and 1,683 shares related to the 2017 ESOP allocation.

F2: The options vested in four equal annual installments beginning January 25, 2013