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ARROW FINANCIAL CORP Director's Dealing 2012

Feb 9, 2012

32888_dirs_2012-02-09_8af5e4a2-0887-4cc6-9995-42ea14212431.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: ARROW FINANCIAL CORP (AROW)
CIK: 0000717538
Period of Report: 2012-02-08

Reporting Person: MOYNEHAN DAVID L (Director)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2012-02-08	Common Stock	S	1000	$26.11	Disposed	26583	Direct

Footnotes

F1: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2011.

F2: The sale price for the 1,000 shares sold was $26.11.

F3: The information provided reflects 40 shares acquired under the Company's ESPP since the last Form 4 was filed for the insider on Jan. 26, 2012. This transaction was not required to be timely reported on a Form 4 and this information is being furnished to disclose the holdings of the insider as of the date of this Form 4 filing.