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ARROW FINANCIAL CORP Director's Dealing 2011

Jan 27, 2011

32888_dirs_2011-01-27_af021e28-e2be-4848-99da-d8ceb13a13ff.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: ARROW FINANCIAL CORP (AROW)
CIK: 0000717538
Period of Report: 2011-01-26

Reporting Person: REISMAN RICHARD J DMD (Director)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2011-01-26 Common Stock J 0 Acquired 19998 Direct
2011-01-26 Common Stock J 0 Acquired 439 Indirect

Derivative Transactions

Date Security Exercise Price Code Shares A/D Expiration Underlying Ownership
2011-01-26 Director Stock Option (Right to Buy) $25.47 A 944 Acquired 2021-01-26 Common Stock (944) Direct

Footnotes

F1: Amount of securities beneficially owned.

F2: Following the reported transaction, total direct holdings include 2,060 shares held with broker through Jan. 26, 2011; 9,378 shares acquired under the Company's DRIP includes 83 shares acquired through Jan. 26, 2011; and 8,560 shares acquired under the Company's ESPP includes 114 shares acquired through Jan. 26, 2011. Total direct holdings include 569 shares resulting from the Company's 3% stock dividend distributed on Sept. 29, 2011.

F3: The option vests in four equal annual installments beginning on January 26, 2012.