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ARROW FINANCIAL CORP Director's Dealing 2011

Jan 28, 2011

32888_dirs_2011-01-28_88675637-0657-4256-b0ea-5f9d693938c1.zip

Director's Dealing

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SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: ARROW FINANCIAL CORP (AROW)
CIK: 0000717538
Period of Report: 2011-01-26

Reporting Person: Goodemote Terry R (SVP & CFO)

Non-Derivative Transactions

Date Security Code Shares Price A/D Holdings After Ownership
2011-01-26 Common Stock J 0 Acquired 8337 Direct

Derivative Transactions

Date Security Exercise Price Code Shares A/D Expiration Underlying Ownership
2011-01-26 Employee Stock Option (Right to Buy) $25.47 A 3500 Acquired 2021-01-26 Common Stock (3500) Direct

Footnotes

F1: Amount of securities beneficially owned.

F2: Following the reported transaction, total direct holdings include 1,256 shares acquired under the Company's DRIP include 11 shares acquired through Jan. 26, 2011; 1,027 shares acquired under the Company's ESPP include 17 shares acquired through Jan. 26, 2011; and 6,054 shares acquired under the Company's ESOP (as of Dec. 31, 2009 valuation.) Total direct holdings, including ESOP, include 241 shares resulting from the Company's 3% stock dividend distributed on Sept. 29, 2010.

F3: The option vests in four equal annual installments beginning on Jan. 26, 2012.