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Arion Banki Earnings Release 2021

Jul 14, 2021

2189_rns_2021-07-14_d977ec6e-094f-46d3-9934-2c40f69e620f.html

Earnings Release

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Arion Bank: Preliminary financial results for Q2 2021 – net earnings of approximately ISK 7.8 billion

Arion Bank: Preliminary financial results for Q2 2021 – net earnings of approximately ISK 7.8 billion

The preliminary financial results for Q2 2021 show net earnings of approximately ISK 7.8 billion and calculated return on equity on an annual basis of more than 16%. Earnings are substantially above available analyst estimates.

Operating income for the quarter was ISK 15 billion, of which core income (net interest income, net commission income and net insurance income) was approximately ISK 12 billion, representing a 10,5% increase from Q2 2020. Operating expenses for the quarter were approximately ISK 6 billion.

The main change between years is in net impairments, with positive ISK 0.8 billion during Q2 2021, compared with negative ISK 0.9 billion in Q2 2020 following the uncertainty of the COVID-19 pandemic. Net commission income in Q2 2021 was ISK 3.6 billion, compared with net commission income of ISK 2.7 billion in Q2 2020.

Income tax rate for the quarter was approximately 16% and net earnings from assets held for sale were minimal. In accordance with international accounting standards, the sale agreement forValitor hf. of ISK 12.3 billion, announced on 1 July 2021, is not included in the Q2 2021 financial results.

The financial accounts and investor presentations for Q2 2021 are still being finalized and review performed by auditors has not been completed. The aforementioned amounts are therefore subject to change. The financial accounts will be published on 28 July.

For further information please contact:


Eggert Teitsson, Deputy CFO, [email protected], tel. +354 856 6215 or Haraldur Guðni Eiðsson, Head of Corporate Communications, [email protected], tel. +354 856 7108.

This information is information that Arion Bank is obliged to make public pursuant to the EU Market Abuse Regulation. The information was submitted for publication, through the agency of the contact persons set out above, at 2021-07-14 13:56 GMT.

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