Arion Banki

Capital/Financing Update • Jan 9, 2026

Arion Bank's domestic issuance schedule for 2026

Arion Bank's domestic issuance schedule for 2026

Arion Bank is publishing its issuance schedule for market funding in the domestic market for the year 2026:

Covered bonds

Arion Bank plans to have a covered bond offering every month. The Bank will assess the need to hold covered bond offerings based on demand for mortgages and the need for such long-term funding. Offerings will normally be held on the first Wednesday of every month. Covered bond offerings will be announced via the Nasdaq Iceland news system.

Arion Bank is committed to the liquidity of covered bonds in the domestic market. Landsbankinn, Íslandsbanki and Kvika banki are market makers for covered bonds. The market makers have access to bond lending facilities.

Senior unsecured issuance

Arion Bank plans to issue senior unsecured bonds under the Euro Medium Term Note programme (EMTN). The timing will depend on market conditions and the Bank plans to have 2 bond offerings per year.

Arion Bank plans to diversify its funding and will examine other funding options and add to its funding channels if this is advantageous for the Bank. The amounts and timing of such funding depend on the market conditions and the general interest of investors.

Arion Bank reserves the right to amend this schedule, including by cancelling, increasing the number or changing the offering dates, changing the amount to be issued or making other changes as necessary, without advance notice.

For any further information please contact:

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Theodór Friðbertsson, Investor Relations at Arion Bank, ir@arionbanki.is, tel. +354 856 6760 or Eirikur Dor Jonsson, Head of Treasury at Arion Bank, eirikur.jonsson@arionbanki.is, tel. +354 856 7171