Australia and New Zealand Banking Group Ltd. — AGM Information 2015

Dec 16, 2015

ANZ 2015 ANNUAL GENERAL MEETING

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DAVID GONSKI CHAIRMAN

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180[th] ANNIVERSARY OF ANZ

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180[th] ANNIVERSARY OF ANZ

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180[th] ANNIVERSARY OF ANZ

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180[th] ANNIVERSARY OF ANZ

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INTEGRATING NEW TECHNOLOGY

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ASIA - A QUARTER OF GLOBAL ECONOMIC OUTPUT

Asia 10 vs USA and Euro area as share of World GDP

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60%
Asia 10
50%
40%
30%
20%
10% USA
Euro Zone
0%
1980 1985 1990 1995 2000 2005 2010 2015 2020 2025 2030 2035 2040 2045 2050
Current Prices
Percentage of World GDP
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Source: ANZ Research

AUSTRALIA CONNECTION WITH ASIA

Australia merchandise trade with China and Asia

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450
400
350
300
250
200
150
100
50
0
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Australia's total merchandise trade with China Australia's total merchandise trade with Asia
Source: ANZ Research
AUDbn
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CHINA GROWTH

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China GDP growth
16
14
12
10
8
6
4
2
0
1981 1986 1991 1996 2001 2006 2011 2016f
Source: ANZ Research
Forecasts
y/y % change
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ANZ 2015 ANNUAL GENERAL MEETING

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A LEADING BANK ACROSS THE REGION

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CONTRIBUTING TO THE COMMUNITY

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ANZ 2015 ANNUAL GENERAL MEETING

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CORPORATE SUSTAINABILITY

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CORPORATE SUSTAINABILITY

NEW COMMITMENTS TO SUPPORT THE TRANSITION TO A LOWER CARBON ECONOMY

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fund & facilitate at least $10b by 2020 to support our customers in
their transition to a low carbon economy
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committed not to finance any new conventional coal-fired power
plants
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only consider financing new coal-fired power plants that use advanced
technology and higher quality coal to significantly reduce emissions
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FINANCIAL PEROFRMANCE

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ANZ 2015 ANNUAL GENERAL MEETING

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The material in this presentation is general background information about the Bank’s activities current at the date of the presentation. It is information given in summary form and does not purport to be complete. It is not intended to be relied upon as advice to investors or potential investors and does not take into account the investment objectives, financial situation or needs of any particular investor. These should be considered, with or without professional advice when deciding if an investment is appropriate

This presentation may contain forward-looking statements including statements regarding our intent, belief or current expectations with respect to ANZ’s business and operations, market conditions, results of operations and financial condition, capital adequacy, specific provisions and risk management practices. When used in this presentation, the words “estimate”, “project”, “intend”, “anticipate”, “believe”, “expect”, “should” and similar expressions, as they relate to ANZ and its management, are intended to identify forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. Such statements constitute “forward-looking statements” for the purposes of the United States Private Securities Litigation Reform Act of 1995. ANZ does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events.

For further information visit

www.anz.com

or contact

Jill Craig Group General Manager Investor Relations

ph: (613) 8654 7749 fax: (613) 8654 9977 e-mail: jill.craig@anz.com