Australia and New Zealand Banking Group Ltd. — Director's Dealing 2025

Dec 19, 2025

Appendix 3Y Change of Director’s Interest Notice

Rule 3.19A.2

Appendix 3Y

Change of Director’s Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name of entity	ANZ Group Holdings Limited(ANZ)	Australia and New Zealand Banking GroupLimited (AN3)
ABN	16 659 510 791	11 005 357 522

We (the entities) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director Christine Elizabeth O’Reilly

Date of last notice 29 August 2022

Part 1 - Change of director’s relevant interests in securities

In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of “notifiable interest of a director” should be disclosed in this part.

Direct or indirect interest	Direct	Direct
Nature of indirect interest(including registered holder)Note: Provide details of the circumstances giving rise to therelevant interest.	N/A
Date of change	19 December 2025
No. of securities held prior to change	ANZ OrdinaryShares6,400
Class	ANZ Ordinary Shares
Number acquired (direct)	ANZ Ordinary Shares154
Number disposed	N/A
Value/ConsiderationNote: If consideration is non-cash, provide details andestimated valuation	154 ANZ Ordinary Shares allotted pursuant to theANZ Dividend Reinvestment Plan (“DRP”) at$34.37 per Share.
No. of securities held after changeDirect – Increased (by 154)Indirect – UnchangedTotal of interest	ANZ Ordinary SharesANZ Ordinary Shares	6,55406,554
Nature of changeExample: on-market trade, off-market trade, exercise ofoptions, issue of securities under dividend reinvestment plan,participation in buy-back	154 ANZ Ordinary Shares allotted pursuant to theDRP.

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 1

Appendix 3Y Change of Director’s Interest Notice

Part 2 – Change of director’s interests in contracts – Nil

Part 3 – +Closed period

Part 3 – +Closed period
Were the interests in the securities or contracts detailedabove traded during a+closed period where prior writtenclearance was required?	No
If so, was prior written clearance provided to allow the tradetoproceed during thisperiod?	N/A
If prior written clearance was provided, on what date was thisprovided?	N/A

……………………………. Simon Pordage Company Secretary ANZ Group Holdings Limited Australia and New Zealand Banking Group Limited 19 December 2025

• See chapter 19 for defined terms.

Appendix 3Y Page 2

01/01/2011