Australia and New Zealand Banking Group Ltd. — Director's Dealing 2025

Nov 20, 2025

Appendix 3Y Change of Director’s Interest Notice

Rule 3.19A.2

Appendix 3Y

Change of Director’s Interest Notice

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 30/09/01 Amended 01/01/11

Name of entity	ANZ Group Holdings Limited(ANZ)	Australia and New Zealand Banking GroupLimited (AN3)
ABN	16 659 510 791	11 005 357 522

We (the entities) give ASX the following information under listing rule 3.19A.2 and as agent for the director for the purposes of section 205G of the Corporations Act.

Name of Director	Paul Dominic O’Sullivan
Date of last notice	29 August 2022

Part 1 - Change of director’s relevant interests in securities

In the case of a trust, this includes interests in the trust made available by the responsible entity of the trust

Note: In the case of a company, interests which come within paragraph (i) of the definition of “notifiable interest of a director” should be disclosed in this part.

Direct or indirect interest	Direct and Indirect
Nature of indirect interest(including registered holder)Note: Provide details of the circumstances giving rise to therelevant interest.Invia Custodian Pty Limited <PaulDominic O'Sullivan A/C>*Paul Dominic O’Sullivan & FedericoDimicoli	ANZ Ordinary Shares4,350AN3 Capital Notes 79,250
Date of change	(a) 14 November 2025(b) 17 November 2025(c) 14 November 2025
No. of securities held prior to change	ANZ Ordinary Shares4,350AN3 Capital Notes 79,250
Class	ANZ Ordinary SharesAN3 Capital Notes 7
Number acquired (indirect)Invia Custodian Pty Limited<P O'Sullivan&F Di Micoli A/C>	(a) ANZ Ordinary Shares26,000(b) ANZ Ordinary Shares6,300

• See chapter 19 for defined terms.

01/01/2011 Appendix 3Y Page 1

Appendix 3Y Change of Director’s Interest Notice

	Number disposedPaul Dominic O’Sullivan & FedericoDimicoli	(c) AN3 Capital Notes 79,250	(c) AN3 Capital Notes 79,250
	Value/ConsiderationNote: If consideration is non-cash, provide details andestimated valuation	(a)26,000 ANZ Ordinary Shares were acquiredat an average price of $36.17 per Share.(b)6,300 ANZ Ordinary Shares were acquired atan average price of $36.13 per Share.(c)9,250 AN3 Capital Notes 7 were disposed ofatan average price of $102.94 per Note.
	No. of securities held after changeANZ Ordinary SharesDirect –UnchangedIndirect – Increased (by 32,300)Total of interestAN3 Capital Notes 7Direct – Decreased (by 9,250)Indirect – UnchangedTotal of interest	ANZ Ordinary SharesANZ Ordinary SharesAN3 Capital Notes 7AN3 Capital Notes 7	036,65036,650000
	Nature of changeExample: on-market trade, off-market trade, exercise ofoptions, issue of securities under dividend reinvestment plan,participation in buy-back	On-market trades

• Since the last notice given, 4,350 ANZ Ordinary Shares were moved to an indirect holding. Mr O’Sullivan’s overall relevant interest did not change. The information in this notice has been updated to reflect the movement between holdings.

Part 2 – Change of director’s interests in contracts – Nil

Part 3 – +Closed period

Part 3 – +Closed period
Were the interests in the securities or contracts detailedabove traded during a+closed period where prior writtenclearance was required?	No
If so, was prior written clearance provided to allow the tradetoproceed during thisperiod?	N/A
If prior written clearance was provided, on what date was thisprovided?	N/A

……………………………. Simon Pordage Company Secretary ANZ Group Holdings Limited Australia and New Zealand Banking Group Limited 20 November 2025

• See chapter 19 for defined terms.

Appendix 3Y Page 2

01/01/2011