Australia and New Zealand Banking Group Ltd. — Capital/Financing Update 2026

Apr 6, 2026

News Release

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For Release: 7 April 2026

Redemption of ANZ’s Euro 750 million Subordinated Notes

Australia and New Zealand Banking Group Limited (ANZBGL) (ASX: AN3) announced today that it will redeem its wholesale Euro 750,000,000 fixed rate subordinated notes due 5 May 2031 (the Notes ) on the optional redemption date of 5 May 2026.

APRA has provided its written approval for ANZBGL to redeem the Notes. The redemption notice for the Notes which has been provided to holders is attached.

Redemption of the Notes does not imply or indicate that ANZBGL will exercise any redemption rights of other outstanding callable capital instruments issued by ANZBGL in the future. Any such redemption would also be subject to APRA’s prior written approval, which may or may not be given.

For media enquiries contact:

For investor and analyst enquiries contact:

Lachlan McNaughton Head of Media Relations Tel: +61 457 494 414

David Goode Head of Debt Investor Relations Tel: +61 410 495 399

Approved for distribution by ANZ’s Company Secretary

Australia and New Zealand Banking Group Limited 833 Collins Street, Docklands, Victoria 3008 Australia ABN 11 005 357 522

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7 April 2026

Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (the "Issuer")

Notice of early redemption to the holders of EUR 750,000,000 0.669 per cent. Subordinated Notes due 5 May 2031 (the "Notes")

Issued under the Issuer’s US$60,000,000,000 Euro Medium Term Note Programme

Series No.:2034 Tranche No.: 1 ISIN Code: XS2294372169

The Issuer hereby gives notice that all of the Notes will be redeemed on the Optional Redemption Date of 5 May 2026 for the outstanding principal amount of the Notes. This notice is irrevocable and given pursuant to condition 5(e) of the Conditions and clause 23 of the Pricing Supplement. The Issuer confirms that the Australian Prudential Regulation Authority has approved the redemption of the Notes as required by condition 5(i) of the Conditions.

Redemption of the Notes does not imply or indicate that the Issuer will exercise any redemption rights of other outstanding callable capital instruments issued by the Issuer in the future. Any such redemption would also be subject to APRA’s prior written approval, which may or may not be given.

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___________________________ Adrian Went - Group Treasurer

For and on behalf of

Australia and New Zealand Banking Group Limited