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Australia and New Zealand Banking Group Ltd. — Capital/Financing Update 2014
Feb 10, 2014
10425_rns_2014-02-10_92811e4d-52ba-4186-b482-30fac711ef49.pdf
Capital/Financing Update
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ANZ Capital Notes 2 Offer
AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED
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11 February 2014
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Offer Summary
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Offer
Term
Offer size
Face Value
Purpose
Offer structure
Listing
Ranking [1]
2
� � �� � � � � � � � � � � � � � � � � � �
� � ! " � � # � � � � � � � � � $ % � � �
� & � � � � � � � � ' � � � � � # � � �
� " � � # � � � ( " � ) % * ( � � + � � � , # �
� � � , - ) % � ( " � ) %
� . / � % % � � � � � � � � � � � �
� . / * * � � �
� + % � � � � � �� � � � � � � � 0 � ) � � � � � � �
1
� � � % � � ) � � � � � � ) � & $ / � � � � � ) � � � � � � � �
� � & ' � % � ) � � � % % � � � ) � � � � + � � / � � % �
� � � � � � � 0 � � � � � � ) � � 2 � � � � �
� + % � � �� � � � � � � 3
! � � � & $ / % � � � � � � ' � # � � � � �� � � 4
! � � � � $ � ) � � � % � � � 4
! � � � � � � % � � � � � � ) % � � � � � � � � � � � 4
! � � ) � � � � � ) � � � � � � 4
! � � # � � � �
� � $ � ) � � � % � � � � � % � � � � � � � � � $ % � � � � � � & $ /
5 5 5
& $ & $ 6 � � $ � � � � � � � % % � � � � � � 7 3 * * � , 8 + 6 /
5 5
9 � � � * / ( % � � � � � � � � � � � � � �
� � � % # � % � � � � � � $ : % � � � � � � - � ) � � �
� � � � $ : ) � ; � & , 0
� < = > ? � � 5 % � � � � � � � � 3
! % � � � � � � � $ % � � � 4
! � 2 � � % � � � 5 & $ / 5 & $ & $ 6 5 % � � � � � � � ) � � % � � �
) � � � % � * * ( + � � � $ � ) � � � � � % � � � 2 � � � � � � � 4
! � � % � � � � 5 � � � � � � ) � � � � 5 � $ � � � � � � 5 % � �
) � � � � � �
@ A B C D E F G H I G J K L M C D N K M D O I G F P I G Q I G J R S T U I V V W D F Q X D E O D V Y F LL D Z M D Q I L F B E I J J D E [ X D G M K Z Z \ E O A ] K V V K U I G J ^ K G X D E O I K G _ K V Q D E O U I V V C FX D F Z V F I a F O F G<br>b E Q I G F E Y c C F E D C K V Q D E A d L F N K M D I O F P E I M M D G R b LL _ F V V E I J C M O I G E D O T D Z M K L F N K M D U I V V W D M D E a I G F M D Q F G Q M C D K V Q D E U I V V G K M C FX D M C D I E Z FT I M F V E D T F I Q A
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Distributions
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Distributions
Distribution Rate
Dividends and
Capital
Restrictions
� � � � � � � � � � � � � � � � � � � � �
� � � � � � � � � � � � � � � !
� " � � � � � � � � � � � ! $ � � $ � � � � � � $ � � � % � �
#
� � � � � � � � � $ � � � $ � � � � ! � � � � $ � � �
#
� & � � � � � ' � � � ( � � � �
� � � � � � � � � � ) * + � � $ � � ) * � � & � � � � � � � % $
#
� � � � � � � % , � - . � � � � � � � � � � � ' � � � ( � � � � � ,
# /
' � � � ( � � � � % $ 0
1 ' � � � � � � , � - � $ 2 � � � � $ � , ' 3 , � � � � � 4 � � �
4 � � � 5
1 ' � � � � � � , � - � � � � # � � ! � � � � � # � � � � 5 �
1 , ' 3 , � & � � $ � � � � $ � � �
� � � � 3 � 6 � 7 + � � 1 , � � � � � � � � � � �
� + � � � � � $ � � � 8 ) 9 : � 8 * : � � � � �
/ /
� " � � � � � � � � � � � % $ � 8 � � � � � � � �
' � � � � , � - � � � � � % $ � � � � � � � � � � � 3 � � � � � � ; � � � � �
# # #
� � � � � � � $ � � � � ' � � � � � $ � < � � � $ 0
/ /
1 � � � � � � � � � � , � - = � � $ � 5 �
1 � � � ! � � � � � � � � � , � - = � � $ �
� > � � � � � �
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3
Mandatory Conversion on a Mandatory Conversion Date
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Mandatory
Conversion
Mandatory
Conversion
Conditions
Intention of
Mandatory
Conversion
Conditions
Deferral of
Conversion
= � ) * + � � $ ) ) * + � � � � ( � � � � � � & � � � � � � � � $
#
+ � � � � ( � � � � ( � � � � $ � � % � � � � � � � � ( � � � � � � � �
#
� � � � , � - = � � $ � � � : � � � � � $ ) � , ' � � �
#
� $ � � � � ( � � � � � � % � � �
$ � � � � , � - = � � $ � � � � � � % � ( � � � � � � $ + � � � �
( � � � � � � & � � $ + � � � � ( � � � � � � � % $ � $ �
� � � , ' � 9 : � $ " � � , ' $ � � , � - = � � $ �
/ /
� � ) � � � � � $ � � � $ � �
$ , ' � � $ ) 9 $ � � � � � � � � � � � � � � � + � � � �
/
( � � � � � � $ � � 9 < : � $ " � � , '
/
) $ , ' � � $ ) � � � � � � � � � � � � � � �
/
+ � � � � ( � � � � � � $ � � 9 9 : � $ " � � , '
/
8 , � - = � � $ � � � � � � � � � � � � � � � � $ � � � �
/
� � � 9 � � � � � � � � � � � $ � � � � � �
#
� � � � � � � � $ + � � � � ( � � � � � � � � � " � � � � , � -
# /
� � � � � � � � � � % � � � � � � � $ � � � � � � # % � � � � �
� � � � � � � � � � , � - � � � � � � $ � � � � � � $ � � �
$ + � � � � ( � � � � ( � � � � � � � � � � � � � � �
( � � � � � $ $ � � � � � � % � � � � ; � � � � � � � $ � �
� � � � � % � $ � , � - = � � $ � � � � � $ + � � � �
( � � � � � � � $ � $ � , � - = � � $ � � � � � � � � � � � �
$ ,
" � � � $ + � � � � ( � � � � ( � � � � � � � � $ + � � � �
#
( � � � � � % � � � � � $ � � � � ' � � � � � � % $ � $
� � � � $ � � � � � � � �
� � � � � � � � � � � � � $ � � � � � � � � � �
@ B C D � P � � Q \ E I G J M C D � � � \ O I GD O O � FY O K G U C I Z C M E F Q I G J I G b E Q I G F E Y c C F E D O M K K H T V F Z D I a a D Q I F M D V Y T E D Z D Q I G J � W \ M G K M I G Z V \ Q I G J � M C D
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- 4
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Mandatory Conversion on a Trigger Event
| Trigger Event | " � � � � ? ? $ ? � ( � � � � � 4 � ? ( � � � � ? � � � � ? � ? � ? ? ? ? ? ? � |
||
| Common Equity Capital Trigger Event |
, � - ? ? � � ? � ? , ' 3 , $ � ? � � ? ? , � - � % ? � ? $ � ? � ? $ � , � - . ? ( � � � � � 4 � ? ( � � � 3 � � ? 4 � � � � � ? � ? ? $ � � 9 / ? ) 9 : |
||
| Non-Viability Trigger Event |
, ' 3 , � � ? ? , � - � % ? � ? $ � 0 1 ( � � ? ? � � � ? ? � = ? ? � ? 3 � � � ? � � ? ? ? � � ? ? � ? ? ? � � � ? % $ � � , � - % � � � ? ? � � � � � � � � ? � 5 � ? 1 $ � � � � ? � � ? � � ? � & � � � � ? � � � � , � - % � � � ? ? � � � � � � � � ? � |
||
| Conversion following a Trigger Event |
, � - � � ? ? ? 4 � ? ? � � � ? � � ? ( � � ? � � � � ? ? � � � ? $ � � ? � � � � ? � ? � � � � ? ? � ? , � - = ? ? � � ? ? ? $ � ? ? � � ? : ? ? � � � � � $ 9 ? � ? ? , ' ? � ? � $ ( � � ? ? � � ? � # ? � ? & � � $ + � � � � ( � � ? ? � � � � � ? ? ? $ ? � ? � � � � � ? � � ? � ( � � ? ? � � ? � � � � % � ? � ? ? ? ? ? � ? $ � � � � � � � ? $ + � � � � ( � � ? ? � � � � � ? ? � � � ? $ � # ? � ? � ? � � $ ? � � ? , � - = ? ? � � ? ? ? $ � ? ? # ; � � ? ? ? � � ? ? � ? ? ? � � � ? ? � ? � � � � ? 4 � � � |
||
| Maximum Conversion Number |
? $ � � � ? ? � ? , � - = ? ? � � ? ? ? $ � ? ? ? � � $ � ; � � ? ? ? � ? ? ? � ? � � ( � � ? ? � � � � ? � � ? ? ? � ? $ � � $ + � � � � ( � � ? ? � � � � � ? ? / ? $ + � � � � ( � � ? ? � � � � � ? ? ? $ " ? ? � ' ? � � ? $ � � ? ? ? ? ? ? ? ? ? ? ? ) ? : � ? $ " ? ? � ? � ? , ' ? � ? � ? & � ? ? � � � ? � ? � � � ? � � � ? |
||
| Write-Off following a Trigger Event |
" ? $ � � ? � � � � � ? ( � � ? ? % $ � 9 ? � ? � ? ? ? � ? ? $ ? % � � ? ? � = ? ? ? % $ � $ � � � ? � � � ? ? $ ? � ? � � � � � $ � ? � � ? % � � ? ? � � � ? � � ? ; � � ? ? ? % � � � � $ � $ ? � � � � ? � ? |
||
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5
| Optional Exchange & Mandatory Conversion on a Change of Control Event |
Optional Exchange & Mandatory Conversion on a Change of Control Event |
Optional Exchange & Mandatory Conversion on a Change of Control Event |
Optional Exchange & Mandatory Conversion on a Change of Control Event |
|
|---|---|---|---|---|
| Optional Exchange Date |
, � - |
� � ? � $ � � ? � � $ � � ? � � � � ? ? � � � � ? � � ? ? � � � ) * + � ? � $ ) ? ) ) |
||
| Regulatory or Tax Event |
, � - � � � � |
� � ? � $ � � ? � � $ � � ? � � � � ? ? � � � � ? ? � 3 ? � � � � ? ? � � ? � ? � � ? ? |
||
| Change of Control Event |
, � � � � |
� ? % � � � � � ? � � ? � ? ( � � ? � � , � - = ? ? � � ? ? ? $ � ? ? ? � ( $ � � ? � ? ( � � ? � � � � � � ? ? # ? � ? & � � ? � ? ? � � � � � ? � ? � � � � � ? � � ? ? |
||
| Exchange | ? � ? & ? � ? 1 ( 1 3 1 3 � ? 1 ? $ ? � � � 1 , ? ( � � % $ � $ ; � � ? |
� � , ' 3 , . ? ? � ? % ? � � ? � � � � � ? ? � ? ? � ? � � � � � ? � � ? � ? ? ? # , � - � � ? � $ � � ? � � ? � � � ? � ? � � � � ? � � � � � ? 0 � � ? ? � � � � , � - = ? ? � � ? ? ? $ � ? ? % � ? $ � ? ? ? ? ? ? � � 5 ? � � � ? � ? ? ? ? ? ? � � 5 � ? ? � � � ? $ � � ? � � � � � � � ? � ? � $ � ? ? ? � ? ? ? ? ? ? � � � � � ? � � ? � 3 ? � � � � ? 0 � � ? ? � ? ? � � � ? � � � � � ? ? � � ? � ? ? ? � ? $ � � ? % $ ? ? ? ( � � � � ? $ � � ? ? ? 4 � � � ? � ? $ � � ? � � ? $ ? � � � � � � ? $ � � ? ? ? � � ? ? � � � ? � � ? $ � � ? ? � ? � � � ? � ? � ? , � - . ? � � � � � � � � ? 5 � ? ' 3 , ? ? � ? ? ? $ � , � - . ? � � � � � ? � � ? % � � � ? � ? � � � � � � � � � 4 � ? � � ? � ? ? , � - � � ? � 3 ? � $ � � ? ? ? � � � � , � - = ? ? � � ? ? ? $ � ? ? ? ? � ? & � � $ + � � � � ( � � ? ? � � � � � ? ? $ ? � � � � � � � ? ? ? ? ? ? � � � ) ? : � ? $ , � - = ? ? � � ? ? ? $ � ? ? � � ? ? � � ? � � ? ? ? ? $ � � � ? � � � $ � , ' 3 , % � � � ? � � � ? � $ � � ? |
||
| Holder Exchange | ; � � ? |
? ? ? � � � $ � $ ? ? $ � ? 4 � ? � $ � � ? |
||
6
Ranking of ANZ Capital Notes on Winding-Up
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Examples of existing ANZ obligations and
Examples
securities [1]
Higher ranking/
earlier priority
Liabilities preferred by
law and secured debt
Senior Unsubordinated
obligations unsecured debt
Term subordinated
unsecured debt
Perpetual
subordinated
unsecured debt
Equal Preference shares & ANZ Capital Notes 2
ranking other equally ranked
obligations instruments
Lower
ranking Ordinary Shares
Lower ranking/
obligations
later priority
> � � � , � � � � � � � � � � � �
� � � � � � � � $ � � ! � , � � � � � � �
#
� � � � � � � � � � � � � $ � � �
� � % � � � � � � � � � � � �
� � � � � �
� � � � � � � � � � � � � � $
# /
� � � � � � � � % $ � $ � � � � � � �
� � � � � � , � - $ � � $ $ � � � � �
#
$ � � � � � $ 2 � �
, � - � � � � � � � � � $ 4 � � � � � ! �
� � � � � � � � � � � � � �
' � � � ( � � � � � � � � 3 � � � � � � <
, � - ( � � � � � ( '
# # #
( ' ) � � ( ' 8 � � $ � � $ �
#
� � � � $ ) * � � �
= � � $ �
@ d L F N K M D I O P E I M M D G b LLL F V V E I J C M O � I G Z V \ Q I G J � I O M E I W \ M I K G O � I G E D O T D Z M K L F N K M D U I V V W D M D E a I G F M D Q F G Q M C D ` K V Q D E U I V V G K M C FX D M C D I E a K GD Y
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7
@ A d L F N K M D I O P E I M M D G R b LLL _ F V V E I J C M O � I G Z V \ Q I G J � I O M E I W \ M I K G O � I G E D O T D Z M K L F N K M D U I V V W D M D E a I G F M D Q F G Q M C D K V Q D E U I V V G K M C FX D M C D I E a K GD Y<br>E D T F I Q A d L F N K M D I O ^ K G X D E M D Q _ M C D b E Q I G F E Y c C F E D O F K V Q D E E D Z D I X D O K G ^ K G X D E O I K G U I V V E F G H D � \ F V V Y U I M C K M C D E b E Q I G F E Y c C F E D O I G F U I G Q I G J R
\T K L � N
A
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Trading prices of selected ANZ Hybrids compared to an
ad usted ANZ Ordinar Share Price
j y
Trading Price ($)
� �
� �
� � �
� � �
� �
� �
� �
� �
� �
� �
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! " # $ ! % & ' % % ( ! # % ) * + ! , - . % / % . # 0 ) 1 2 0
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3 2 0 4 3 2 0
3 2 0 5 3 ! & ) ! . ) % #
c K \ E Z D � � D \ M D E O
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8
| Comparison of ANZ Capital Notes 2 to other ANZ securities |
Comparison of ANZ Capital Notes 2 to other ANZ securities |
Comparison of ANZ Capital Notes 2 to other ANZ securities |
Comparison of ANZ Capital Notes 2 to other ANZ securities |
|---|---|---|---|
| ANZ Capital Notes 2 | ANZ Capital Notes | CPS1 | |
| ASX Code | � � � � � |
� � � � � |
� � � � � |
| Term | � � � � � ? ? ? ? � ? ? ? ? ? ? � ? ? ? ? ?� � ? ? ? ? ? � � � � ?� � ? |
� � � � � ? ? ? ? � ? ? ? ? ? ? � ? ? ? ? ?� � ? ? ? ? ? � � � � ?� � ? |
� � � � � ? ? ? ? � ? ? ? ? ? ? � ? ? ? ? ?� � ? ? ? ? ? � � � ?� � ? |
| Margin | � � � ? � ? ? ? � ? � � � ? � ? ? � � |
� � |
� � |
| Distribution Payment Dates |
! ? " ?� � ? |
! ? " ?� � ? |
# � � � ? |
| Franking | $ � ? % � ? ? ? ? ? � ? ? & � ? ? ? " � ? ? � ? ? � ? % � ? � ? � ? ? ? |
$ � ? % � ? ? ? ? ? � ? ? & � ? ? ? " � ? ? � ? ? � ? % � ? � ? � ? ? ? |
$ � ? % � ? ? ? ? ? � ? ? & � ? ? ? " � ? ? � ? ? � ? % � ? � ? � ? ? ? |
| Payment Conditions |
' � ? ? ? ? ? � ? ? � � � ( ? ? ? ? ? � � ? ? ? ? ? � ? ) � ? ? ? ? ? ? ? ? ? ? |
' � ? ? ? ? ? � ? ? � � � ( ? ? ? ? ? � � ? ? ? ? ? ? � � ? ? � ? ) � ? ?? ? ? ? ? ? ? ? |
' � ? ? ? ? ? � ? ? ? ? � � ? ? � ? ? ? ? � � ? ? ? ? ? ? � � ? ? � ? ) � ? ?? ? ? ? ? ? ? ? |
| Distribution Restrictions for non-payment |
' � ? ? � � ? � ? ? * � ? ? ? � ? + , � � ? ? ? , � ? � � ? ? � ? ? ? ? ? � ? ) � ? � � |
' � ? ? � � ? � ? ? * � ? ? ? � ? + , � � ? ? ? , � ? � � ? ? � ? ? ? ? ? � ? ) � ? � � |
' � ? ? � � ? � ? ? � - ? � ? ? ? ? � � ? % ? ? & ? ? ? � ) � ? ? . ? ? ? ? ? ? & * � ? ? ? � ? + , � � ? / ? � ? ? � ) ? ? , ? ? � , ? ? ? � ? ? ? ? ? ? ? � ? ? ? � � � ? ? |
| Mandatory Conversion |
' � ? ? ? ? � ? � ? , � � ? ? ? , ? & � ? ? ? ? ? � ? |
' � ? ? ? ? � + � � � ) ? � � � ? ? ? , ? & � ? ? ? ? ? � ? |
' � ? ? ? ? � � 0 ? � � � � |
| ANZ Early Redemption Option1 |
' � ? ? ? ? � ? � ? , � ? ? ? ? � 1 ? � 2 � & ? � ? � ?� ? ? |
' � ? ? ? ? � + � � � ) ? � � � � ? ? ? ? � ? � � � & ? � ? � ?� ? ? |
' � ? ? ? ? � � 0 ? � � � � ? ? ) ? ? ? � ? ?? ? ?� � ? ? ? ? ?? ? ? ? ? ? ? ? � � ? ? ? ? ? ? ? � ? ? ? ? ? � ? � � & ? � ? ? ? ? - ? ? ? ? ? ? � ?� ? ? |
| Conversion on Trigger Event |
' � ? ? ? ? ? ? ) ) ? ? � - ? ? ? � ? 1 � ? & & � � � ?� ? ? ? � , � � � � 3 � ?� � ? ? 4 � ? � ? ? ? � ? ? " 5 ? ? ? ? ? 1 � ? & & � � � ?� ? |
' � ? ? ? ? ? ? ) ) ? ? � - ? ? ? � ? 1 � ? & & � � � ?� ? ? ? � , � � � � 3 � ?� � ? ? 4 � ? � ? ? ? � ? ? " 5 ? ? ? ? ? 1 � ? & & � � � ?� ? |
� ? |
| Capital ~~Classification~~ |
� ? ? ? ? ? ? 1 ? � � � |
� ? ? ? ? ? ? 1 ? � � � |
� ? ? ? ? ? ? 1 ? � � � . ? ? � ? ? ? ? ? ? ? ? ? ? / |
| @ A b G V Y U I M C � � � � 6 O T E I K E U E I M M D G FT T E K X F V 9 |
Summary of certain events that may occur during the term of ANZ Ca ital Notes 2 p
| When? | Is APRA approval needed?2 |
Do conditions apply? |
What value will a Holder receive for each Note? |
In what form will the value be provided to Holders? |
|
|---|---|---|---|---|---|
| Mandatory Conversion |
* ? � ? � ? , � � ? � , � ? ? � ? � ? ? � ? ? ? ? ? � ? ) � ? � � ? � � , ? � ? ? , ? ? , , � ? ? ? ? � ? ? ? ? ?� � ? ? ? ? ? ? ? ? ? ? ? ? ? � � ? ? ? ? ? � ? |
� ? |
' � ? |
� � � � � |
5 � ? ? � ? ) ? � � ? ? * � ? ? ? � ? + , � � ? |
| Optional Conversion |
� ? � ? , � |
' � ? |
' � ? |
� � � � � |
5 � ? ? � ? ) ? � � ? ? * � ? ? ? � ? + , � � ? |
| Optional Redemption |
� ? � ? , � |
' � ? |
' � ? |
� � � � |
? ? , |
| Optional Resale |
� ? � ? , � |
' � ? |
� ? |
� � � � |
? ? , |
| Other Conversions |
� ? 1 � ?� ? ? � 2 � & ? � ? � ?� ? ? ? ? � ? |
' � ? |
' � ? |
� � � � � |
5 � ? ? � ? ) ? � � ? ? * � ? ? ? � ? + , � � ? |
| � ? ? , ? & � ? ? ? ? ? � ? � ?� ? ? ? ? � ? |
� ? |
' � ? |
� � � � � |
5 � ? ? � ? ) ? � � ? ? * � ? ? ? � ? + , � � ? |
|
| � ? 1 � ? & & � � � ?� ? ? ? ? � ? |
� ? |
� ? |
� � � � ? ? ? ? & ? ? ) � % � � � ? ? � ? ? , � * � ? ? ? � ? + , � � ? ? ! ? ? � � ? � � ? % � ? ? � � ? � ? ?� ? ? & ? ? ? ? ? ? ? � ? ? , ? � � � � � |
5 � ? ? � ? ) ? � � ? ? � ? ? ? � ? + , � � ? ? ? � � � ? , � ? ? ) ) ? ? ? ?� � ? ? ? ? � ) ? � � ! ? � ?� � ? ? ? � � � ? ? ? ? � ? ? ? ? ?� � , � � ? � ? ? ? ? � ? ? ? � ? + , � � ? ? , � � ? � ? ? ? � � � ? � ? * ? ? � |
|
| Other Redemption |
� ? 1 � ?� ? ? � 2 � & ? � ? � ?� ? ? ? ? � ? |
' � ? |
' � ? |
� � � � |
? ? , |
| Other Resale |
� ? 1 � ?� ? ? � 2 � & ? � ? � ?� ? ? ? ? � ? |
' � ? |
� ? |
� � � � |
? ? , |
| � � � � ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? � ? ? ? ? ? ? ? ? ? ? ? ? ? � ? ? ? ? � ? ? ? ? � ? ? ? ? ? ? ? ? ? ? ? ? ? � ? ? ? ? ? ? ? ? ? ? � � � ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ! " # ? $ ? ? ? ? ? ? % � ? ? ? ? � ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ! " � ! ? ? ? ? ? � ? ? ? ? ? ? ? ? ? ? ? ? � & � ? ? ? ? ? ? � ? ? ? ? ? ? ' ? � ! ( ) ! # ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? * ? ? ? � + � $ ? � ? ? ? ? ? � , ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? � ? ? ? ? ? � $ ? ? ? ? ? ? % � ? ? ? ? ? ? ? ? ? , ? ? ? ? ? ? ? ? ? ? ? ? � ? ? ? ? ? ? ? ? � ? ? ? ' ? ? ? ? - � . � � � � ? ? ? ? ? ? $ ? ? ? ? ? ? % � ? ? � ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? � ? � / ' ? ? ? ? , ? ? ? ? ? ? ? ? ? ? ? � 0 � 1 ? ? ? ? 2 ? ? ? $ ? ? ? ? ? ? ? � ? 3 ? ? ? ? ? ? ? ? ? ? 4 ? ? ? ? ? ? ? ? ? 5 ? ? ? ? ? ? ? � ? ? ? ? ? ? ? ? ? ? ? � ? ? ? ? ? ? ? ? ? � ? � ? ? ? ? ? ? ? ? 10 |
ANZ’s Common Equity Capital Ratio[1]
==> picture [377 x 31] intentionally omitted <==
----- Start of picture text -----
APRA Common Equity Capital (CET1) Ratio
on a Level 2 basis
----- End of picture text -----
==> picture [610 x 235] intentionally omitted <==
----- Start of picture text -----
9.0% 8.8%
8.5%
8.0%
8.5%
8.0% 7.9%
7.5%
5.125%
APRA CET1 Ratio on a Level 1 and Level 2 basis
1 , � � � ) � ?� � � �
� � + , � � . � ) )
?� � � ) � � / &
) ) � - � 1 � & & � � �
� � � ( ) ) � - � 2
3 � ?� � � 3 � ?� / � - � �
� � � �
� " 5 1 � & & � � � ?� � � 2 �
� � � � , , ?� �
� ?� � � � � �
� " �
� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 2 � , � � 1 � � ?� � � # � �
� � � � , � � ) � , � � �
� � � �
� � � � ) � � � �
$ � ) � 0 � � � � � � 2 � � � - � � �
) � � ?� � �
----- End of picture text -----*
==> picture [635 x 157] intentionally omitted <==
----- Start of picture text -----
Level 1 Level 2
11
� � � / � � � � 2 � ( ) ) )
� � - � � ) � � � � ) � � ) �
0 � � � � � � � � & � � � � &
+ � � � � � � � � & � � , � � 1 � � � � �
� � � � � � � $ � � ) , � � � �
) � � � ( � � � �
+ � � ?� � � � � ?� � � � �
� � � � � �
� 1 � 1 � & & � � � � � � ) � * � � + , � � 1 � � �
� � ) �
@ � N J I X D O G K F O O \ E F G Z D F O M K U C F M I M O Z FT I M F V E F M I K O U I V V W D F M F G Y M I a D F O M C D Y a FY W D O I J G I L I Z F G M V Y I a T F Z M D Q W Y \ GD T D Z M D Q D X D G M O F LL D Z M I G J I M O
A
W \ O I GD O O K T D E F M I K G O F G Q L I G F G Z I F V Z K G Q I M I K G
_
----- End of picture text -----
Reinvestment Offer to Eligible CPS1 Holders
==> picture [643 x 464] intentionally omitted <==
----- Start of picture text -----
What is the
Reinvestment
Offer?
Who is an Eligible
CPS1 Holder?
Options for
Eligible CPS1
holders
Differences
between CPS1 and
Notes [2]
Pro-rata dividend [3]
What happens to
CPS1 not
reinvested?
12
� , � � , � - � � � ( ' ; � � � � $ ( ' � � �
/
� ' � � � � ( ' % � � � � � $ � � � ! � � � � � $ � � $ � �
� � � $ , � � � � � ' � � � � � � � �
� , ( ' ; � � % $ � 0
1 � $ � � � ( ' � � � , � � 8 � � � � � ) * 5
1 $ � % � � � $ ( ' � $ � � � � � � , � � � � 5 � �
1 � � � # � � � � � � � � � � � � � � � # $ � � �
, � � � � � � � � � � � ( ' � � � � � � � � 8 � � � � � )
/
� � � � $ � � � $ ( � � � � � � � � � � � $
3 � � � = � � ( ' ; � � � � � � � � � � � � � � � � � � 5
/
) � ! � � � � � � � � � � � � � � � � � � � � � , � - � � $ � � 5 �
/ /
8 � � � � ( ' � � � � ! $ � � $ � � � ! � � $ %
/
� $ 3 � � � = � � � � � � � � � � � � � � � � � � $
/
� � � � ( ' $ � � � � � ! % $ � $ � � � � � �
#
� � � $ � � � � � � � � % � $ � % $ � $ � � � � 0
/ #
1 $ � � � � � + � � � � ( � � � � 5
1 $ + � � 5
1 ( ' � � � � � � � � � � � � � � � � ( � � � � 5
1 $ � � � ' � � � � � � � � � � � 5 � �
1 � � 3 � � � = � �
� � � ( ' ; � � % $ � � $ � � � � $ ( ' % � � � � � ' � � � �
� � � � � � � � � � � � � � � � % $ $ ( ' � � $ � % �
� + � � $ ) * � � � � � � 8 + � � $ ) * � � �
� , � � ( ' ; � � % � � � $ � � $ � � � � + � � $ )
� � & � � , ' 3 , � � � � , � - � � � � � � � � � � � ( ' � � < � � �
#
) * ; � � % � � � ( ' � � $ � $ � � � � � �
/ /
� , � - � � � � � � � � � � � � � % $ � $ � � $ � � � � � �
/
� ( ' � $ % % � � � � � � � � � � � � � � , � - � � � $ � � � < � � �
) * � � ) 9 : � � � � � & � � $ � � � � � � � � � � � � � � �
/
@ � K \ a FY C FX D M K T FY W E K H D E F J D F G Q a FY E D Z D I X D F T E I Z D J E D F M D E K E V D O O M C F G M C D L F Z D X F V \ D K L � @ � � T D E ^ � c @
A
� � M F W V D Z K a T F E I G J N K M D O M K K M C D E � N c D Z \ E I M I D O I G Z V \ Q I G J ^ � c @ I O L K \ G Q K G T F J D � K L M C I O T E D O D G M F M I K G F G Q O D Z M I K G � � K L M C D � E K O T D Z M \ O ^ K G O I Q D E M C D O D
A A A
Q I LL D E D G Z D O I G V I J C M K L Y K \ E I G X D O M a D G M K W � D Z M I X D O L I G F G Z I F V O I M \ F M I K G F G Q T F E M I Z \ V F E GD D Q O � I G Z V \ Q I G J L I G F G Z I F V F G Q M F F M I K G � W D L K E D FT T V Y I G J
_
� [ F Z C Q I X I Q D G Q T FY a D G M I O O \ W � D Z M M K M C D T FY a D G M M D O M O I G M C D ^ � c @ B D E a O � I G Z V \ Q I G J M C F M M C D � K F E Q E D O K V X D O M K T FY M C D E D V D X F G M Q I X I Q D G Q �
A
----- End of picture text -----
==> picture [721 x 158] intentionally omitted <==
----- Start of picture text -----
Key dates for the Offer [1]
> � � � � $ ' � � � % $ , " ( � � � � � � � � � � � � �
� � ! � � � � � $ + � � � � � � � � � � � � � �
, � � � � � � � � � $ + � � � � � � � �
� � � � � � � � � � � �
� $ � � � � � � � � % $ , " (
----- End of picture text -----
==> picture [420 x 61] intentionally omitted <==
----- Start of picture text -----
= � � �
( � � � � � , � - � � $ � � = � � 2 � � � =
( � � � � � � ! � � = � � " � � � � � � =
----- End of picture text -----
| � | � | � | � | � | � | ||||||||||||||||||||
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----- Start of picture text -----
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| Key dates for CPS1 Holders1 | Key dates for CPS1 Holders1 | Key dates for CPS1 Holders1 | |
|---|---|---|---|
| 3 ? ? |
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||
| 3 |
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||
| ? � � ? ? � � 4 � � ? ? ? � � ? ( ' ? ? � � � � � � � � � � � � � |
|||
| ? � |
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|
| ( � |
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|
| ( � 3 |
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|
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|
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| Key dates for CPS1 Holders1 | Key dates for CPS1 Holders1 | Key dates for CPS1 Holders1 | |
|---|---|---|---|
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Timeline of selected key dates for the Offer[1]
==> picture [721 x 475] intentionally omitted <==
----- Start of picture text -----
18 February
11 February 28 March
19 February
31 March
20 March
2014
February March May June
24 March
31 January 31 March
11 June
20 March
17 March
16 June
29 May
20 March
15
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ANZ Capital Notes 2 Offer
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----- End of picture text -----
ANZ Capital Notes 2 Offer
==> picture [721 x 136] intentionally omitted <==
----- Start of picture text -----
Financial Results
----- End of picture text -----
==> picture [721 x 135] intentionally omitted <==
Overview of Financial Performance including 1Q FY14 u date p
| FY13 | FY12 |
FY13 | Q1 FY14 | |
|---|---|---|---|---|
| $M | $M | v FY12 | $ | |
| Cash Profit | 6,498 | 5,830 | +11% | 1.73b |
| Operating Income | 18,378 | 17,848 | +3% | n/a |
| Expenses | 8,236 | 8,519 | -3% | n/a |
| Provisions | 1,197 | 1,258 | -5% | 191m |
| Statutory NPAT | 6,272 | 5,661 | +11% | 1.64b |
| EPS (cents) | 239 | 219 | +9% | n/a |
| Dividend per Share (cents) | 164 | 145 | +13% | n/a |
==> picture [422 x 2] intentionally omitted <==
----- Start of picture text -----
� V V L I J \ E D O K M C D E M C F G c M F M \ M K E Y N D M � E K L I M F LM D E B F F G Q � I X I Q D G Q T D E c C F E D F E D T E D O D G M D Q K G ^ F O C W F O I O
----- End of picture text -----
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17
2013 Result by Division
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----- Start of picture text -----
FY13 v FY12 FY13 v FY12
Australia New Zealand (NZD)
International & Institutional Banking Global Wealth
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----- End of picture text -----
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18
Income by Division and Geography
Operating Income Mix by Division (FY13)
Operating Income Mix by Geography (FY13)
FY13 Network Revenue[1 ] APEA 21.4%
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----- Start of picture text -----
B E F G O F Z M I K G
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----- Start of picture text -----
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----- End of picture text -----
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19
Strong credit quality
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----- Start of picture text -----
Credit Quality Trends
Provision Charge
FY13 v FY12
100bpsbps
5%
18%
Impaired Assets
Avg. $0.8b
decline YOY
since Sep 10
22%
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----- Start of picture text -----
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ANZ Capital Notes 2 Offer
==> picture [721 x 136] intentionally omitted <==
----- Start of picture text -----
Capital, Funding &
Liquidity
----- End of picture text -----
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Capital levels strong, Q1 levels impacted by payment of FY13 dividend
| Basel 3 CET1 Capital (on a Level 2 basis) | Basel 3 CET1 Capital (on a Level 2 basis) | Basel 3 CET1 Capital (on a Level 2 basis) | Basel 3 CET1 Capital (on a Level 2 basis) | |
|---|---|---|---|---|
| � � � � � � � � � � � � � � � � � � � � � � � + � � � � + � � � + � � � � � ? � ? ? ) ? 2 � & ? � ? ? ? ? ? ) ) ? � � 2 � � ? � � ? ? ? ? ? ! � ) ? ? ? ?� ? CET1 Minimum . � ? ? � ? ? ?� � 0 ? � ? � � / Capital Conservation Buffer . � ? ? � ? ? ?� � 0 ? � ? � � � / D-SIB . � ? ? � ? ? ?� � 0 ? � ? � � � / |
||||
| Capital position reconciliation under Basel 3 (on a Level 2 basis) | ||||
| CET1 | Tier 1 | Total Capital | ||
| Sep13 APRA | 8.5% | 10.4% | 12.2% | |
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| Sep13 InternationallyHarmonised | 10.8% | 12.8% | 14.7% |
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22
Deposit growth continues to fund loan growth
==> picture [639 x 370] intentionally omitted <==
----- Start of picture text -----
Customer Lending & Deposits by Geography Customer Lending [1] movement FY13 v FY12
Customer Lending [1] Customer Deposits
Customer Deposits movement FY13 v FY12
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----- Start of picture text -----
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----- End of picture text -----
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23
Liquidity position has benefitted from an improvement in both fundin mix and asset rofile g p
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----- Start of picture text -----
Funding mix has stabilised Shortened asset tenor
29% 19% 18% 16% 23% 24%
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----- End of picture text -----
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24
Strong liquid asset and funding position
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----- Start of picture text -----
Liquidity Portfolio Funding Portfolio [1]
Issuance Maturities
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----- End of picture text -----
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----- Start of picture text -----
25
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----- End of picture text -----
Contact details
Issuer
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| ANZ | Adrian Went | ? | ? |
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| John Needham | � | � | � | � | ? � |
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| David Goode | � | � | � | � | ? � |
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| Luke Davidson | � | � | � | � | ? � |
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| Gareth Lewis | � | ? | ? |
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| Joint Lead Managers | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ANZ Securities | Adam Vise | ? | � | � | ? | � ? |
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| Goldmans Sachs | Michael Cluskey | ? | ? |
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| JP Morgan | Peter McInnes | � | � | � � |
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| Morgan Stanley | Bob Herbert | ? | ? | � | � | � | � � |
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| Morgans | Steven Wright | � |
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| UBS | Andrew Buchanan | ? | ? | � | � | � | ? � |
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| Westpac | Allan O’Sullivan | ? | ? | � | ? ? |
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Disclaimer
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