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Australia and New Zealand Banking Group Ltd. Capital/Financing Update 2007

Oct 17, 2007

10425_rns_2007-10-17_58ffe6b6-00f9-47bd-a062-e441cfaf7f26.pdf

Capital/Financing Update

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Appendix 3B New issue announcement

Rule 2.7, 3.10.3, 3.10.4, 3.10.5

Appendix 3B

New issue announcement, application for quotation of additional securities and agreement

Information or documents not available now must be given to ASX as soon as available. Information and documents given to ASX become ASX’s property and may be made public.

Introduced 1/7/96. Origin: Appendix 5. Amended 1/7/98, 1/9/99, 1/7/2000, 30/9/2001, 11/3/2002, 1/1/2003, 24/10/2005.

Name of entity

Australia and New Zealand Banking Group Limited ( “ANZ” )

ABN

11 005 357 522

We (the entity) give ASX the following information.

Part 1 - All issues

You must complete the relevant sections (attach sheets if there is not enough space).

1 +Class of +securities issued or to be Subordinated Notes issued 2 Number of[+] securities issued or to Fixed Rate – A$290,000,000(“TD51”) be issued (if known) or maximum Floating Rate – A$210,000,000(“TD52(T1)”) number which may be issued Floating Rate – A$100,000,000(“TD52(T2)”) 3 Principal terms of the[+] securities See the Information Memorandum of ANZ (eg, if options, exercise price and dated 26 February 2007 in respect of ANZ’s expiry +securities, the amount outstanding date; if partly paid AUD Debt Issuance Program and the Pricing Supplements dated 18 October 2007 for the and due dates for payment; if +convertible securities, the respective securities. conversion price and dates for conversion)

  • See chapter 19 for defined terms.

24/10/2005 Appendix 3B Page 1

Appendix 3B New issue announcement

4
Do the+securities rank equally in all
respects from the date of allotment
with an existing+class of quoted
+securities?
If the additional securities do not
rank equally, please state:
• the date from which they do
• the
extent
to
which
they
participate for the next dividend,
(in
the
case
of
a
trust,
distribution) or interest payment
• the extent to which they do not
rank equally, other than in
relation to the next dividend,
distribution or interest payment
5
Issue price or consideration
New classes of securities
TD51
Fixed Rate – Issue price for the securities is
99.491% of the aggregate principal
amount
of
the
securities.
The
securities will pay a coupon of 7.75%
pa until the call date of 18 October
2012. Thereafter, if not called, the
securities will pay a coupon of 3
Month BBSW plus 1.25% pa until
maturity of 18 October 2017.
TD52(T1)
Floating Rate - Issue price for the securities is
100% of the aggregate principal
amount
of
the
securities.
The
securities will pay a coupon of 3
month BBSW plus 0.75% pa until the
call date of 18 October 2012.
Thereafter, if not called, the securities
will pay a coupon of 3 Month BBSW
plus 1.25% pa until maturity of 18
October 2017.
TD52(T2)
Floating Rate - Issue price for the securities is
100.205% of the aggregate principal
amount
of
the
securities.
The
securities will pay a coupon of 3
month BBSW plus 0.75% pa until the
call date of 18 October 2012.
Thereafter, if not called, the securities
will pay a coupon of 3 Month BBSW
plus 1.25% pa until maturity of 18
October 2017.
  • See chapter 19 for defined terms.

24/10/2005

Appendix 3B Page 2

Appendix 3B New issue announcement

  • 6 Purpose of the issue (If issued as consideration for the acquisition of assets, clearly identify those assets)

General corporate purposes

  • 7 Dates of entering[+] securities into uncertificated holdings or despatch of certificates

18 October 2007

  • 8 Number and +class of all +securities quoted on ASX ( including the securities in clause 2 if applicable)
Number +Class
1
,864,847,607
Fully paid ordinary
10,000,000 2003 ANZ Stapled
Exchangeable Preferred
Securities
AUD1195m 5.00% Transferable Certificate of
Deposits (“TCD”) due May 2008
AUD600m Floating Rate TCD due May 2008
AUD400m Floating Rate TCD due March 2009
AUD27m Floating Rate Senior Notes due
September 2009
AUD1025m 6.00% TCD due March 2009
AUD800m 6.00% TCD due March 2010
AUD1050m Floating Rate TCD due March 2010
AUD310m 7.00% TCD due September 2010
AUD365m Floating Rate TCD due September
2010
AUD500m 6.00% TCD due March 2011
AUD800m Floating Rate TCD due March 2011
AUD600m 6.50% TCD due November 2011
AUD750m Floating Rate TCD due November 2011
AUD150m 7.25% TCD due September 2012
AUD205m Floating Rate TCD due September
2012
  • See chapter 19 for defined terms.

Appendix 3B Page 3

1/1/2003

Appendix 3B New issue announcement

Number
and
+class
of
all
+securities
quoted
on
ASX
(including the securities in clause
2 if applicable)
AUD350m 6.50% Subordinated Notes due May
2014
AUD380m Floating Rate Subordinated Notes due
May 2014
AUD300m 6.00% Subordinated Notes due August
2015
AUD400m Floating Rate Subordinated Notes due
August 2015
AUD300m 6.25% Subordinated Notes due May
2016
AUD300m Floating Rate Subordinated Notes due
May 2016
AUD350m 6.50% Subordinated Notes due March
2017
AUD350m Floating Rate Subordinated Notes due
March 2017
AUD100m 7.30% Subordinated Notes due August
2017
AUD100m Floating Rate Subordinated Notes due
August 2017
AUD290m 7.75% Subordinated Notes due
October 2017
AUD310m Floating Rate Subordinated Notes due
October 2017
9
Number
and
+class
of
all
+securities not quoted on ASX
(_including_the securities in clause
2 if applicable)
10
Dividend policy (in the case of a
trust, distribution policy) on the
increased capital (interests)
Number +Class
21,492,532 Options on issue
350,000 2003 Redeemable
Preference Shares.
9,000 June 2007 Sterling
Preference Shares
750,000 2003 Redeemable
Preference Shares
(Series 2).
500,000 December 2004 Euro
Preference Shares
Not Applicable
  • See chapter 19 for defined terms.

24/10/2005

Appendix 3B Page 4

Appendix 3B New issue announcement

Part 2 - Bonus issue or pro rata issue

11 Is
security
holder
approval
required?
12 Is the issue renounceable or non-
renounceable?
13 Ratio in which the+securities will
be offered
14 +Class of+securities to which the
offer relates
15 +Record
date
to
determine
entitlements
16 Will holdings on different registers
(or subregisters) be aggregated for
calculating entitlements?
17 Policy for deciding entitlements in
relation to fractions
18 Names of countries in which the
entity has+security holders who
will
not
be
sent
new
issue
documents
Note: Security holders must be told how their
entitlements are to be dealt with.
Cross reference: rule 7.7.
19 Closing
date
for
receipt
of
acceptances or renunciations
  • See chapter 19 for defined terms.

Appendix 3B Page 5

1/1/2003

Appendix 3B New issue announcement

20
Names of any underwriters
21
Amount of any underwriting fee or
commission
22
Names of any brokers to the issue
23
Fee or commission payable to the
broker to the issue
24
Amount
of any handling fee
payable to brokers who lodge
acceptances or renunciations on
behalf of+security holders
25
If the issue is contingent on
+security holders’ approval, the
date of the meeting
26
Date entitlement and acceptance
form and prospectus or Product
Disclosure Statement will be sent to
persons entitled
27
If the entity has issued options, and
the terms entitle option holders to
participate on exercise, the date on
which notices will be sent to option
holders
28
Date rights trading will begin (if
applicable)
29
Date rights trading will end (if
applicable)
30
How do+security holders sell their
entitlements_in full_through a
broker?
31
How do+security holders sell_part_
of their entitlements through a
broker and accept for the balance?
  • See chapter 19 for defined terms.

Appendix 3B Page 6

1/1/2003

Appendix 3B New issue announcement

  • 32 How do[+] security holders dispose of their entitlements (except by sale through a broker)?

  • 33 +Despatch date

Part 3 - Quotation of securities

You need only complete this section if you are applying for quotation of securities

  • 34 Type of securities

  • ( tick one )

  • (a) ⌧[Securities described in Part 1 ]

  • (b)[All other securities ]

Example: restricted securities at the end of the escrowed period, partly paid securities that become fully paid, employee incentive share securities when restriction ends, securities issued on expiry or conversion of convertible securities

Entities that have ticked box 34(a)

Additional securities forming a new class of securities

Tick to indicate you are providing the information or documents

  • 35 If the[+] securities are[+] equity securities, the names of the 20 largest holders of the additional[+] securities, and the number and percentage of additional[+] securities held by those holders

  • 36 If the[+] securities are[+] equity securities, a distribution schedule of the additional +securities setting out the number of holders in the categories

  • 1 - 1,000

  • 1,001 - 5,000

5,001 - 10,000 10,001 - 100,000 100,001 and over

  • 37 ⌧ A copy of any trust deed for the additional[+] securities See Amended and Restated Deed Poll dated 26 February 2007 (as amended from time to time)
  • See chapter 19 for defined terms.

Appendix 3B Page 7

1/1/2003

Appendix 3B New issue announcement

Entities that have ticked box 34(b)

38
Number of securities for which
+quotation is sought
39
Class of
+securities for which
quotation is sought
40
Do the+securities rank equally in all
respects from the date of allotment
with an existing+class of quoted
+securities?
If the additional securities do not
rank equally, please state:
• the date from which they do
• the
extent
to
which
they
participate for the next dividend,
(in
the
case
of
a
trust,
distribution) or interest payment
• the extent to which they do not
rank equally, other than in
relation to the next dividend,
distribution or interest payment
41
Reason for request for quotation
now
Example: In the case of restricted securities, end of
restriction period
(if issued upon conversion of
another security, clearly identify that
other security)
42
Number and+class of all+securities
quoted on ASX (_including_the
securities in clause 38)
Number +Class
  • See chapter 19 for defined terms.

Appendix 3B Page 8

1/1/2003

Appendix 3B New issue announcement

Quotation agreement

  • 1 +Quotation of our additional +securities is in ASX’s absolute discretion. ASX may quote the[+] securities on any conditions it decides.

  • 2 We warrant the following to ASX.

  • The issue of the[+] securities to be quoted complies with the law and is not for an illegal purpose.

  • There is no reason why those[+] securities should not be granted[+] quotation.

  • An offer of the[+] securities for sale within 12 months after their issue will not require disclosure under section 707(3) or section 1012C(6) of the Corporations Act.

Note: An entity may need to obtain appropriate warranties from subscribers for the securities in order to be able to give this warranty

  • Section 724 or section 1016E of the Corporations Act does not apply to any applications received by us in relation to any[+] securities to be quoted and that no-one has any right to return any[+] securities to be quoted under sections 737, 738 or 1016F of the Corporations Act at the time that we request that the[+] securities be quoted.

  • If we are a trust, we warrant that no person has the right to return the +securities to be quoted under section 1019B of the Corporations Act at the time that we request that the[+] securities be quoted.

  • 3 We will indemnify ASX to the fullest extent permitted by law in respect of any claim, action or expense arising from or connected with any breach of the warranties in this agreement.

  • 4 We give ASX the information and documents required by this form. If any information or document not available now, will give it to ASX before[+] quotation of the[+] securities begins. We acknowledge that ASX is relying on the information and documents. We warrant that they are (will be) true and complete.

Sign here: ............................................................ Date: 18 October 2007

Company Secretary

Print name: John Priestley

== == == == ==

  • See chapter 19 for defined terms.

24/10/2005 Appendix 3B Page 9

PRICING SUPPLEMENT

==> picture [81 x 79] intentionally omitted <==

AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

(Australian Business Number 11 005 357 522)

(Incorporated with limited liability in Australia)

Australian Dollar Debt Issuance Programme

Series No: 51

Tranche No: 1

A$290,000,000 7.75% Fixed Rate Subordinated Notes due 18 October 2017 Issue Price: 99.491 per cent.

Australia and New Zealand Banking Group Limited ABN 11 005 357 522

The date of this Pricing Supplement is 18 October 2007

1

This document constitutes the Pricing Supplement relating to the issue of Securities described herein. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Information Memorandum dated 26 February 2007. This Pricing Supplement contain the final terms of the Securities and must be read in conjunction with the Information Memorandum, as supplemented as at the Issue Date.

1 Issuer: Australia and New Zealand Banking Group Limited
2 (i)
Series Number:
51
(ii)
Tranche Number:
1
(if fungible with an existing Series, include details of
that Series, including the date on which the Securities
become fungible)
3 Specified Currency: Australian Dollars
4 Aggregate Nominal Amount: A$290,000,000
5 (i)
Issue Price:
99.491 per cent. of the Aggregate Nominal Amount
(ii)
Net proceeds:
A$288,523,900
6 Specified Denomination(s): A$1,000
7 (i)
Issue Date:
18 October 2007
(ii)
Interest Commencement Date:
Issue Date
8 Maturity Date: 18 October 2017
9 Interest Basis: From, and including, Issue Date to, but excluding, 18
October 2012: Fixed Rate
From, and including, 18 October 2012 to, but excluding,
Maturity Date: Floating Rate
(Further particulars specified below)
10 Redemption/Payment Basis: Redemption at Par
11 Change of Interest or Redemption/Payment Basis: From and including 18 October 2012, the Securities will
attract a Floating Rate of interest (Further particulars
specified below)
12 Put/Call Options: Issuer Call: The Securities may be redeemed at the
option of the Issuer in whole or in part at par on any
Interest Payment Date falling on or after 18 October 2012
in accordance with Conditions 5.4 and 5.8 in the
Information Memorandum dated 26 February 2007
(Further particulars specified below)
13 Status of the Securities: Subordinated Notes
14 Listing: Australian Securities Exchange
15 Method of distribution: Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
16 Fixed Rate Security Provisions Applicable

2

(i) Rate(s) of Interest: 7.75 per cent. Per annum payable semi-annually in
arrears
(ii) Interest Payment Date(s): 18 April and 18 October in each year commencing on 18
April 2008 up to and including 18 October 2012
(iii) Fixed Coupon Amount(s): A$38.75 per A$1,000 in Nominal Amount on each
Interest Payment Date up to and including 18 October
2012
(iv) Broken Amount(s): Not Applicable
(v) Business day Convention: Following Business Day Convention
(vi) Day Count Fraction: RBA Bond Basis
(vii) Other terms relating to the method of Not Applicable
calculating interest for Fixed Rate Securities:
17 Floating Rate Security Provisions Applicable
(i) (a)Interest Period(s): 3 months during the period commencing on, and
including, 18 October 2012 and ending on, but excluding,
the Maturity Date
(b)Interest Payment Dates: 18 January, 18 April, 18 July and 18 October of each
year commencing on 18 January 2013 up to and
including the Maturity Date
(c)Interest Period Date if not an Interest Not Applicable
Payment Date:
(ii) Business Day Convention: Modified Following Business Day Convention
(iii) Manner in which the Rate(s) of Interest Screen Rate Determination
is/are to be determined:
(iv) Calculation Agent responsible for calculating Australia and New Zealand Banking Group Limited
the Rate(s) of Interest and Interest
Amount(s):
(v) Screen Rate Determination: Applicable
- Reference Rate: 3 month BBSW
- Interest Determination Date(s): The first day of each Interest Period
- Relevant Screen Page: Reuters Screen Page BBSW
(vi) Margin(s): From, and including, 18 October 2012 to the Maturity
Date: +1.25 per cent per annum
(vii) Minimum Rate of Interest: Not Applicable
(viii) Maximum Rate of Interest: Not Applicable
(ix) Rate Multiplier Not Applicable
(x) Day Count Fraction: Actual/365 (fixed)
(xi) Fall back provisions, rounding provisions, Not Applicable
denominator and any other terms relating to
the method of calculating interest on
Floating Rate Securities, if different from
those set out in the Conditions:

3

18 Zero Coupon Security Provisions 19 Index-Linked Interest Security Provisions

Not Applicable

Not Applicable

PROVISIONS RELATING TO REDEMPTION

20 Call Option

Applicable

(i) Option Exercise Date(s) ( if other than set out in the Conditions) :

Not Applicable

(ii) Optional Redemption Date(s):

(iii) Optional Redemption Amount(s) and method, if any, of calculation of such amount(s):

Any Interest Payment Date falling on or after 18 October 2012 The Securities may be redeemed at the option of the Issuer, in whole or in part, in accordance with Conditions 5.4 and 5.8.

(iv) If redeemable in part:

Applicable

(a) Minimum Redemption Amount:

Not Applicable

(b) Maximum Redemption Amount:

Not Applicable

  • 21 Put Option

22 Final Redemption Amount: 23 Early Redemption Amount:

Not Applicable `Outstanding Nominal Amount Outstanding Nominal Amount

Early Redemption Amount(s) payable on redemption for taxation reasons or on Event of Default and/or the method of calculating the same (if required or if different from that set out in the Conditions)

GENERAL PROVISIONS APPLICABLE TO THE SECURITIES

24 Form of Securities: Registered 25 Additional Financial Centre(s) ( for the purposes of the Not Applicable “Business Day” definition ) or other special provisions relating to Interest Payment Dates: 26 Public Offer Test compliant Yes 27 Details relating to Instalment Notes, including Not Applicable Instalment Amount(s) and Instalment Date(s): 28 Consolidation provisions: Not Applicable 29 Governing law: State of Victoria and Commonwealth of Australia 30 Other terms or special conditions: Not Applicable DISTRIBUTION 31 If syndicated, names of Lead Managers and the Not Applicable Dealers: 32 If non-syndicated, name of Dealer: Australia and New Zealand Banking Group Limited 33 Additional selling restrictions: Not Applicable

4

OPERATIONAL INFORMATION

34 ISIN:

AU0000ANZIB2

  • 35 Common Code/ASX Code

032675581 / ANZIB

36 Any clearing system(s) other than Austraclear and the Not Applicable relevant identification number(s):

LISTING APPLICATION

This Pricing Supplement comprises the details required to list the Securities described herein pursuant to the Australian Dollar Debt Issuance programme as from 18 October 2007.

RESPONSIBILITY

The Issuer accepts responsibility for the information contained in this Pricing Supplement.

Signed on behalf of the Issuer:

By:

…………………………...

  • [Duly Authorised Signatory/Attorney]

5

PRICING SUPPLEMENT

==> picture [81 x 79] intentionally omitted <==

AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

(Australian Business Number 11 005 357 522)

(Incorporated with limited liability in Australia)

Australian Dollar Debt Issuance Programme

Series No: 52 Tranche No: 1

A$210,000,000 Floating Rate Subordinated Notes due 18 October 2017 Issue Price: 100.00 per cent.

Australia and New Zealand Banking Group Limited ABN 11 005 357 522

The date of this Pricing Supplement is 18 October 2007

1

This document constitutes the Pricing Supplement relating to the issue of Securities described herein. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Information Memorandum dated 26 February 2007. This Pricing Supplement contain the final terms of the Securities and must be read in conjunction with the Information Memorandum, as supplemented as at the Issue Date.

1 Issuer: Australia and New Zealand Banking Group Limited
2 (i)
Series Number:
52
(ii)
Tranche Number:
1
(if fungible with an existing Series, include details of Not Applicable
that Series, including the date on which the Securities
become fungible)
3 Specified Currency: Australian Dollars
4 Aggregate Nominal Amount: A$210,000,000
5 (i)
Issue Price:
100 per cent. of the Aggregate Nominal Amount
(ii)
Net proceeds:
A$210,000,000
6 Specified Denomination(s): A$1,000
7 (i)
Issue Date:
18 October 2007
(ii)
Interest Commencement Date:
Issue Date
8 Maturity Date: 18 October 2017
9 Interest Basis: Floating Rate
10 Redemption/Payment Basis: Redemption at Par
11 Change of Interest or Redemption/Payment Basis: Not Applicable
12 Put/Call Options: Issuer Call: The Securities may be redeemed at the
option of the Issuer in whole or in part at par on any
Interest Payment Date falling on or after 18 October 2012
in accordance with Conditions 5.4 and 5.8 in the
Information Memorandum dated 26 February 2007
(Further particulars specified below)
13 Status of the Securities: Subordinated Notes
14 Listing: Australian Securities Exchange
15 Method of distribution: Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
16 Fixed Rate Security Provisions Not Applicable
17 Floating Rate Security Provisions Applicable
(i)
(a)Interest Period(s):
3 months
(b)Interest Payment Dates: 18 January, 18 April, 18 July and 18 October of each
year commencing on 18 January 2008 up to and

2

including the Maturity Date
(c)Interest Period Date if not an Interest Not Applicable
Payment Date:
(ii) Business Day Convention: Modified Following Business Day Convention
(iii) Manner in which the Rate(s) of Interest Screen Rate Determination
is/are to be determined:
(iv) Calculation Agent responsible for calculating Australia and New Zealand Banking Group Limited
the Rate(s) of Interest and Interest
Amount(s):
(v) Screen Rate Determination: Applicable
- Reference Rate: 3 month BBSW
- Interest Determination Date(s): The first day of each Interest Period
- Relevant Screen Page: Reuters screen page BBSW
(vi) Margin(s): From and including the Issue Date, to but excluding 18
October 2012: +0.75 per cent per annum
From and including 18 October 2012, to but excluding the
Maturity Date: +1.25 per cent per annum
(vii) Minimum Rate of Interest: Not Applicable
(viii)
Maximum Rate of Interest:
Not Applicable
(ix) Rate Multiplier Not Applicable
(x) Day Count Fraction: Actual/365 (fixed)
(xi) Fall back provisions, rounding provisions, Not Applicable
denominator and any other terms relating to
the method of calculating interest on
Floating Rate Securities, if different from
those set out in the Conditions:
18 Zero Coupon Security Provisions Not Applicable
19 Index-Linked Interest Security Provisions Not Applicable
PROVISIONS RELATING TO REDEMPTION
20 Call Option Applicable
(i) Option Exercise Date(s) (if other than set Not Applicable
out in the Conditions):
(ii) Optional Redemption Date(s): Any Interest Payment Date falling on or after 18 October
2012
(iii) Optional Redemption Amount(s) and The Securities may be redeemed at the option of the
method, if any, of calculation of such Issuer, in whole or in part, in accordance with Conditions
amount(s): 5.4 and 5.8
(iv) If redeemable in part: Applicable
(a) Minimum Redemption Amount: Not Applicable
(b) Maximum Redemption Amount: Not Applicable

3

21 Put Option

Not Applicable

22 Final Redemption Amount: Outstanding Nominal Amount
23 Early Redemption Amount: Outstanding Nominal Amount
Early Redemption Amount(s) payable on redemption
for taxation reasons or on Event of Default and/or the
method of calculating the same (if required or if
different from that set out in the Conditions)
GENERAL PROVISIONS APPLICABLE TO THE SECURITIES
24 Form of Securities: Registered
25 Additional Financial Centre(s) (for the purposes of the Not Applicable
“Business Day” definition) or other special provisions
relating to Interest Payment Dates:
26 Public Offer Test compliant Yes
27 Details relating to Instalment Notes, including Not Applicable
Instalment Amount(s) and Instalment Date(s):
28 Consolidation provisions: Not Applicable
29 Governing law: State of Victoria and Commonwealth of Australia
30 Other terms or special conditions: Not Applicable
DISTRIBUTION
31 If syndicated, names of Lead Managers and the Not Applicable
Dealers:
32 If non-syndicated, name of Dealer: Australia and New Zealand Banking Group Limited
33 Additional selling restrictions: Not Applicable

4

OPERATIONAL INFORMATION

34 ISIN:

AU0000ANZIC0

  • 35 Common Code/ASX Code

032675573/ ANZIC

36 Any clearing system(s) other than Austraclear and the Not Applicable relevant identification number(s):

LISTING APPLICATION

This Pricing Supplement comprises the details required to list the Securities described herein pursuant to the Australian Dollar Debt Issuance programme as from 18 October 2007.

RESPONSIBILITY

The Issuer accepts responsibility for the information contained in this Pricing Supplement.

Signed on behalf of the Issuer:

By:

…………………………...

[Duly Authorised Signatory/Attorney]

5

PRICING SUPPLEMENT

==> picture [81 x 79] intentionally omitted <==

AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

(Australian Business Number 11 005 357 522)

(Incorporated with limited liability in Australia)

Australian Dollar Debt Issuance Programme

Series No: 52

Tranche No: 2

A$100,000,000 Floating Rate Subordinated Notes due 18 October 2017 to be consolidated and form a single series with the A$210,000,000 Floating Rate Subordinated Notes due 2017 (Series 52, Tranche 1)

Issue Price: 100.205 per cent.

UBS AG, Australia Branch Lead Manager

The date of this Pricing Supplement is 18 October 2007

1

This document constitutes the Pricing Supplement relating to the issue of Securities described herein. Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Information Memorandum dated 26 February 2007. This Pricing Supplement contains the final terms of the Securities and must be read in conjunction with the Information Memorandum, as supplemented as at the Issue Date.

1 Issuer: Australia and New Zealand Banking Group Limited
2 (i)
Series Number:
52
(ii)
Tranche Number:
2
(if fungible with an existing Series, include details of Fungible with:
that Series, including the date on which the Securities
become fungible) Series No 52, Tranche No. 1 issued on 18 October 2007
in an Aggregate Nominal Amount of A$210,000,000 and
maturing on 18 October 2017 and upon issue will form a
single Series with a principal amount of A$310,000,000.
3 Specified Currency: Australian Dollars
4 Aggregate Nominal Amount: A$100,000,000
5 (i)
Issue Price:
100.205 per cent. of the Aggregate Nominal Amount
(ii)
Net proceeds:
A$100,205,000
6 Specified Denomination(s): A$1,000
7 (i)
Issue Date:
18 October 2007
(ii)
Interest Commencement Date:
18 October 2007
8 Maturity Date: 18 October 2017
9 Interest Basis: Floating Rate
10 Redemption/Payment Basis: Redemption at Par
11 Change of Interest or Redemption/Payment Basis: Not Applicable
12 Put/Call Options: Issuer Call: The Securities may be redeemed at the
option of the Issuer in whole or in part at par on any
Interest Payment Date falling on or after 18 October 2012
in accordance with Conditions 5.4 and 5.8 in the
Information Memorandum dated 26 February 2007
(Further particulars specified below)
13 Status of the Securities: Subordinated Notes
14 Listing: Australian Securities Exchange
15 Method of distribution: Non-syndicated
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
16 Fixed Rate Security Provisions Not Applicable
17 Floating Rate Security Provisions Applicable

2

  • (i) (a) Interest Period(s):

3 months

(b) Interest Payment Dates: 18 January, 18 April, 18 July and 18 October of each year commencing on 18 January 2008 up to and including the Maturity Date

  • (c) Interest Period Date if not an Interest Payment Date:

Not Applicable

  • (ii) Business Day Convention:

Modified Following Business Day Convention

  • (iii) Manner in which the Rate(s) of Interest is/are to be determined:

Screen Rate Determination

  • (iv) Calculation Agent responsible for calculating the Rate(s) of Interest and Interest Amount(s):

ANZ

  • (v) Screen Rate Determination:

Applicable

  • Reference Rate:

  • 3 month BBSW

  • Interest Determination Date(s): The first day of each Interest Period

  • Relevant Screen Page:

Reuters screen page BBSW

(vi) Margin(s):

From and including the Issue Date, to but excluding 18 October 2012: +0.75 per cent per annum

From and including 18 October 2012, to but excluding the Maturity Date: +1.25 per cent per annum

(vii)

Minimum Rate of Interest:

Not Applicable

(viii) Maximum Rate of Interest:

Not Applicable

  • (ix) Rate Multiplier

Not Applicable

(x)

Day Count Fraction:

Actual/365 Fixed

  • (xi) Fall back provisions, rounding provisions, Not Applicable denominator and any other terms relating to the method of calculating interest on Floating Rate Securities, if different from those set out in the Conditions:

18 Zero Coupon Security Provisions Not Applicable

19 Index-Linked Interest Security Provisions Not Applicable PROVISIONS RELATING TO REDEMPTION 20 Call Option Applicable

(i) Option Exercise Date(s) ( if other than set Not Applicable out in the Conditions) :

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(ii) Optional Redemption Date(s):

  • (iii) Optional Redemption Amount(s) and method, if any, of calculation of such amount(s):

  • (iv) If redeemable in part:

  • (a) Minimum Redemption Amount:

  • (b) Maximum Redemption Amount:

  • 21 Put Option

  • 22 Final Redemption Amount:

  • 23 Early Redemption Amount:

Any Interest Payment Date falling on or after 18 October 2012

The Securities may be redeemed at the option of the Issuer, in whole or in part, in accordance with Conditions 5.4 and 5.8

Applicable

Not Applicable

Not Applicable

Not Applicable

Outstanding Nominal Amount

Outstanding Nominal Amount

Early Redemption Amount(s) payable on redemption for taxation reasons or on Event of Default and/or the method of calculating the same (if required or if different from that set out in the Conditions)

GENERAL PROVISIONS APPLICABLE TO THE SECURITIES

  • 24 Form of Securities:

  • 25 Additional Financial Centre(s) ( for the purposes of the “Business Day” definition ) or other special provisions relating to Interest Payment Dates:

  • 26 Public Offer Test compliant

  • 27 Details relating to Instalment Notes, including Instalment Amount(s) and Instalment Date(s):

  • 28 Consolidation provisions:

  • 29 Governing law:

  • 30 Other terms or special conditions:

Registered

Not Applicable

Yes

Not Applicable

To be consolidated with Series No 52, Tranche No. 1 issued on 18 October 2007 in an Aggregate Nominal Amount of A$210,000,000 and maturing on 18 October 2017 and upon issue will form a single Series with a principal amount of A$310,000,000.

State of Victoria and Commonwealth of Australia

Not Applicable

DISTRIBUTION

31 If syndicated, names of Lead Managers and the Dealers:

  • 32 If non-syndicated, name of Dealer:

  • 33 Additional selling restrictions:

Not Applicable

UBS AG, Australia Branch Not Applicable

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OPERATIONAL INFORMATION

34 ISIN: AU0000ANZIC0 35 Common Code / ASX Code 0 32675573 / ANZIC 36 Any clearing system(s) other than Austraclear and the Securities will be lodged in the Austraclear system. relevant identification number(s): Securities may also be held and transacted in the Euroclear and Clearstream systems.

LISTING APPLICATION

This Pricing Supplement comprises the details required to list the Securities described herein pursuant to the Australian Dollar Debt Issuance programme as from 18 October 2007.

RESPONSIBILITY

The Issuer accepts responsibility for the information contained in this Pricing Supplement.

Signed on behalf of the Issuer:

By: …………………………... Duly Authorised Signatory/Attorney

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