Australia and New Zealand Banking Group Ltd. — AGM Information 2013

Nov 14, 2013

John Morschel Chairman 15 November 2013

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Dear Shareholder

On behalf of the Board of Directors, I have pleasure in enclosing notice of the forty-fifth Annual General Meeting of Australia and New Zealand Banking Group Limited.

The Meeting will be held in the Plaza Ballroom at the Brisbane Convention & Exhibition Centre, corner Merivale and Glenelg Streets, South Bank, Brisbane, Queensland on Wednesday, 18 December 2013 at 10:00am (Brisbane time).

Our choice of location for each year’s Meeting reflects our policy of rotating shareholder meetings among the major cities where our shareholders are located. This gives as many shareholders as possible the opportunity to directly participate in meetings of the Company. In recent years we have held shareholder meetings in Perth, Sydney, Adelaide and Melbourne.

If you are a holder of ANZ ordinary shares, you are entitled to vote on all items of business at the Meeting subject to the voting restrictions set out in the Notice of Meeting.

If you are a holder of ANZ Convertible Preference Shares (CPS 1, 2 or 3), you are entitled to vote your CPS on items 4, 5(a) and 5(b) (excluding CPS1 holders with respect to item 5(b)) subject to the voting restrictions that apply to those items. Please note CPS holders are not eligible to vote their CPS on any other items of business at the meeting.

If you are able to attend, would you please bring this letter with you to facilitate your admission into the Meeting. If you have any questions with regard to the Meeting, please call ANZ’s Share Registrar on 1800 11 33 99.

ANZ staff will be available outside the meeting room should you wish to discuss banking services, investment products or shareholder matters.

If you are unable to attend the Meeting, you can appoint a proxy using the attached Proxy Form. Alternatively, you can visit www.investorvote.com.au and submit your proxy voting instructions electronically. In addition, you will be able to access our live webcast on anz.com/agm and listen to the addresses made at the Meeting.

Finally, I confirm ANZ’s 2013 Annual Report and 2013 Shareholder Review (including interactive versions) are now available and I encourage you to visit anz.com/annualreport in order to view them.

Yours faithfully

John Morschel , Chairman

Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. ANZ’s colour blue is a trade mark of ANZ. Item No. 73842B 07/12 12294