Australia and New Zealand Banking Group Ltd. — AGM Information 2011

Dec 15, 2011

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Annual General Meeting 2011

John Morschel Chairman

Mike Smith Alison Watkins

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Ian Macfarlane Peter Hay

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Peter Marriott David Meiklejohn

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Lee Hsien Yang Dr Greg Clark

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Graham Hodges Philip Chronican

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Shayne Elliott Alex Thursby

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David Hisco Chris Page

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Nigel Williams Anne Weatherston

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Susie Babani Alistair Currie Joyce Phillips

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FY11 FY11 v FY10 Statutory Profit $5.4b 19% Statutory EPS 208.2c 16% Underlying Profit $5.7b 12% Underlying EPS 218.4c 10% Dividend 140c 11%

2007 2011 Staff 34,000 49,000 Asian Branches 26 100 Customers 4 million 8 million

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Tier 1 Capital Ratio
10.9%
10.6%
10.1%
7.7%
6.7%
2007 2008 2009 2010 2011
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Our Framework

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Key Highlights

 Employee engagement up from

• 64% to 70% in 2011

 Recognised as an employer of choice for women in Australia  Over 180,000 people have benefited from ANZ’s financial literacy programs  Over 90,000 hours volunteered by ANZ employees

GDP annual % change

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Forecast
12.0%
US Euro Zone East Asia ex-Japan Australia
10.0%
8.0%
6.0%
4.0%
2.0%
0.0%
-2.0%
-4.0%
-6.0%
1992 1993 1995 1997 1999 2001 2003 2005 2007 2009 2011 2013
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Source: Datastream, ANZ