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Anek Lines S.A.

Interim / Quarterly Report Sep 28, 2020

2693_ir_2020-09-28_38e5a8cc-8c70-492c-8b72-bc67ce36309b.pdf

Interim / Quarterly Report

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CONTENTS

STATEMENT OF BOARD OF DIRECTORS 3
REVIEW REPORT ON INTERIM FINANCIAL INFORMATION 4
SEMIANNUAL REPORT OF THE BOARD OF DIRECTORS 6
INTERIM SEPARATE & CONSOLIDATED FINANCIAL STATEMENTS AS OF 30 JUNE 2020 15
STATEMENTS OF COMPREHENSIVE INCOME 16
STATEMENTS OF FINANCIAL POSITION 17
STATEMENTS OF CHANGES IN EQUITY 18
CASH FLOW STATEMENTS 19
INFORMATION AND EXPLANATORY NOTES ON THE INTERIM FINANCIAL STATEMENTS OF THE PERIOD
01.01.2020 – 30.06.2020 20
1. General information for the Company and the Group 21
2. Preparation basis of the financial statements and accounting principles 22
3. Seasonal nature of business activities 26
4. Segmental information 27
5. Fixed assets 28
6. Cash and cash equivalents 30
7. Long term and short term bank borrowings 30
8. Other long term liabilities 31
9. Earnings / (losses) per share 31
10. Income tax 32
11. Balances and transactions with related parties 33
12. Commitments and contractual liabilities 34
13. Contingent liabilities / receivables – litigious disputes or disputes in arbitration 35
14. Subsequent events 36
DATA & INFORMATION FOR SEMIANNUAL PERIOD OF 2020 37

The attached semiannual financial report has been prepared according to article 5 of the law 3556/2007 and has been approved for publishing by the Board of Directors of the parent company at the date of 25th September 2020 and is disclosed in the web address of the Company www.anek.gr

The attached semi annual financial report has been translated from the Greek original version

ANEK LINES S.A No of G.E.C.R.: 121557860000 148 KARAMANLI AVE., 73100 CHANIA, CRETE TEL. : 28210 24000, FAX: 28210 36200 e-mail: [email protected] www.anek.gr

STATEMENT OF BOARD OF DIRECTORS

(according to article 5 par.2 of Law 3556/2007)

The members of the Board of Directors of ANEK SA:

  • Georgios Katsanevakis, Chairman,
  • Ioannis Vardinoyannis, Managing Director,
  • Spyridon Protopapadakis, Vice-Chairman as assigned

hereby represent that, to the best of our knowledge:

a) the semi-annual financial statements (separate and consolidated) for the period 1st January 2020 to 30th June 2020, prepared according to the applicable International Financial Reporting Standards, present truly and fairly the assets and liabilities, the equity and the financial results of the Company ANEK LINES SA, as well as of the consolidated companies according to paragraphs 3 to 5 of article 5 of Law 3556/2007, and

b) the semi-annual enclosed Report of Board of Directors presents fairly the information required according to paragraph 6 of article 5 of Law 3556/2007.

Chania, September 25th 2020

The Chairman The Managing Director The Vice-Chairman

ID Card No. AI 473513 ID Card No. Π 966572 ID Card No. AA 490648

GEORGIOS G. KATSANEVAKIS IOANNIS I. VARDINOYANNIS SPYRIDON I. PROTOPAPADAKIS

REVIEW REPORT ON INTERIM FINANCIAL INFORMATION

To the Board of Directors of ANEK LINES S.A.

Introduction

We have reviewed the accompanying condensed separate and consolidated statement of financial position of ANEK S.A. (the "Company") as at 30 June 2020 and the relative condensed separate and consolidated statements of comprehensive income, changes in equity and cash flows for the six-month period then ended, as well as the selected explanatory notes, that constitute the condensed interim financial information, which is an integral part of the six-month financial report under the L.3556/2007. Management is responsible for the preparation and presentation of this condensed interim financial information, in accordance with International Financial Reporting Standards, as adopted by the European Union (EU) and which apply to Interim Financial Reporting (International Accounting Standard "IAS 34"). Our responsibility is to express a conclusion on this condensed interim financial information based on our review.

Scope of Review

We conducted our review in accordance with International Standard on Review Engagements (ISRE) 2410, "Review of Interim Financial Information Performed by the Independent Auditor of the Entity". A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with International Standards on Auditing that have been incorporated into the Greek Legislation and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion.

Conclusion

Based on our review, nothing has come to our attention that causes us to believe that the accompanying condensed interim financial information is not prepared, in all material respects, in accordance with International Accounting Standard "IAS 34".

Material Uncertainty Related to Going Concern

We draw attention to Note (2) in the condensed interim financial information, which in particular indicates that the working capital of the Company and the Group is negative respectively by € -269,9 million and € -262,6 million, the equity of the Company and the Group remains negative respectively by € -17,8 million and -9,9 million while there are overdue liabilities towards credit institutions.

The above events and conditions in conjunction with the impact that the crisis of the Coronavirus pandemic (COVID-19) is expected to have on the Group's financial results, as stated in Note 2, indicate that a material uncertainty exists that may cast significant doubt on the Company's and the Group's ability to continue as a going concern. The Note 2 in the condensed interim financial information indicates the measures taken or designed by management to ensure the smooth continuation of the Company's and the Group's operation. The governmental decisions regarding the package of measures to strengthen the passenger shipping sector and the economy in general and their effective implementation to compensate for the adverse effects of the pandemic together with its termination in a reasonable period of time are a prerequisite regarding the Company's and Group's ability to continue as a going concern. Our conclusion is not qualified in respect of this matter.

Report on other Legal and Regulatory Requirements

Our review did not identify material inconsistency or error in the statements of the members of the Board of Directors and the information of the six-month Financial Report of the Board of Directors as these are defined in article 5 and 5a of L. 3556/2007, with respect to the condensed separate and consolidated financial information.

Athens, September 25th 2020

EMMANOUIL N. DIAMANTOULAKIS Certified Public Accountant Auditor Institute of CPA (SOEL) Reg. No. 13101

Chartered Accountants Management Consultants 56, Zefirou Str., 175 64 Palaio Faliro Institute of CPA (SOEL) Reg. No. 127

NIKOLAOS E. KOLLYRIS Certified Public Accountant Auditor

Institute of CPA (SOEL) Reg. No. 35591

SOL S.A.

Member of Crowe Global 3, Fok. Negri Str., 112 57 Athens, Greece Institute of CPA (SOEL) Reg. No. 125 SOL S.A. Member of Crowe Global 3, Fok. Negri Str., 112 57 Athens, Greece Institute of CPA (SOEL) Reg. No. 125

SEMIANNUAL REPORT OF THE BOARD OF DIRECTORS

The attached report of the Board of Directors of ANONIMI NAFTILIAKI ETAIREIA KRITIS S.A. refers to the interim separate and consolidated financial statements as of 30 June 2020 and was prepared according to the article 5 of law 3556/2007 and the implementing decisions of the Hellenic Capital Committee. In the attached report is included information regarding the business activities of the Group and the Company, the financial position, the financial results and the significant events during the first half of 2020. Additionally, the report includes the main risks and uncertainties that the Company may face in the second semester of the year and the most significant related party transactions.

Ι. OVERVIEW OF ECONOMIC ENVIRONMENT, ACTIVITIES & FINANCIAL POSITION

The spread of the COVID-19 pandemic in the first months of 2020 brought significant negative effects on the global economy. The pandemic crisis led to a downturn in economic activity resulting in a deep recession in the second quarter of 2020. In that period the effect to the Greek economy was huge, as the recession exceeded 15%. There has been a rapid decline in demand for products and services, while the implementation of emergency measures has led to restrictions in movements and, consequently, large losses in maritime transport services, as well as in accommodation and catering services.

ANEK Group, with the main aim of ensuring the safety of passengers and seafarers on board, complied immediately and fully with all the required measures and instructions by the competent bodies, against the spread of the pandemic. In this context, the Company received the specialized certification "Biosafety Trust" from the Italian Classification Society RINA for the effective control and prevention of transmission in the workplace, developing specific procedures and taking additional measures on its vessels, where there is the largest exposure, as well as in its agencies.

In the passenger shipping industry, the pandemic in the first half of 2020 brought a significant reduction in all categories of transport work. The strict restrictions and bans imposed on the movement of passengers to and from Italy and the islands, led to a vertical decline in passenger traffic on the Adriatic routes and coastal shipping. However, the negative economic consequences in the country and the passenger shipping sector in particular, have a stronger impact in the third quarter of the year, due to their high degree of dependence on tourism, making possible shrinkage in GDP in 2020 higher than the European average. The duration of the current year's touristic season has been significantly reduced and, consequently, sectors such as transport, trade and catering have been suffered to a large extend. In the third quarter, due to seasonality, the highest sales are recorded, however the reduction of passenger traffic, especially on the Adriatic routes, is extremely large and this trend is not expected to reverse at least until the end of 2020. In particular, in passenger shipping sector the consequences of the pandemic are dramatic, making uncertain for companies the smooth continuation of operations in the coming months without the necessary state support.

The management of the Group tried to offset the losses from the significant reduction of revenues by proceeding to restructuring of itineraries by replacement and temporary laying up of vessels and applying all state tools to support employees and companies (contract suspensions, "co-operation" program, payment extension in tax and contributions, repayable advance, etc.). The above measures, in combination with the fall in fuel prices and the state support of the companies in the sector, limited to a certain extent the great loss from the reduction of the revenues of the first half.

ANEK Group during the first half of 2020, operated through privately owned and chartered vessels in routes in Adriatic Sea (Ancona and Venice), Crete (Chania and Heraklion), Dodecanese islands and Cyclades. In Cyclades and Dodecanese continued to operate in public service routes. In Crete and Adriatic routes the Group's vessels continued executing combined itineraries jointly with vessels of "ATTICA S.A. HOLDINGS", while a charter of a Company's vessel abroad was continued.

By executing 3% less itineraries compared to the first half of 2019, ANEK Group during the first half of 2020 in all routes operated has transferred in total 172 thousand passengers compared to 370 thousand in the comparable period (reduction of 53%), 31 thousand private vehicles compared to 65 thousand in the first half of 2019 (reduction of 52%) and 61 thousand trucks compared to 67 thousand (reduction of 9%).

The key figures and their variations included in the Group's financial statements are as follows:

  • Turnover declined by 24%, which in the first half of 2020 formed at € 55,4 million versus € 72,5 million in the corresponding period of 2019.
  • Cost of sales declined by 15%, which in the first half of 2020 dropped at € 53,9 million from € 63,7 million in the first half of 2019.
  • As a result of the above, Group's gross profits amounted to € 1,5 million versus € 8,8 million in the comparable period.
  • Reduced by 18% in the first half of 2020 were the selling and administration expenses which amounted to € 9,4 million compared to € 11,5 million in the first half of 2019.

  • Earnings before interest, taxes, depreciation and amortization (EBITDA) in the first half of 2020 amounted to losses of € 2,3 million compared to profits of € 3,2 million in the corresponded period of the previous year.

  • Almost stable remained Group's net financial cost for the first half of 2020 amounted to € 4,6 million versus € 4,7 million in the first half of 2019.
  • Results from investment activities of the first half of 2020 that amounted to profits of € 1,9 million include, mainly, the benefit from writing off a bilateral loan, while other provisions of € 2,0 million were formed for court expenses (see note 13 of the semi-annual financial report).
  • As a result of all above and of the formation of depreciation cost in almost same level as those of the first half of 2019, net results after tax in the first half of 2020 formed at losses of € 12,9 million versus € 7,4 million, while net results after tax and minority interests amounted to losses of € 13,2 million compared to € 7,9 million in the comparable period.
  • Key items of the statement of financial position
  • Group's fixed assets as at 30.06.2020 amounted to € 268,0 million compared to € 270,5 million at the end of the previous year. Depreciation for the period amounted to € 5,6 million, while the value of fixed assets increased by € 2,9 million, with a relative increase of long-term liabilities, due to termination of a long-term charter contract with purchase right and recognition, respectively, of a new contract.
  • Group's trade receivables as at 30.6.2020 formed at € 38,0 million compared to € 34,2 million in 31.12.2019, while other short-term receivables amounted to € 8,2 million compared to € 5,9 million. The increase in receivables was due to the seasonality in sales.
  • Cash and cash equivalents as at 30.06.2020 amounted to € 9,6 million compared to € 8,5 million at the end of the previous year.
  • Group does not show long-term bank liabilities as since 31.12.2018 the long-term loans of the Parent have been reclassified into short-term bank liabilities and, therefore, the short-term bank liabilities amounted to € 259,0 million compared to € 258,7 million at the end of the previous year.
  • Trade payables as at 30.06.2020 amounted to € 38,5 million from € 36,5 million at 31.12.2019, while other short term liabilities amounted to € 26,3 million compared to € 13,0 million, mainly, due to the seasonality of sales which led to an increase of € 6,7 million in deferred income (mainly relating to tickets issued for trips after 30th June 2020), as well as to increase of tax liabilities by € 4,3 million due to the extensions provided for their repayment, in the framework of the state measures for supporting the companies affected by the pandemic.

Cash flows

Group during first half of 2020 showed inflows from operating activities amounted to € 3,1 million compared to € 3,2 million in the first half of 2019. Investing activities showed outflows of € 0,2 million compared to € 1,3 million in the corresponding period. Finally, financing activities for the first half of 2020 showed outflows of € 1,9 million compared to € 2,1 million.

Financial ratios

  • The gross profit margin (%) "Gross Profit / Turnover" of the Group for the first half of 2020 decreased at 2,6%, from 12,1% in the first half of 2019, due to the drop in revenues.
  • Indicators of general liquidity (:1) "Current assets / Current liabilities" and immediate liquidity (:1) "[Current assets - Inventory] / Current liabilities" formed at 0,19 and 0,18 respectively, versus 0,18 and 0,17 at 31.12.2019.
  • The debt ratios (:1) "Liabilities / Equity" and "Long and short term borrowings / Equity" on 30.06.2020 are negative due to the Group's negative equity. The "Liabilities / (Equity + Liabilities)" ratio formed at 1,03 on 30.06.2020 compared to 0,99 at the end of year 2019, while the "Long and short term borrowings / (Equity + Liabilities)" ratio remained stable to 0,78.

ΙΙ. SIGNIFICANT EVENTS OF FIRST HALF 2020 AND AFTERWARDS

  • In April 2020 was agreed the extension of the duration of the Joint- Venture ANEK SUPERFAST until 31.12.2020.
  • In August 2020 the partial conversion of the Parent Company's convertible bond into common shares, was completed. With the conversion of the said bonds, the share capital was increased by the amount of euro 10,8 million, through the issuance of 36.146.665 new registered shares with voting rights of nominal value of euro 0,30 each. Thus, after the above, the Parent Company's share capital is now amounting to euro 67,4 million, divided into 224.801.557 registered shares with voting rights.

ΙΙΙ. MAIN RISKS AND UNCERTAINTIES FOR THE 2ND HALF

Risk of fuel prices fluctuation

Fuel cost is the key operating cost incurred by the Group with a direct effect on the results of each period and thus, a rise in fuel prices is the most important risk faced by the Group. Fuel prices are settled in Euro, but they are indirectly affected by the EUR/USD exchange rate used as a basis for the determination of the international prices. The sensitivity of the results and of the equity to a change in the average cost of fuels per metric ton -ceteris paribus- for the first half of 2020 was as follows:

Fuel price change Effect on results and equity
± 5% / metric ton (-/+) € 1,0 million
± 10% / metric ton (-/+) € 2,0 million
± 20% / metric ton (-/+) € 4,0 million

Interest rate fluctuation risk

Η ΑΝΕΚ has entered into agreements for long-term syndicated loans, bilateral loans and credit accounts with different banks. Interests for all the above loans are calculated on the basis of the Euribor rate plus a margin. Consequently, the Company is exposed to a rate fluctuation risk, as it will be burdened with extra financial cost in the event of an increase in interest rates. The sensitivity of the results and equity to long term debt rate interest rate changes for the first half of 2020 was as follows:

Change of interest rate Effect in the results and equity
± 0,5% (-/+) € 0,6 million
± 1% (-/+) € 1,2 million

Liquidity risk

Liquidity risk is the risk that the Group or the Company may not be able to meet its financial obligations and disrupt their smooth operation. Due to the aforementioned reclassification of long-term borrowings to short-term liabilities, in accordance with paragraph 74 of IAS 1, the balance in the working capital of the Company and the Group was disturbed. The Group's cash and cash equivalents as at 30.06.2020 amounted to € 9,6 million while to avoid the possibility of insufficient liquidity, the management of the Group ensures that bank loans are always available to cover emergencies in periods of low liquidity.

Credit risk

Under the existing financial conditions, the counterparty credit risk is increased. The Group is monitoring its customers' balances closely by applying credit control procedures and defining credit limits and specific credit policies for all the customer categories. Where it is necessary, it has obtained additional guarantees to secure the credit granted even more. The accumulative provisions formed have reached the amount of € 45,4 million, and it is considered adequate to deal with credit risk, while, there is significant dispersion of the Group's receivables. Although, that there is a concentration of receivables by the Joint venture, these receivables refer to a large number of debtors (agents, truck companies etc.) that are settled through the Joint venture (as a special scheme) and therefore the risk of concentration is limited. Regarding cash and cash equivalents, the Group is not exposed to any credit risk as there is natural hedging, given that there are also loan agreements entered into with the cooperating financial institutions.

Competition

The vessels of ANEK Group perform itineraries in routes where there is intensive competition, particularly in Greece-Italy and Piraeus-Crete routes. The effort made by each company to retain and increase its market share in the above markets may intensify competition even more, thus having an impact on their financial results. Moreover, as part of its shipping activities, the Group is trying to improve the allocation of vessels per route, examines the profitability of existing (and possible new) routes and set its prices at competitive levels. A potential intensification of competition in the markets where the Group operates may have a significant adverse effect on the Group's operating results, cash flows and financial position.

Foreign exchange risk

Both the Company and the Group are not exposed to increased foreign exchange risk since most transactions with customers and suppliers abroad are made in euro. There is a limited exchange risk caused by the market value of spare parts and other materials, or services procured in foreign currencies, which is small in relation to the total of purchases and expenses.

Coronavirus pandemic COVID-19

The COVID-19 coronavirus pandemic continues to be a major source of uncertainty. The trend of the pandemic spreading inside the country after the lockdown and the opening of the borders creates an environment of insecurity that is exacerbated by the lack of effective health confrontation measures. Restrictions for public health protection have a significant impact on business, particularly in the tourism, transport, catering and leisure sectors. The most decisive factors regarding the pandemic crisis concern:

  • any pandemic outbreaks and local or general lockdown,
  • size and duration of domestic policy interventions to address the effects of the crisis,
  • size and duration of policy interventions at European Union level to confront the effects of the crisis,
  • the effect on the price of commodities, especially fuel,
  • the resilience of the national health system,
  • the country's fiscal strength and fiscal support tools from the European Union,

  • specific policies and measures to support coastal shipping in Greece and the European Union,

  • specific policies and measures to support entrepreneurship in Greece, that mainly concern tax measures, labor protection measures and financial tools and facilities.

The health and economic consequences so far, combined with the uncertainty about the evolution and the danger of a new pandemic wave in the near future, are creating a new framework of challenges that directly affect the economic climate and the expectations of businesses and households.

ΙV. PROSPECTS FOR THE 2ND HALF OF 2020

The great reduction of the transport work in the sector due to the pandemic is expected to continue and to significantly burden the results of the current year. Uncertainty is the main feature of the prevailing situation and the Group's prospects at operational level for the second half of 2020 will depend on the evolution of the pandemic and its impact on the general course of the economy and transport work in coastal shipping and in the Adriatic. In addition, the Group's prospects will depend on the competitive conditions prevailing in the industry, as well as on the formation of international oil prices by the end of the year. Also, important role will play any support measures for the sector by the Greek state and the European Union, as well as the necessary redesign of itineraries in order to limit as much as possible the operating costs of the companies. In the third quarter, due to seasonality, the highest sales are recorded, however, the reduction of passenger traffic, especially on the Adriatic routes, is extremely large and this trend is not expected to reverse until the end of the year.

V. RELATED PARTY TRANSACTIONS

It is noted that from 30.06.2020 the financial statements of the Group are included under the equity method in the consolidated statements of PIRAEUS BANK (hereinafter "BANK"). The transactions and balances of the Parent Company and the other companies of the Group with the BANK group relate, mainly, to loans and debit interest, commissions and other bank expenses, as well as to deposits and credit interest. The BANK's share in the balance of the syndicated bond loan of the Parent on 30.06.2020 amounted to € 103.248 thousand, while the corresponding interest in the first half of 2020 amounted to € 1.373 thousand. Also, there are other liabilities of the Parent to the BANK amounting to € 83 thousand, while the commissions and other bank expenses amounted to € 112 thousand. Finally, the deposits of the Group companies in the BANK on 30.06.2020 amounted to € 944 thousand.

The most important transactions and balances between the Parent Company and its subsidiaries (ETANAP, LEFKA ORI, AIGAION PELAGOS, ANEK HOLDINGS), its associate (ANEK LINES ITALIA) and its related party (JV ANEK S.A. & SUPERFAST ENDEKA (HELLAS) INC.), hereinafter "JOINT VENTURE", mainly, pertain to vessels' chartering, tickets issuance commissions, vessels' agency, other services and the purchase of bottled water. Executives' fees refer to dependent employment services and BoD members' fees pertain to fees paid and remunerations for meetings. The invoicing of transactions between the above companies was done in accordance with the arm's length principle. Following are the most important transactions (income / expenses) and balances (receivables / liabilities) between the Parent Company and its related parties, in accordance with IAS 24:

Income / Expenses

During the first half of 2020 ANEK invoiced the subsidiary AIGAION PELAGOS with the amount of € 4.037 thousand (€ 4.032 thousand in the first half of 2019) for chartering of vessels, tickets issuing commissions and management services provided. Also, subsidiary ETANAP invoiced the Parent Company for sale of products amounting to € 31 thousand (€ 58 thousand in the first half of 2019), while LEFKA ORI had revenue from ETANAP of € 25 thousand (€25 thousand in the first half of 2019). Finally, the relative ANEK LINES ITALIA in the first half of 2020 invoiced ANEK with an amount of € 118 thousand (€ 123 thousand for the comparable period) and ANEK - SUPERFAST JOINT VEN-TURE with the amount of € 431 thousand (versus € 781 thousand) for ticket issuance.

Dividends

Parent Company as at 30.06.2020 had a receivable for 2019's dividend of € 163 thousand from the subsidiary ETANAP, while the same amount was received from the subsidiary in 2019 as a dividend for the year 2018.

Receivables / Liabilities

As at 30.06.2020 ΑΝΕΚ had a liability to the subsidiary ETANAP amounted to € 126 thousand (against € 554 thousand at 31.12.2019), a receivable from subsidiary AIGAION PELAGOS amounted to € 5.077 thousand (€ 4.646 thousand at the end of the previous year) and a receivable from subsidiary ANEK HOLDINGS of amount € 80 thousand (€ 79 thousand at 31.12.2019). Moreover, ANEK at 30.6.2020 had a liability to the associate ΑΝΕΚ LINES ITALIA amounting to € 612 thousand (against € 422 thousand at 31.12.2019) and a receivable from the JOINT VENTURE amounted to € 21.677 thousand (€ 15.680 thousand at 31.12.2019). Finally, at 30.06.2020, ΑΝΕΚ LINES ITALIA had a liability to JOINT VENTURE amounted to € 1.263 thousand (€ 854 thousand at the end of the previous year), while LEFKA ORI had a receivable from ETANAP amounted to € 46 thousand (€ 73 thousand at 31.12.2019).

Fees of BoD members and Directors

The gross fees of the Board of Directors and of the Group's executives refer to short term benefits and amounted to € 759 thousand (€ 614 thousand for the Company) for the first half of 2020, compared to € 796 thousand (€ 653 thousand for the Company) for the first half of 2019. Moreover, at 30.6.2020 the Group had a liability to the above persons of amount € 14 thousand (€ 24 thousand at 31.12.2019).

September 25th 2020

The Board of Directors of ANEK

INTERIM SEPARATE & CONSOLIDATED FINANCIAL STATEMENTS AS OF 30 JUNE 2020

Financial statements amounts are expressed in thousands euro (€).

Any differences in totals are due to the rounding of figures.

STATEMENTS OF COMPREHENSIVE INCOME

The Group The Company
Note 01.01.20-
30.06.20
01.01.19-
30.06.19
01.01.20-
30.06.20
01.01.19-
30.06.19
Revenue 4 55.377 72.503 50.232 66.093
Cost of sales (53.913) (63.723) (49.987) (59.055)
Gross profits 1.464 8.780 245 7.038
Other operating income 625 518 812 733
Administrative expenses (4.144) (4.614) (3.827) (4.273)
Selling and marketing expenses (5.253) (6.855) (4.373) (5.797)
Other operating expenses (564) (331) (551) (315)
Earnings / (losses) before taxes, financing and
investing results (7.872) (2.502) (7.694) (2.614)
Financial expenses (4.639) (4.720) (4.635) (4.714)
Financial income 17 30 1 5
Results from investing activities 1.856 99 1.861 94
Results from measurement of investments in associates 37 63 184 295
Other provisions 13 (2.000) - (2.000) -
Earnings / (losses) before taxes (12.601) (7.030) (12.283) (6.934)
Income tax 10 (258) (391) (108) (113)
Earnings / (losses) after taxes (12.859) (7.421) (12.391) (7.047)
Attributable to:
Owners of the Parent company (13.163) (7.902) - -
Minority interests 304 481 - -
Other comprehensive income / (losses) after taxes - - - -
Total comprehensive income /(losses) after taxes (12.859) (7.421) (12.391) (7.047)
Attributable to:
Owners of the Parent company (13.163) (7.902) - -
Minority interests 304 481 - -
Earnings / (losses) after taxes per share - basic (in €) 9 (0,0698) (0,0419) (0,0657) (0,0374)
Earnings / (losses) after taxes per share impaired - basic (in €) 9 (0,0494) (0,0292) (0,0464) (0,0259)
Earnings / (losses) before taxes, financing and investing results and
depreciation (EBITDA) (2.299) 3.173 (2.380) 2.829

STATEMENTS OF FINANCIAL POSITION

The Group The Company
Note 30.06.20 31.12.19 30.06.20 31.12.19
ASSETS
Tangible fixed assets
5
268.047 270.453 260.946 263.271
Investments in property 1.750 1.753 675 678
Intangible assets 243 268 243 268
Investments in subsidiaries - - 6.331 6.348
Investments in associates 2.233 2.196 2.233 2.196
Other long-term receivables 61 1.438 37 1.412
Deferred tax receivables 250 251 - -
Total non-current assets 272.584 276.359 270.465 274.173
Inventories 2.595 3.156 1.154 2.047
Trade receivables 38.037 34.201 37.328 33.282
Other receivables 8.163 5.861 7.449 5.159
Financial assets at fair value through profit & loss 2.795 2.859 1.808 1.867
Cash and cash equivalents
6
9.584 8.498 2.501 2.019
Total current assets 61.174 54.575 50.240 44.374
TOTAL ASSETS 333.758 330.934 320.705 318.547
EQUITY AND LIABILITIES
Share capital (188.654.892 shares x € 0,30) 56.597 56.597 56.597 56.597
Share premium account 745 745 745 745
Reserves 25.167 25.137 23.571 23.571
Results carried forward (104.878) (91.686) (98.730) (86.339)
Total company shareholders' equity (22.369) (9.207) (17.817) (5.426)
Minority interest 12.495 12.538 - -
Total equity (9.874) 3.331 (17.817) (5.426)
Long-term borrowings
7
- - - -
Deferred tax liabilities 1.057 1.064 295 295
Retirement benefits provisions 2.803 2.766 2.638 2.605
Other provisions 4.070 2.122 4.010 2.063
Grants for assets 447 451 - -
Capital lease liabilities 9.987 10.737 9.987 10.737
Other long term liabilities
8
1.453 2.231 1.413 2.152
Total non-current liabilities 19.817 19.371 18.343 17.852
Short-term bank borrowings
7
259.056 258.708 259.056 258.708
Trade payables 38.489 36.487 37.195 35.778
Other short term liabilities 26.270 13.037 23.928 11.635
Total current liabilities 323.815 308.232 320.179 306.121
Total liabilities 343.632 327.603 338.522 323.973
TOTAL EQUITY AND LIABILITIES 333.758 330.934 320.705 318.547

STATEMENTS OF CHANGES IN EQUITY

The Group Share
Note
Capital
Share
premium
Asset
revaluation
reserves
Other
reserves
Retained
earnings
Total Minority
interests
Total
Balance 01.01.2019 56.597 745 2.121 7.486 (82.987) (16.038) 7.169 (8.869)
Total comprehensive income for the 1st half of 2019 (7.902) (7.902) 481 (7.421)
Reserves formed of subsidiaries 22 (22) - - -
Effect from the suspension of a subsidiary in the
consolidation
(5) 4.495 4.490 4.470 8.960
Transfer of reserves 15.500 (15.500) - - -
Dividends to non-controlling subsidiaries - (347) (347)
Net equity as of 30.06.2019 56.597 745 2.121 23.003 (101.916) (19.450) 11.773 (7.677)
Balance 01.01.2020 56.597 745 2.135 23.002 (91.686) (9.207) 12.538 3.331
Total comprehensive income for the 1st half of 2020 (13.163) (13.163) 304 (12.859)
Reserves formed of subsidiaries 29 (29) - - -
Dividends to non-controlling subsidiaries - (347) (347)
Net equity as of 30.06.2020 56.597 745 2.135 23.032 (104.878) (22.369) 12.495 (9.874)
The Company Note Share
Capital
Share
premium
Asset
revaluation
reserves
Other
reserves
Retained
earnings
Total
Balance 01.01.2019 56.597 745 964 7.098 (73.248) (7.844)
Total comprehensive income for the 1st half of 2019 (7.047) (7.047)
Transfer of reserves 15.500 (15.500) -
Net equity as of 30.06.2019 56.597 745 964 22.598 (95.795) (14.891)
Balance 01.01.2020 56.597 745 972 22.599 (86.339) (5.426)
Total comprehensive income for the 1st half of 2020 (12.391) (12.391)
Net equity as of 30.06.2020 56.597 745 972 22.599 (98.730) (17.817)

CASH FLOW STATEMENTS

The Group The Company
01.01.20-
30.06.20
01.01.19-
30.06.19
01.01.20-
30.06.20
01.01.19-
30.06.19
Operating activities
Earnings / (losses) before taxes (12.601) (7.030) (12.283) (6.934)
Adjustments for:
Depreciation 5.577 5.707 5.314 5.443
Grants amortization (4) (32) - -
(Profits) / losses from fixed assets' sales (1) - - -
Provisions 2.091 192 2.077 184
Results of investing activities (2.024) (99) (2.212) (389)
Foreign exchange differences 14 108 14 108
Financial expenses (less financial income) 4.608 4.593 4.619 4.600
(2.340) 3.439 (2.471) 3.012
Plus /(less) adjustments for changes of working capital accounts or related
to operating activities:
Reduction / (increase) of inventories 550 (4) 893 287
Reduction / (increase) of receivables (4.848) (15.400) (4.893) (14.721)
Increase/(reduction) of payable accounts (except loan liabilities) 10.513 19.337 9.466 17.724
Less:
Interest and related expenses paid (633) (4.053) (628) (4.035)
Income tax paid (99) (78) (99) (78)
Total cash flows generated from operating activities (a) 3.143 3.241 2.268 2.189
Investing activities
Acquisition of affiliates, securities and other investments - (604) - (604)
Proceeds from sale of securities and other investments - - - -
Acquisition of fixed assets (209) (735) (8) (533)
Proceeds from the sale of fixed assets 18 24 - -
Interest received 18 1 1 1
Dividend received - - - -
Total cash flows generated from investing activities (b) (173) (1.314) (7) (1.136)
Financing activities
Payments for capital leases (935) (916) (935) (916)
Payments for operational leases (137) (168) (57) (67)
Proceeds from borrowings - - - -
Payment of borrowings (787) (770) (787) (770)
Dividends paid (25) (210) - -
Cash flows from financing activities (c) (1.884) (2.064) (1.779) (1.753)
Net increase/(decrease) in cash and cash equivalents (a)+(b)+(c) 1.086 (137) 482 (700)
Cash and cash equivalents at the beginning of the period 8.498 7.349 2.019 2.298
Cash and cash equivalents at the end of the period 9.584 7.212 2.501 1.598

INFORMATION AND EXPLANATORY NOTES ON THE INTERIM FINANCIAL STATEMENTS OF THE PERIOD 01.01.2020 – 30.06.2020

1. General information for the Company and the Group

The Parent company was established in 1967 (Government Gazette 201/10.04.67) under the corporate name "ANONIMI NAFTILIAKH ETAIREIA KRITIS S.A." trading as "ANEK LINES" (hereinafter "ANEK" or the "Company", or the "Parent company") and is operating in the passenger ferry shipping sector. The Company's seat is located in the municipality of Chania – Crete, and its registered offices are located on 148 Karamanli Ave. ANEK is recorded in General Company Register under number 121557860000 and its website address is www.anek.gr. The Company's shares have been listed since 1999 on the Athens Stock Exchange and since 2013 are trading in "under surveillance" category. In addition to the Parent company, the Group includes the following subsidiaries and associates with the following participation percentages:

Name Group per
centage
Registered
office
Activity
ETANAP S.A. 31,90% Stilos, Chania Production and sale of bottled water
LEFKA ORI S.A. 48,24%* Stilos, Chania Packaging and trading agricultural
products and packaging materials
ANEK HOLDINGS S.A. 99,32%** Chania Tourism - participation in other com
panies - consulting, etc.
AIGAION PELAGOS THALASSIES
GRAMMES SHIPPING COMPANY
100% Chania Sailing company under Law 959/79
ANEK ITALIA S.r.l. 49% Ancona, Italy Agency and representation of shipping
companies

* direct participation: 24% and indirect via ETANAP: 24,24%

** direct participation: 99% and indirect via ETANAP: 0,32%

The aforementioned companies, in which ANEK participates by more than 50%, as well as "ETANAP" in which the Parent company has the control, have been included in the consolidated financial statements as at 30th June 2020 using the full consolidation method. "ANEK LINES ITALIA S.r.l." in which the Parent Company participates by 49% was consolidated using the equity method. In addition to the above, Parent Company holds a 50,11% stake in LASITHIOTIKI SHIPPING COMPANY (LANE) which was consolidated until 31.12.2018 using the full consolidation method. This subsidiary has not been included in the interim consolidated financial statements, as the Group's Management estimates that control loss has been incurred in compliance with IFRS 10 (see note 1 in Annual financial report of 2019.)

It is noted that from 30.06.2020 the Group's financial statements are included under the equity method in the consolidated financial statements of PIRAEUS BANK due to the inclusion of ANEK in the portfolio of the Bank's affiliates.

The number of personnel employed as at 30 June 2020 was 696 for the Company (out of which 509 were employed as vessels' crew) and 755 for the Group (509 as vessels' crew). Respectively, at 30 June 2019 the Company had a number of 824 and the Group 890 employees.

The interim financial statements as of 30th June 2020 were approved by the BoD of the Parent Company at the meeting of 25th September 2020.

2. Preparation basis of the financial statements and accounting principles

The interim separate and consolidated financial statements as of 30th June, 2020 (hereinafter the "financial statements") have been prepared according to the International Financial Reporting Standards (hereinafter "IFRS"), as issued by the International Accounting Standards Board (IASB) and adopted by the European Union, and more specifically to the IAS 34 "Interim financial reporting". Therefore, they do not include all the information required for the annual financial statements and should be read in conjunction with the published statements as of 31 December 2019 that have been posted on the Company's website at www.anek.gr.

The basic accounting principles adopted in the preparation of the interim financial statements are the same as those followed in the preparation of the annual financial statements as of 31.12.2019, except for the new standards and interpretations which are applicable after January 1 st 2020. The preparation of financial statements according to IFRS requires that the management makes estimates, assumptions and assessments that affect the assets and liabilities, the disclosures of contingent receivables and liabilities as of the date of the financial statements, as well as the published amounts of income and expenses. The actual results may differ from these estimates.

Going concern

In 2019, was achieved a significant improvement of the operating results and a return to profitability, however, the Company's equity on 31.12.2019 remained negative by € 5,4 million, while the Group's equity returned to a positive level of € 3,3 million. It is noted that after the conversion of part of the Company's bond loan into common shares in August 2020, there was an increase in the share capital by € 10,8 million which improved the Group's equity. Bondholders retain the right to convert the remaining amount of the convertible bond loan amounting to € 11,2 million.

In the first half of 2020, the spread of the COVID-19 pandemic caused a significant reduction in all categories of transport work. The strict limitations and bans imposed on passengers' transports from and to Italy and the islands, led to a vertical decline in traffic volumes both in Adriatic routes as well as in coastal shipping. In the third quarter, due to seasonality, the highest sales are recorded, however the reduction in passenger volume is extremely large and this trend is not expected to be reversed at least until the end of 2020. It is noted that at this stage it is impossible to make reliable predictions about the final effects of the pandemic on the Group's operating activity. The management closely monitors the developments and ensures the implementation of the procedures and in particular the taking of measures and policies that are deemed deliberate and necessary, in order to ensure the continuity of the business and to reduce the negative consequences to the least possible extent. More specifically, in an effort to offset the losses arising from the significant reduction in turnover, proceeded to restructuring in itineraries through vessels replacing and temporary laying up, and applying all state support measures for employees and businesses (suspension of contracts, co-working program, extension of payment of taxes and social contributions, repayable advance, etc.). The above measures combined with the drop in fuel prices and the state aid to the sector's companies, have limited up to a point the great loss from the reduction of first half revenue and expected to have a corresponding positive effect in the second half.

Regarding the negative working capital, as of 31.12.2018 in the financial position statement, the long-term loans of the Parent have been reclassified into short-term bank liabilities in accordance with paragraph 74 of IAS 1. As a consequence of the reclassification of long-term loans, the Group's current liabilities on 30.06.2020 amounted to € 323,8 million, while the total current assets amounted to € 61,2 million Respectively, the total current liabilities of the Company on 30.06.2020 amounted to € 320,2 million, while the total current assets amounted to € 50,2 million.

In view of the above, the Group's financial statements have been prepared based on the going concern principle, as management estimates that the above actions will allow the Company to continue operating smoothly.

New standards and interpretations, revisions and amendments

The International Accounting Standards Board (IASB), as well as the Interpretation Committee has issued a range of new IFRS and interpretations, which either are mandatory for accounting periods starting from January 1st 2020 and thereafter, or are not mandatory, as since the publishing date of the interim financial statements they have not been adopted from the European Union. The Group has adopted all the new IFRS and interpretations which are mandatory after January 1st 2020 and examines the effect in the financial statements of the potential adoption of the other IFRS and interpretations. The most significant new standards and interpretations are as follows:

(α) New Standards, interpretations, revisions and amendments of existing standards that have been adopted from the European Union and their application is mandatory from 1st January 2020 or after:

Revision of the Conceptual Framework for Financial Reporting

In March 2018, the IASB issued the revised Conceptual Framework for Financial Reporting (Conceptual Framework), the objective of which was to incorporate some important issues that were not covered, as well as update and clarify some specific guidance. The revised Conceptual Framework includes a new chapter on measurement, which analyzes the concept on measurement, including factors to be considered when selecting a measurement basis, concepts on presentation and disclosure, and guidance on derecognition of assets and liabilities from financial statements. In addition, the revised Conceptual Framework includes improved definitions of an asset and a liability, guidance supporting these definitions, update of recognition criteria for assets and liabilities, as well as clarifications in important areas, such as the roles of stewardship, prudence and measurement uncertainty in financial reporting. The above are effective for annual periods starting from 01.01.2020 and have no material impact on Group's financial statements.

Amendments to References to the Conceptual Framework in IFRS Standards

In March 2018, the IASB issued Amendments to References to the Conceptual Framework, following its revision. Some Standards include explicit references to previous versions of the Conceptual Framework. The objective of these amendments is to update those references so that they refer to the revised Conceptual Framework and to support transition to the revised Conceptual Framework. The above are effective for annual periods starting from 01.01.2020 and have no material impact on Group's financial statements.

Amendments to IFRS 3 - Definition of a business

In October 2018, the IASB issued narrow-scope amendments to IFRS 3 to improve the definition of a business. The amendments will help companies determine whether an acquisition made is of a business or a group of assets. The amended definition emphasizes that the output of a business is to provide goods and services to customers, whereas the previous definition focused on returns in the form of dividends, lower costs or other economic benefits to investors and others. In addition to amending the wording of the definition, the Board has provided supplementary guidance. The above are effective for annual periods starting from 01.01.2020 and have no material impact on Group's financial statements.

Amendments to IAS 1 and IAS 8 - Definition of material

In October 2018, the IASB issued amendments to its definition of material to make it easier for companies to make materiality judgments. The definition of material helps companies decide whether information should be included in their financial statements. The updated definition amends IAS 1 and IAS 8. The amendments clarify the definition of material and how it should be applied by including in the definition guidance that until now has featured elsewhere in IFRS Standards. The above are effective for annual periods starting from 01.01.2020 and have no material impact on Group's financial statements.

Amendments to IFRS 9, IAS 39 and IFRS 7 - Interest Rate Benchmark Reform

In September 2019, the IASB issued amendments to some specific hedge accounting requirements to provide relief from potential effects of the uncertainty caused by the Interest Rate Benchmark reform. The amendments are designed to support the provision of useful financial information by companies during the period of uncertainty arising from the phasing out of interest – rate benchmarks such as interbank offered rates (IBORs). It requires companies to provide additional information to investors about their hedging relationships which are directly affected by these uncertainties. The above are effective for annual periods starting from 01.01.2020 and have no material impact on Group's financial statements.

(β) New Standards, Interpretations and Amendments to existing Standards that have not been applied yet or have not been adopted by the European Union:

Amendments to IAS 1 - Classification of Liabilities as Current or Non-current

In January 2020, the IASB issued amendments to IAS 1 that affect requirements for the presentation of liabilities. Specifically, they clarify one of the criteria for classifying a liability as non-current, the requirement for an entity to have the right to defer settlement of the liability for at least 12 months after the reporting period. The amendments include: (a) specifying that an entity's right to defer settlement must exist at the end of the reporting period; (b) clarifying that classification is unaffected by management's intentions or expectations about whether the entity will exercise its right to defer settlement; (c) clarifying how lending conditions affect classification; and (d) clarifying requirements for classifying liabilities an entity will or may settle by issuing its own equity instruments. In addition, in July 2020 the IASB issued an amendment to postpone by one year the date of entry into force of the originally issued amendment to IAS 1, as a result of the spread of the Covid-19 pandemic. The Group will consider the impact of all of the above on its financial statements, although it is not expected to be significant. The above apply to annual periods beginning on or after 1 January 2023 and have not been adopted by the European Union.

Amendments to IFRS 16 - Leases Covid-19 – Related Rent Concessions

In May 2020, the IASB issued amendments to IFRS 16 that provide lessees with an exemption from assessing whether a Covid-19-related rent concession is a lease modification. More specifically, the amendments clarify that if certain conditions are met, lessees are not required to assess whether particular Covid-19-related rent concessions are lease modifications. Instead, lessees that apply the practical expedient, would account for those rent concessions as if they were not lease modifications. It applies to Covid-19-related rent concessions that reduce lease payments due on or before June 30, 2021. The Group will examine the impact of the above on its Financial Statements, though it is not expected to be significant. The above apply to annual periods beginning on or after 1 June 2020 and have not been adopted by the European Union.

IFRS 17 - Insurance contracts

In May 2017, the IASB issued a new Standard, IFRS 17, which replaces an interim Standard, IFRS 4. The aim of the project was to provide a single principle-based standard to account for all types of insurance contracts, including reinsurance contracts that an insurer holds. A single principle-based standard would enhance comparability of financial reporting among entities, jurisdictions and capital markets. IFRS 17 sets out the requirements that an entity should apply in reporting information about insurance contracts it issues and reinsurance contracts it holds. In addition, in June 2020, the IASB issued amendments, which, however, do not affect the fundamental principles introduced when IFRS 17 was first adopted. The amendments are designed to reduce costs by simplifying certain requirements of the standard, leading to facilitate the transition, as well as facilitate the transition by postponing the 2023 standard implementation date, while providing additional assistance to reduce the effort required during the first application of the standard. The Group will consider the impact of all of the above on its financial statements, although they are not expected to have any. The above apply to annual periods beginning on or after 1 January 2023 and have not been adopted by the European Union.

Amendments to IFRS 4 - Insurance Contracts, deferral of IFRS 9

In June 2020, the IASB issued amendments that declare deferral of the date of initial application of IFRS 17 by two years, to annual periods beginning on or after January 1, 2023. As a consequence, the IASB also extended the fixed expiry date for the temporary exemption from applying IFRS 9 "Financial Instruments" in IFRS 4 "Insurance Contracts", so that the entities are required to apply IFRS 9 for annual periods beginning on or after January 1, 2023. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above apply to annual periods beginning on or after 1 January 2021 and have not been adopted by the European Union.

Amendments to IFRS 3 - Business Combinations, IAS 16 - Property, Plant and Equipment, IAS 37 - Provisions, Contingent Liabilities and Contingent Assets and Annual Improvements 2018-2020

In May 2020, the IASB issued a package of amendments which includes narrow-scope amendments to three Standards as well as the Board's Annual Improvements, which are changes that clarify the wording or correct minor consequences, oversights or conflicts between requirements in the Standards. More specifically:

  • Amendments to IFRS 3 Business Combinations update a reference in IFRS 3 to the Conceptual Framework for Financial Reporting without changing the accounting requirements for business combinations.
  • Amendments to IAS 16 Property, Plant and Equipment prohibit a company from deducting from the cost of property, plant and equipment amounts received from selling items produced while the company is preparing the asset for its intended use. Instead, a company will recognize such sales proceeds and related cost in profit or loss.
  • Amendments to IAS 37 Provisions, Contingent Liabilities and Contingent Assets specify which costs a company includes when assessing whether a contract will be loss-making.
  • Annual Improvements 2018-2020 make minor amendments to IFRS 1 First-time Adoption of International Financial Reporting Standards, IFRS 9 Financial Instruments, IAS 41 Agriculture and the Illustrative Examples accompanying IFRS 16 Leases.

The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above apply to annual periods beginning on or after 1 January 2022 and have not been adopted by the European Union.

Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16 - Interest Rate Benchmark Reform, Phase

In August 2020, the IASB has finalized its response to the ongoing reform of IBOR and other interest benchmarks by issuing a package of amendments to IFRS Standards. The amendments complement those issued in 2019 and focus on the effects on financial statements when a company replaces the old interest rate benchmark with an alternative benchmark rate as a result of the reform. More specifically, the amendments relate to how a company will account for changes in the contractual cash flows of financial instruments, how it will account for a change in its hedging relationships as a result of the reform, as well as relevant information required to be disclosed. The Group will examine the impact of the above on its Financial Statements, though it is not expected to have any. The above apply to annual periods beginning on or after 1 January 2021 and have not been adopted by the European Union.

3. Seasonal nature of business activities

The activities of Group shipping companies are highly seasonal, which affects the income and results of the interim financial statements. More specifically, the transportation of passengers and vehicles is particularly increased during summer months – due to tourism – and holidays, while the transportation of trucks demonstrates slight fluctuations during the year. Therefore, the highest sales take place during the third quarter of each year (from 01.07 to 30.09), which includes the summer months and the operating results of the first semester are not indicative of the annual results.

4. Segmental information

The basic business activity of the Group is concentrated upon passenger ferry shipping activities, both domestic and abroad. The main sources of revenue are generated from passengers, vehicles and truck fares, as well as other onboard activities (bar, restaurants, stores and casinos). Revenues of non-shipping Group companies are included in the figure "Other activities". The following tables show the geographic allocation of activities of both the Group and the Company for the first half of 2020 and 2019:

Shipping segment Other
01.01.20 - 30.06.20 Domestic Abroad activities Total
The Group
Total revenues 18.568 33.142 3.667 55.377
Gross results (1.519) 1.316 1.667 1.464
Additions / (Reductions) and transfers in
vessels' value 205 3.893 - 4.099
Depreciation of vessels 1.654 3.439 - 5.093
Net book value of vessels 79.122 173.886 - 253.008
Non-distributed assets - - - 80.750
Total Assets as of 30.06.20 - - - 333.758
Shipping segment
01.01.20 - 30.06.20 Abroad activities Other
activities
Total
The Company
Total revenues 17.090 33.142 - 50.232
Gross results (1.071) 1.316 - 245
Additions / (Reductions) and transfers in
vessels' value 205 3.893 - 4.099
Depreciation of vessels 1.654 3.439 - 5.093
Net book value of vessels 79.122 173.886 - 253.008
Non-distributed assets - - - 67.697
Total Assets as of 30.06.20 - - - 320.705
Shipping segment Other
01.01.19 - 30.06.19 Abroad activities Total Σύνολο
The Group
Total revenues 21.497 46.233 4.773 72.503
Gross results (547) 7.109 2.218 8.780
Additions / (Reductions) in vessels' value (944) 420 - (524)
Depreciation of vessels 1.563 3.457 - 5.020
Net book value of vessels 86.007 172.080 - 258.087
Non-distributed assets - - - 87.756
Total Assets as of 30.06.19 - - - 345.843
The Company
Total revenues 19.860 46.233 - 66.093
Gross results (71) 7.109 - 7.038
Additions in vessels' value 15 420 - 435
Depreciation of vessels 1.563 3.457 - 5.020
Net book value of vessels 86.007 172.080 - 258.087
Non-distributed assets - - - 75.026
Total Assets as of 30.06.19 - - - 333.113

Revenue from domestic activities includes income from state subsidies for public services routes amounting to € 4.561 thousand. In the previous corresponded period the relevant amount was € 2.668 thousand.

Additions, depreciation and net book value of vessels were allocated to geographic activities depending on the time of operation of each vessel in domestic and abroad routes. Any further allocation would be arbitrary, given the fact that the above services and sources of income and cost were resulted from commonly used items of assets and equity and cannot be broken down into segments.

5. Fixed assets

The tables of tangible assets for the first half of 2020 and year 2019 for the Group and the Company are shown below:

Land and Other Property Rights of
The Group Vessels buildings equipment in progress use Total
Acquisition value 01.01.19 460.359 18.453 14.084 - - 492.896
Additions 1.348 172 60 1.310 1.003 3.893
Reductions (8.689) - (287) - - (8.976)
Acquisition value 31.12.19 453.018 18.625 13.857 1.310 1.003 487.813
Additions 11.720 - 33 170 - 11.923
Transfers 1.141 - - (1.141) - -
Reductions (13.301) - (38) - - (13.339)
Acquisition value 30.06.20 452.578 18.625 13.852 339 1.003 486.397
Accumulated depreciation 01.01.19 196.728 5.591 12.087 - - 214.406
Depreciation 10.018 346 399 - 208 10.971
Reductions (7.730) - (287) - - (8.017)
Accumulated depreciation 31.12.19 199.016 5.937 12.199 - 208 217.360
Depreciation 5.093 176 187 - 93 5.549
Reductions (4.539) - (21) - - (4.560)
Accumulated depreciation 30.06.20 199.570 6.113 12.365 - 301 218.349
Net book value 31.12.19 254.002 12.687 1.658 1.310 796 270.453
Net book value 30.06.20 253.008 12.512 1.487 339 702 268.047
Land and Other Property Rights of
The Company Vessels buildings equipment in progress use Total
Acquisition value 01.01.19 454.208 12.374 2.155 - - 468.737
Additions 1.348 12 11 1.141 763 3.275
Reductions - - (10) - - (10)
Acquisition value 31.12.19 455.556 12.386 2.156 1.141 763 472.002
Additions 11.720 - 2 - - 11.722
Transfers 1.141 - - (1.141) - -
Reductions (13.301) - - - - (13.301)
Acquisition value 30.06.20 455.116 12.386 2.158 - 763 470.423
Accumulated depreciation 01.01.19 191.536 4.683 2.080 - - 198.299
Depreciation 10.018 266 30 - 127 10.441
Reductions - - (10) - - (10)
Accumulated depreciation 31.12.19 201.554 4.949 2.100 - 127 208.731
Depreciation 5.092 133 8 - 52 5.285
Reductions (4.539) - - - - (4.539)
Accumulated depreciation 30.06.20 202.108 5.082 2.108 - 179 209.477
Net book value 31.12.19 254.002 7.437 56 1.141 635 263.271
Net book value 30.06.20 253.008 7.304 50 - 584 260.946

Additions / Reductions for the period

The vessels' reductions and additions for the period include, respectively, the derecognition and the value of a new long-term charter contract with purchase option for the vessel "KYDON" due to a change in the leasing terms and succession of the lessor entity. The new contract, as previous one, meets the criteria of IAS 17 and was recognized as a

finance lease.

Existing encumbrances on fixed assets

On the assets of the Group there are the following liens:

a) 1 st mortgages on the vessels of € 343,8 million,

b) 2 nd mortgages on the vessels of € 285,9 million and

c) Pre-notations on property of € 18,1 million pledges on machinery (of the subsidiary companies ETANAP and LEFKA ORI) of € 2,5 million.

The above liens exist to secure borrowing liabilities of a total amount of € 254,0 million as at 30.06.2020.

6. Cash and cash equivalents

The cash and cash equivalents analysis is as follows:

The Group The Company
30.06.20
31.12.19
30.06.20 31.12.19
Cash on hand 441 546 405 498
Bank accounts 9.143 7.952 2.096 1.521
9.584 8.498 2.501 2.019

The main part of the Group's cash and cash equivalents is in euro.

7. Long term and short term bank borrowings

From 31.12.2018 in the Parent's statement of financial position, the long-term loans have been reclassified to short-term loans according to paragraph 74 of IAS 1. According to the contracts, the lack of debt servicing is considered as non-compliance to meet the terms and conditions undertaken, therefor the Company is obliged to repay the loans in full. The aforementioned Parent's long-term loans, with a total initial amount of € 264,5 million, were concluded in March 2017 on a basis of a floating interest rate (Euribor plus spread) for a period of 7 years and a final repayment date on December 31 2023, and analyzed as follows:

  • Bond syndicated loan of € 219,9 million (part of which amounted to € 22,0 million is convertible under conditions).

  • Bilateral loan of € 44,6 million.

It is noted that in August 2020, the partial conversion of the Parent Company's convertible bond into common shares, was completed. With the conversion of the said bonds, the share capital was increased by the amount of euro 10,8 million, through the issuance of 36.146.665 new common shares with voting rights of nominal value of euro 0,30 each.

Collaterals have been provided to secure the aforementioned syndicated loans (maritime mortgages on vessels, concession of the proceeds of an insurance compensation) to the lending banks. According to the terms and conditions of the relevant agreements, the Company may repay these debts earlier free of charge. The loan agreements also lay down the conditions for termination thereof, including not in-time payment, non-compliance with the general and financial guarantees provides, as well as the provision of information. Also, the agreements involve economic sanctions concerning requirements for the conditioning of the minimum borrowing level, as for the securities offered. The Company has also provided specific guarantees in connection with its compliance with laws and regulations, maintaining its type of business activity, environmental issues, as well as insurance coverage.

In addition to the above loans, there was also a bilateral loan of the Parent Company concluded in 2014, the balance of which amounted to € 2,6 million and was written off on 30.06.2020 in combination with the change in the leasing terms and succession of the lessor entity of the vessel "KYDON" and the new leasing contract of this vessel.

The balances of the above loans appearing in the attached balance sheets were measured at amortised cost using the effective interest method and were not essentially different from their fair values.

Moreover, the Company has contracted agreements of current accounts in euro of variable interest (Euribor plus margin rate) which were mostly granted by the banks assigning cheques receivable using as securities. The Group's total short-term bank liabilities referred to these current accounts as at 30.06.2020 amounted to € 7.706 thousand compared to € 8.510 thousand on 31.12.2019.

8. Other long term liabilities

Group's "other long term liabilities" as at 30.06.2020 amounting to € 1,5 million (compared to € 2,9 million as at 31.12.2019) include regulated tax liabilities of the Company (based on law 4321/2015) amounting to € 0,8 million, the repayment of which extends beyond one year, as well as liabilities arising from the recognition of assets as rights of use for buildings and equipment during the implementation of IFRS 16.

9. Earnings / (losses) per share

Basic earnings/ (losses) per share are calculated by dividing the earnings corresponding to the Parent shareholders by the weighted number of shares in circulation during the period. For the calculation of the diluted earnings per share were taken into account the potential securities from the convertible bond according the relevant terms of its issue, as well as the provisions of IAS 33.

The Group The Company
01.01.20- 01.01.19- 01.01.20- 01.01.19-
30.06.20 30.06.19 30.06.20 30.06.19
Earnings / (losses) after taxes corresponding to Parent
shareholders (13.163) (7.902) (12.391) (7.047)
Weighted number of shares 188.654.892 188.654.892 188.654.892 188.654.892
Earnings per share - basic (€) (0,0698) (0,0419) (0,0657) (0,0374)
Earnings per share - diluted (€) (0,0494) (0,0292) (0,0464) (0,0259)

10. Income tax

The Company and the subsidiaries operating in shipping sector are not subject to income tax for the profits arising from this business activity. As income tax is considered the tax in regard to law 27/1975 (tax applied to the shipping tons of the total tonnage of the vessel), thus the results of the first half of the Group were charged by € 108 thousand. Moreover, the income tax for the Group's non-shipping companies amounted to € 155 thousand, while an amount of € 6 thousand referred to deferred taxes (income). The unaudited fiscal years of the Parent company and subsidiaries are presented in the following table:

Company Unaudited years
ANEK S.A. -
ETANAP S.A. -
LEFKA ORI S.A. -
ANEK HOLDINGS S.A. 2014 - 2019
AIGAION PELAGOS S.C. 2014 - 2019

It is noted that from the fiscal year 2011 and on, the Group companies are subject to the tax audit of the accountants according to the provisions of article 82 of law 2238/94 and article 65a of law 4174/13. The fiscal compliance auditors' reports for the years 2011 - 2018 audits were issued without qualification. The finalization of the above audit is carried out according to POL 1034/2016. The audit for the year 2019 is in progress and the related reports are expected to be issued following the publication of the financial statements of 30.06.2020. However, no significant tax liabilities are expected to arise. At the beginning of 2020, the tax audit of the fiscal years 2016 and 2017 for the Parent was completed, which resulted in tax differences and surcharges of a total amount of € 53 thousand, which were covered by relevant provisions.

Group companies have formed provisions for additional taxes that may arise in the future tax closure of the unaudited years. Accumulated provisions amounted to € 215 thousand for the Company and € 275 thousand for the Group.

11. Balances and transactions with related parties

Balances (receivables / liabilities) with associated parties, as defined by IAS 24, as at 30th June 2020 and 31st December 2019 are as follows:

The Group The Company
30.06.20 31.12.19 30.06.20 31.12.19
Receivables from:
- subsidiaries - - 5.320 4.726
- affiliates 5 - - -
- other related parties 22.621 15.680 22.035 15.680
22.626 15.680 27.355 20.406
Liabilities to:
- subsidiaries - - 126 554
- affiliates 612 422 612 422
- other related parties 103.332 - 103.332 -
- executives & BoD members 14 24 12 7
103.958 446 104.082 983

The purchases and the sales with associated parties for the first half of 2020 and 2019 are as follows:

The Group The Company
01.01.20- 01.01.19- 01.01.20- 01.01.19-
30.06.20 30.06.19 30.06.20 30.06.19
Purchases of goods & services from:
- subsidiaries - - 31 58
- affiliates 119 124 118 123
- other related parties 1.485 - 1.486 -
1.604 124 1.635 181
Sales of services to:
- subsidiaries - - 4.038 4.033
- affiliates - 5 - 5
- other related parties 1 - - -
1 5 4.038 4.038

It is noted that in the "Other related parties" from 30.06.2020 is included the group of PIRAEUS BANK due to the inclusion of ANEK in the portfolio of the Bank's affiliates.

Intercompany dividends

As at 30.06.2020, the Parent Company had a dividend receivable for fiscal year 2019 of the subsidiary "ETANAP" of € 163 thousand, while in the first half of 2019 had received as dividend for the fiscal year 2018 an equal amount.

Key management compensation

The gross fees to Directors and BoD members for the first half of 2020 and 2019 refer to short term benefits and are analyzed as follows:

The Group The Company
01.01.20- 01.01.19- 01.01.19-
30.06.20 30.06.19 01.01.20-
30.06.20
30.06.19
Executive members of the BoD 346 344 201 201
Non-Executive Members of the BoD - - - -
Management executives 413 452 413 452
759 796 614 653

12. Commitments and contractual liabilities

Leases (except financial)

With the adoption of IFRS 16, the Group recognized in its financial statements liabilities related to leases that had previously been classified as operating leases under IAS 17. Group companies had entered into operating lease agreements mainly for leasing buildings and chartering vessels; the agreements will expire at different dates in the following five years. The minimum future payable lease and charter fees for buildings and vessels on non-reversible operating leases at 30.06.2020 are as follows:

Total 899
From the 2nd to the 5th
year
712
In the following year 187

Financial leases

The Parent Company has signed lease agreements for two vessels and the future lease payments, plus the purchase options at the end of the leases, according the relevant contracts are as follows:

Total 17.269
After 5 years -
Between 2 – 5 years 10.695
Within next year 6.574

Capital commitments

There were no capital commitments for the Company or the Group as at 30.06.2020.

Other commitments

There are certain commitments for the Group which are subject to state subsidized investment plans, as well as liabilities arising from agreements entered into for the servicing of public services routes (letters of guarantee, etc.).

13. Contingent liabilities / receivables – litigious disputes or disputes in arbitration

Litigations

There are no disputes in litigation or arbitration, or other liabilities burdening the Group, which could significantly affect its financial position. Until 30.06.2020 the relevant provisions that have been formed are amounting to € 763 thousand.

Contingent liabilities / receivables

The Group's contingent liabilities as at 30.06.2020 arising from its normal activity pertain to guarantees granted to secure liabilities and performance bonds amounting to € 1.377 thousand. Respectively, the Group has received guarantees for receivables amounting to € 2.020 thousand. Moreover, as mentioned above (note 10 "Income tax"), the tax liabilities of Group companies for certain fiscal years have not been finalised, but appropriate provisions have been formed for possible additional taxes. Finally, with regard to the Group's mortgages, see related analysis in note 5 "Fixed Assets".

"NORMAN ATLANTIC" case

Regarding the developments in respect of the fire incident on board the chartered vessel "NORMAN ATLANTIC" in December 2014 (see note 29 of the annual financial report 2014), it is noted that the criminal trial for the investigation of the incident is in progress before the Bari Criminal Court, while at the same time the Piraeus Public Prosecutor has instituted charges against persons involved. First instance judgments in both jurisdictions are expected within 2021. The above mentioned incident has brought claims, most of which have been extra judicially settled, while for the rest civil actions have been filed before the Greek and Italian Courts by the parties sustained damages against the Company, the ship-owner company and the Managers of the Vessel. The above mentioned compensations and expenses are covered by the Mutual Insurance Association, with which the Company has Charterers Liability Cover (P&I) and Legal Protection (FD&D). Therefore, the compensation process of the above mentioned incident is not expected to burden the Company's financial results.

Legal procedure against MINOAN LINES SA

Concerning the arbitration procedure initiated by the Company at court in London against "MINOAN LINES SA" (see note 29 of the Annual Financial Report 2014) and counterclaim of the latter against the Company, it is noted that the decision of the Arbitration Court was issued by which both the Company's lawsuit and the counterclaim of "MI-NOAN LINES SA" were rejected. The procedure is at the stage of settling the court costs and a relevant provision of € 2,0 million has been formed in the results of the first half of 2020.

14. Subsequent events

In August 2020 the partial conversion of the Parent Company's convertible bond into common shares, was completed. With the conversion of the said bonds, the share capital was increased by the amount of euro 10,8 million, through the issuance of 36.146.665 new common shares with voting rights of nominal value of euro 0,30 each. Thus, after the above, the Parent Company's share capital is now amounting to euro 67,4 million, divided into 224.801.557 registered shares with voting rights.

Apart from the above and the further effects of the COVID-19 pandemic, there are no events later than 30 June 2020 which would substantially affect the financial position and results of the Group and the Company or which should be mentioned in notes on financial statements.

Chania, September 25th 2020

Senior Vice-Chairman Managing Director

Spyridon I. Protopapadakis Ioannis I. Vardinoyannis ID Card No. AA490648 ID Card No. Π 966572

Chief Financial Officer Chief Accountant

Stylianos I. Stamos Ioannis E. Spanoudakis ID Card No. AM 480641 Economic Chamber License No. 20599, Class A

DATA & INFORMATION FOR SEMIANNUAL PERIOD OF 2020

ANEK LINES S.A.
No of G.E.C.R.: 121557860000
Registered Office: 148 Karamanli Avenue, Chania
Financial data and information for the period 1 January 2020 - 30 June 2020
(according to 4/507/28.04.2009 resolution of Greek Capital Commitee)
The following data and information are to provide users with general information for the financial position and the results of operations of ANEK LINES SA and the Group. Therefore, it is recommended to any user, before proceeding to
any kind of investing decision or other transaction with the Company, to visit the Company's web site, where the financial statements and the auditor's Report, when is reqiuired, are published.
Company's website: www.anek.gr
Date of approval of the interim financial statements by the Board of Directors: September 25, 2020
Certified auditors - accountants: Diamantoulakis Emmanouil (SOEL Reg. No: 13101) - Kollyris Nikolaos (SOEL Reg. No: 35591)
Auditing Firms: GRANT THORNTON (Reg. No 127), SOL SA (Reg. No 125)
Type of auditors' review report: Unqualified conclusion - Material Uncertainty Related to Going Concern
STATEMENT OF FINANCIAL POSITION (parent company and consolidated) TOTAL COMPREHENSIVE INCOME (parent company and consolidated)
(Amounts in € thousand) Group Company (Amounts in € thousand) Group Company
ASSETS 30.06.2020 31.12.2019 30.06.2020 31.12.2019 from 01.01 to
30.06.2020 30.06.2019
from 01.01 to
30.06.2020 30.06.2019
Tangible assets
Investments in property
268.047
1.750
270.453
1.753
260.946
675
263.271 678 Turnover 55.377 72.503 50.232 66.093
Intangible assets 243 268 243 268 Gross profit 1.464 8.780 245 7.038
Other non-current assets 2.544 3.885 8.601 9.956 Earnings / (losses) before taxes, financing and investing results (EBIT) (7.872) (2.502) (7.694) (2.614)
Inventories
Trade receivables
2.595
38.037
3.156
34.201
1.154
37.328
2.047 Earnings / (losses) before taxes (EBT)
33.282 Earnings / (losses) after taxes (A)
(12.601)
(12.859)
(7.030)
(7.421)
(12.283)
(12.391)
(6.934)
(7.047)
Other current assets 10.958 8.720 9.257 7.026 Owners of the parent (13.163) (7.902)
Cash & cash equivalents 9.584 8.498 2.501 2.019 Minority interests 304 481 - -
TOTAL ASSETS 333.758 330.934 320.705 318.547 Other comprehensive income after taxes (Β) - - - -
EQUITY & LIABILITIES Total comprehensive income after taxes (Α) + (Β) (12.859) (7.421) (12.391) (7.047)
Share capital 56.597 56.597 56.597 56.597 Owners of the parent (13.163) (7.902) - -
Other equity items (78.966) (65.804) (74.414) (62.023) Minority interests 304 481 - -
Equity attributable to shareholders of the parent (a)
Minority interests (b)
(22.369)
12.495
(9.207)
12.538
(17.817)
-
(5.426) - Earnings / (losses) after taxes per share basic - (in €) (0,0698) (0,0419) (0,0657) (0,0374)
Total Equity (c) = (a) + (b) (9.874) 3.331 (17.817) (5.426) Earnings / (losses) after taxes per share diluted - (in €) (0,0494) (0,0292) (0,0464) (0,0259)
Long-term borrowings - - - - Earnings before taxes, financing and investing results,
Provisions and other long-term liabilities 19.817 19.371 18.343 17.852 depreciation and amortization (EBITDA) (2.299) 3.173 (2.380) 2.829
Short-term borrowings 259.056 258.708 259.056 258.708
Other short-term liabilities
Total liabilities (d)
64.759
343.632
49.524
327.603
61.123
338.522
47.413
323.973
CASH FLOW STATEMENT (parent company and consolidated)
TOTAL EQUITY AND LIABILITIES (c) + (d) 333.758 330.934 320.705 318.547 (Amounts in € thousand) Group Company
from 01.01 to
30.06.2020 30.06.2019
from 01.01 to
30.06.2020 30.06.2019
STATEMENT OF CHANGES IN EQUITY (parent company and consolidated) Operating activities
Earnings / (losses) before taxes
(12.601) (7.030) (12.283) (6.934)
(Amounts in € thousand) Group Company Adjustments for:
30.06.2020 30.06.2019 30.06.2020 30.06.2019 Depreciation 5.577 5.707 5.314 5.443
Equity at the beginning of the period (01.01.2020 and
01.01.2019, respectively)
3.331 (8.869) (5.426) Grants amortization
(7.844) Provisions
(4)
2.091
(32)
192
-
2.077
-
184
Total comprehensive income after taxes (12.859) (7.421) (12.391) (7.047) Exchange differences 1 4 108 1 4 108
Dividents paid (346) (347) - - Results of investing activity (2.024) (99) (2.212) (389)
Other equity movements - 8.960 - - (Profits) / losses from fixed assets' sales (1)
4.608
-
4.593
-
4.619
-
4.600
Equity at the end of the period (30.06.2020 and
30.06.2019, respectively)
(9.874) (7.677) (17.817) (14.891) Financial expenses (less financial income) (2.340) 3.439 (2.471) 3.012
Adjustments for changes in working capital:
Decrease / (increase) of inventories
550 (4) 893 287
ADDITIONAL DATA AND INFORMATION Decrease / (increase) of receivables (4.848) (15.400) (4.893) (14.721)
Increase / (decrease) of liabilities (other than borrowings) 10.513 19.337 9.466 17.724
1. Group entities that are included in the consolidated financial statements are presented in note 1 in the semi annual financial statements as of
3 0.0 6.2020 including locations, percentage Group ownership and consolidation method. It i s noted that from
30.06.2020 the Group's financial Less:
Interest and financial expenses paid
(633) (4.053) (628) (4.035)
statements are inclunded under the net equity method t o the consoliated financial statements of PIRAEUS BANK due t o ΑΝΕΚ' s inclusion i n the portfolio of
Bank's associates. 2. The basic accounting principles adopted in the financial statements, are consistent with those of the annual financial
Income tax paid (99) (78) (99) (78)
statements as at 3 1.1 2.2019 adjusted with the revisions t o IFRS. 3. There are no litigious disputes or disputes in arbitration against the Group that
could significantly affect the financial position. The recorded relevant provisions for the Group and the Company amounted t o € 763 thousand.
Cash flows from operating activities (a) 3.143 3.241 2.268 2.189
4.The number of employees at 3 0.0 6.2020 was 755 for the Group (696 for the Company) and at 3 0.0 6.2 01 9 was 890 (82 4 for the Company). 5. At Investing activities
the end of the period no shares of the parent company were possessed by the parent company neither by any subsidiary or associate company.
6.The provisions for the un-audited tax years of the Group companies, which are presented i n note 1 0 of the interim
financial statements, Acquisition of affiliates, securities and other investments - (604) - (604)
amounted t o € 275 thousand (€ 215 thousand for the Company). The accumulated provisions for doubtful debts amounted t o € 4 5.406 thousand
for the Group and € 4 4.050 thousand for the Company, while the provisions for retirement benefits amounted t o € 2.803 thousand for the Group
Proceeds from the sale of securities and other investment - - - -
and € 2.638 thousand for the Company. Other provisions for the Group and the Company at 3 0.0 6.2020 amounted t o € 3.032 thousand. 7. The ratio
"Earnings / (losses) after taxes per share basic - (in €)" are calculated based in the weighted average number of total shares. For the calculation of
Purchase of tangible and intangible assets
Proceeds from the sale of property, plant and equipment
(209)
1 8
(735)
2 4
(8)
-
(533)
-
the diluted earnings per share were taken into account the potential shares from the Parent company's convertible bond according the relevant Interest received 1 8 1 1 1
terms of issue and the IAS 3 3 requirements. 8. "Other equity movements"in statement of changes in Equity for the first half of 2019 refer t o the
effect of the cessation of the consolidation o f subsidiary LANE. 9. Intercompany transactions (inflows and outflows) since the beginning of the
Dividents received - - - -
current year and intercompany balances that have resulted from the transactions with the related parties, as defined by IAS 2 4, are as follows: Cash flow from investing activities (b) (173) (1.314) (7) (1.136)
(Amounts in € thousand) Group Company Financing activities
a) Inflows
b) Outflows
1
1.604
4.201
1.635
Payments for capital leases
Payments for operational leases
(935)
(137)
(916)
(168)
(935)
(57)
(916)
(67)
c) Receivables 22.626 27.355 Proceeds from borrowings - - - -
d) Payables 103.944 104.070 Payment of borrowings (787) (770) (787) (770)
e) Key management compensations 759 614 Dividends paid (25) (210) - -
f) Receivables from key management
g) Payables to key management
-
1 4
-
1 2
Cash flow from financing activities (c) (1.884) (2.064) (1.779) (1.753)
Net increase / (decrease) in cash and cash equivalents (a) + (b) + (c) 1.086 (137) 482 (700)
Cash and cash equivalents at beginning of the period
Cash and cash equivalents at end of the period
8.498
9.584
7.349
7.212
2.019
2.501
2.298
1.598
Chania, 25 September 2020
THE VICE CHAIRMAN THE MANAGING DIRECTOR THE CHIEF FINANCIAL OFICCER THE CHIEF ACCOUNTANT
SPYRIDON I. PROTOPAPADAKIS IOANNIS I. VARDINOYANNIS STYLIANOS I. STAMOS IOANNIS E. SPANOUDAKIS
I D. No. ΑΑ 490648 ID. No. Π 966572 I D. No. Μ 068570 H.E.C. License No. 20599/A' CLASS

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