Ameris Bancorp — Director's Dealing 2026

Feb 23, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Ameris Bancorp (ABCB)
CIK: 0000351569
Period of Report: 2026-02-19

Reporting Person: PROCTOR H PALMER JR (Director, CEO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-19	Common Stock	A	64610	—	Acquired	406162.3989	Direct
2026-02-19	Common Stock	F	28778	$82.93	Disposed	377384.3989	Direct
2026-02-19	Common Stock	A	13988	—	Acquired	391372.3989	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	23259.7538	Indirect
Common Stock	22806.9486	Indirect
Common Stock	17977.9594	Indirect

Footnotes

F1: Stock grant pursuant to performance stock unit award originally granted February 23, 2023 pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan.

F2: This transaction represents the withholding of 28,778 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the stock grant of 64,610 shares on
February 19, 2026.

F3: Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting: (i) 4,663 shares on February 19, 2027; (ii) 4,663 shares on February 19, 2028; and (iii) 4,662 shares on
February 19, 2029.

F4: This total includes an additional 40.076399 ESPP shares acquired by the reporting person as a participant in the Employee Stock Purchase Plan.

F5: This total includes an additional 263.871321 shares acquired through a dividend reinvestment plan.