Ameris Bancorp — Director's Dealing 2026

Feb 23, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Ameris Bancorp (ABCB)
CIK: 0000351569
Period of Report: 2026-02-19

Reporting Person: Stokes Nicole S (CFO)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-19	Common Stock	A	14910	—	Acquired	63793	Direct
2026-02-19	Common Stock	F	6641	$82.93	Disposed	57152	Direct
2026-02-19	Common Stock	A	2895	—	Acquired	60058.5291	Direct

Footnotes

F1: Stock grant pursuant to performance stock unit award originally granted February 23, 2023 pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan.

F2: This transaction represents the withholding of 6,641 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the stock grant of 14,910 shares on
February 19, 2026.

F3: Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting: (i) 965 shares on February 19, 2027; (ii) 965 shares on February 19, 2028; and (iii) 965 shares on
February 19, 2029

F4: This total includes an additional 11.52914 shares acquired by the reporting person as a participant in a dividend reinvestment plan.