AMERICAN EXPRESS CO — Director's Dealing 2026

Feb 3, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: AMERICAN EXPRESS CO (AXP)
CIK: 0000004962
Period of Report: 2026-02-01

Reporting Person: Rutledge Elizabeth (Chief Marketing Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-02-01	Common Stock	A	8985	—	Acquired	94725.28	Direct
2026-02-01	Common Stock	F	4562	$352.17	Disposed	90163.28	Direct
2026-02-01	Common Stock	A	72	—	Acquired	90235.28	Direct
2026-02-01	Common Stock	F	40	$352.17	Disposed	90195.28	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2026-02-01	Employee Stock Option (Right to Buy)	$173.61	A	5413	Acquired	2033-02-01	Common Stock (5413)	Direct

Holdings (Non-Derivative)

Security	Shares	Ownership
Common Stock	2174.79	Indirect

Footnotes

F1: Represents shares acquired pursuant to the vesting of Performance Restricted Stock Units that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment.

F2: Includes shares acquired pursuant to dividend reinvestment.

F3: The reported disposition represents the surrender of shares to satisfy tax obligations arising from the vesting of Performance Restricted Stock Units.

F4: Represents shares earned under the 2022 Annual Incentive Award upon the Company's positive cumulative net income over 2023-2025 pursuant to Restricted Stock Units that were granted to the reporting person in February 2023.

F5: The reported disposition represents the surrender of shares to satisfy tax obligations arising from the vesting of Restricted Stock Units.

F6: Shares held in reporting person's account under the Company's Retirement Savings Plan. This plan uses unit accounting, and the number of shares that a participant is deemed to hold varies with the unit price of the Company pooled stock fund.

F7: Represents the vesting of Performance Stock Options that were granted to the reporting person in February 2023, based upon the satisfaction of performance criteria specified for the award at the time of grant and the reporting person's continued employment.