Affirm Holdings, Inc. — Director's Dealing 2026

Jan 8, 2026

SEC Form 4 — Statement of Changes in Beneficial Ownership

Issuer: Affirm Holdings, Inc. (AFRM)
CIK: 0001820953
Period of Report: 2026-01-05

Reporting Person: O'Hare Robert (Chief Financial Officer)

Non-Derivative Transactions

Date	Security	Code	Shares	Price	A/D	Holdings After	Ownership
2026-01-05	Class A Common Stock	M	3730	$41.80	Acquired	5098	Direct
2026-01-05	Class A Common Stock	M	11347	$17.19	Acquired	16445	Direct
2026-01-05	Class A Common Stock	M	5118	$22.30	Acquired	21563	Direct
2026-01-05	Class A Common Stock	M	9704	$23.35	Acquired	31267	Direct
2026-01-05	Class A Common Stock	M	3996	$44.06	Acquired	35263	Direct
2026-01-05	Class A Common Stock	M	2506	$57.59	Acquired	37769	Direct
2026-01-05	Class A Common Stock	S	36401	$80	Disposed	1368	Direct

Derivative Transactions

Date	Security	Exercise Price	Code	Shares	A/D	Expiration	Underlying	Ownership
2026-01-05	Stock Option (Right to Buy)	$41.80	M	3730	Disposed	2032-03-02	Class A Common Stock (3730)	Direct
2026-01-05	Stock Option (Right to Buy)	$17.19	M	11347	Disposed	2032-07-01	Class A Common Stock (11347)	Direct
2026-01-05	Stock Option (Right to Buy)	$22.30	M	5118	Disposed	2032-09-16	Class A Common Stock (5118)	Direct
2026-01-05	Stock Option (Right to Buy)	$23.35	M	9704	Disposed	2033-09-13	Class A Common Stock (9704)	Direct
2026-01-05	Stock Option (Right to Buy)	$44.06	M	3996	Disposed	2034-09-16	Class A Common Stock (3996)	Direct
2026-01-05	Stock Option (Right to Buy)	$57.59	M	2506	Disposed	2034-11-12	Class A Common Stock (2506)	Direct

Footnotes

F1: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 12, 2025.

F2: The stock options vest in 48 equal monthly installments beginning April 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date.

F3: The stock options vest in 48 equal monthly installments beginning August 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date.

F4: The stock options vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date.

F5: The stock options vest as to 25% of the underlying shares on September 1, 2024 and the remainder vest in 36 equal monthly installments over the subsequent three years subject to the Reporting Person's continuous service with the Issuer as of each vesting date.

F6: The stock options vest as to 25% of the underlying shares on September 1, 2025 and the remainder vest in 36 equal monthly installments over the subsequent three years subject to the Reporting Person's continuous service with the Issuer as of each vesting date.

F7: The stock options vest in 48 equal monthly installments beginning December 1, 2024, subject to the Reporting Person's continuous service with the Issuer as of each vesting date.