Aditya Birla Capital Ltd — Capital/Financing Update 2021

Sep 25, 2021

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25 September 2021 BSE Limited The National Stock Exchange of India Ltd Phiroze Jeejeebhoy Towers, Exchange Plaza, 5[th] Floor, Dalal Street, Plot. C/1, G-Block, Mumbai 400 001 Bandra-Kurla Complex, Bandra (East), Scrip Code: 540691 Mumbai 400 051 Scrip ID: ABCAPITAL Symbol: ABCAPITAL

Dear Sir/Madam,

Ref: Regulation 30 read with Para A of Schedule III of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015

Sub: Communication to ABCL Shareholders (defined below) in connection with the reservation for them under the proposed Initial Public Offering (IPO) of Aditya Birla Sun Life AMC Limited (ABSLAMC)

We refer to our letter dated 23 September 2021 wherein we had informed about the reservation of up to 1,944,000 equity shares, for purchase by individual and Hindu Undivided Family (HUF) who are public shareholders of Aditya Birla Capital Limited (‘ABCL’ / ‘the Company’) excluding depository receipt holders of ABCL and such other persons not eligible to invest in the IPO under applicable laws, rules, regulations and guidelines, as on the date of filing of RHP i.e. 22 September 2021 (“ABCL Shareholders”).

We wish to inform you that the above information has been communicated to ABCL Shareholders whose email IDs are registered with the Company / Registrar and Transfer Agents of the Company and the Depositories viz. the National Securities Depository Limited and Central Depository Services (India) Limited on 24 September 2021 and a Notice in this connection has been also issued / published in the newspapers viz. Business Standard (all India editions) and Sandesh (Rajkot edition) on 25 September 2021 communicating about the above reservation for ABCL Shareholders.

The copies of the newspapers Notice published are attached.

The above is for your information, records and dissemination please.

Thanking you,

Yours sincerely,

For Aditya Birla Capital Limited

Amber Digitally signed by Amber Gupta Date: 2021.09.25 Gupta 18:51:09 +05'30'

Amber Gupta Company Secretary Encl: a.a. Cc:

Aditya Birla Capital Ltd. One World Centre, Tower 1, 18[th] Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400 013 +91 22 4356 7000 | (F) +91 22 4356 7111 abc.secretarial@adityabirlacapital.com | www.adityabirlacapital.com

Registered Office Indian Rayon Compound, Veraval- 362 266, Gujarat +91 28762 45711 CIN L67120GJ2007PLC058890

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Luxembourg Stock Exchange Citi Bank N.A. Market & Surveillance Dept., Custodial Services P.O. Box 165, L-2011 Luxembourg, FIFC, 11[th] Floor, C-54 & 55, G Block Grand Duchy of Luxembourg Bandra Kurla Complex Bandra (East), Mumbai 400 051 Citi Bank N.A. Listing Agent Depositary Receipt Services Banque Internationale à Luxembourg SA 388 Greenwich Street 69 route d'Esch 14[th] Floor, New York, L - 2953 Luxembourg NY 10013 Grand Duchy of Luxembourg

Disclaimer : Aditya Birla Sun Life AMC Limited is proposing, subject to applicable statutory and regulatory requirements, receipt of requisite approvals, market conditions and other considerations, to undertake an initial public offering of its Equity Shares and has filed the RHP with RoC on September 22, 2021 at Maharashtra, Mumbai. The RHP shall be available on the website of SEBI at www.sebi.gov.in, website of stock exchanges i.e. NSE at www.nseindia.com, BSE at www.bseindia.com and the website of the Global Co-ordinators and Book Running Lead Managers, i.e. Kotak Mahindra Capital Company Limited, BofA Securities Private Limited and Citigroup Global Markets India Private Limited at www.investmentbank.kotak.com, www.ml-india.com and www.online.citibank.co.in/rhtm/citigroupglobalscreen1.htm, respectively and the websites of the Book Running Lead Managers, i.e. Axis Capital Limited, HDFC Bank Limited, ICICI Securities Limited, IIFL Securities Limited, JM Financial Limited, Motilal Oswal Investment Advisors Limited, SBI Capital Markets Limited and YES Securities (India) Limited at www.axiscapital.co.in, www.hdfcbank.com, www.icicisecurities.com, www.iiflcap.com, www.jmfl.com, www.motilaloswalgroup.com, www.sbicaps.com and www.yesinvest.in, respectively. Potential investors should note that investment in equity shares involves a high degree of risk and for details relating to such risk, see “Risk Factors” on page 25 of the Red Herring Prospectus. Potential investors should not rely on the DRHP filed with SEBI for making any investment decision.

The Equity Shares offered in the Offer have not been and will not be registered under the U.S. Securities Act of 1933, as amended (“ U.S. Securities Act ”), or any state law of the United States and, unless so registered, may not be offered or sold within the United States, except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the U.S. Securities Act and applicable state securities laws. Accordingly, the Equity Shares are being offered and sold (i) within the United States only to persons reasonably believed to be “qualified institutional buyers” (as defined in Rule 144A under the U.S. Securities Act) under Section 4(a) of the U.S. Securities Act, and (ii) outside the United States in offshore transactions as defined in and in compliance with Regulations under the U.S. Securities Act and the applicable laws of the jurisdiction where those offers and sales are made. There will be no public offering of the Equity Shares in the United States.

Aditya Birla Capital Ltd. One World Centre, Tower 1, 18[th] Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400 013 +91 22 4356 7000 | (F) +91 22 4356 7111 abc.secretarial@adityabirlacapital.com | www.adityabirlacapital.com

Registered Office Indian Rayon Compound, Veraval- 362 266, Gujarat +91 28762 45711 CIN L67120GJ2007PLC058890

6 ECONOMY & PUBLIC AFFAIRS ~~>~~

MUMBAI | 25 SEPTEMBER 2021 1

Banks can now sell fraud loans to asset reconstruction companies

Traders seeing taper signs as RBI seeks to drain record liquidity

This comes after govt set up NARCL

This comes after money was siphoned off from such accounts,” he said. govt set up NARCL “Perhaps it might have been done in light of the formation of the SUBRATA PANDA national asset reconstruction comMumbai, 24 September pany (NARC),” he added. Earlier, the 3,603 3,501 RBI had said loans classified as fraud he Reserve Bank of India should not be sold to the NARC. (RBI) has allowed transAnother source, requesting anofer of loans classified as nymity, said, “It has mainly been done Tfraud by lenders to asset to help the NARC because many of the reconstruction companies accounts, which banks were looking (ARCs), thereby paving the way for to transfer were declared as fraud.” resolution of such accounts. Last week, the Union government The RBI has also said the legal approved a government guarantee of responsibilities regarding report2018-19 2019-20 2020-21 ~30,600 crore to be provided for the ing, monitoring, filing of com- 64,539 1,81,942 1,37,023 security receipts issued by the NARC plaints with law enforcement Source: RBI Annual Report to buy bad loans of lenders. The agencies, and other such related NARCL will acquire stressed assets of matters with such exposures, will about ~2 trillion in phases, and these move to ARCs after the transfer. ceedings related to such complaints ~1.81 trillion and in FY19 it was soured loans would be transferred by “...stressed loans which are in shall also be transferred to the ARC,” ~64,539 crore. paying 15 per cent cash to lenders and default for more than 60 days or clasthe RBI said in a master circular on Earlier, lenders were not allowed the remaining 85 per cent would be sified as NPA are permitted to be the transfer of loan exposures. to sell loans classified as fraud to paid through security receipts. transferred to ARCs. This shall include The RBI norms require banks to ARCs. Although the RBI has allowed Initially, banks will transfer nearly loan exposures classified as fraud as make 100 per cent provision for the this now, it may not enthuse ARCs a ~0.9 trillion of fully provided non-peron the date of transfer provided that entire amount that has been classigreat deal as the resolution of loan forming assets (NPAs) in the first the responsibilities of the transferor fied as fraud. According to the RBI’s accounts tagged as frauds are very tranche and the balance of ~1.1 trillion with respect to continuous reporting, annual report, lenders have declared difficult, said a source. “It is difficult in the second tranche, taking the total monitoring, filing of complaints with loans worth ~1.37 trillion as fraud in to get new investors on board for such NPA transfer amount to ~2 trillion, or law enforcement agencies, and proFY21. In FY20, this amount stood at accounts when it is known that 1.9 per cent of systemic loans.

RECORD CASH

SUBHADIP SIRCAR

in light of the formation of the 24 September national asset reconstruction comExcess bank liquidity (in ~trn) pany (NARC),” he added. Earlier, the Traders are seeing hints that 3,501 RBI had said loans classified as fraud the central bank is seeking should not be sold to the NARC. to drain record liquidity Another source, requesting anofrom the banking system, nymity, said, “It has mainly been done another sign that the global to help the NARC because many of the flood of pandemic-era easy accounts, which banks were looking money may begin to to transfer were declared as fraud.” ease. Last week, the Union government The Reserve approved a government guarantee of Bank of India ~30,600 crore to be provided for the (RBI) is security receipts issued by the NARC increasingly to buy bad loans of lenders. The shifting its forex Source: Bloomberg Economics India Banking NARCL will acquire stressed assets of intervention to Liquidity about ~2 trillion in phases, and these the forwards market soured loans would be transferred by to keep from injecting paying 15 per cent cash to lenders and rupee liquidity, according to has held its key repurchase Index. For now, the RBI has the remaining 85 per cent would be traders and economists, rate unchanged for the past been sponging away cash for paid through security receipts. including Madhavi Arora of seven meetings, the central shorter duration via its reverse Initially, banks will transfer nearly Emkay Global Financial bank can still tinker with the repo operations. It started ~0.9 trillion of fully provided non-perServices. The monetary other rates, reserve ratios and with 14-day reverse repos and forming assets (NPAs) in the first authority is also signaling a liquidity tools it deployed duris now resorting to other duratranche and the balance of ~1.1 trillion taper to its outright bond puring Covid. tions. The central bank in the second tranche, taking the total chases, or even do away with “The economy is gradually drained ~3.4 trillion through a NPA transfer amount to ~2 trillion, or them totally, from next recovering and emergency 14-day reverse repo and 1.9 per cent of systemic loans. quarter, some of them said. policy settings are no longer ~50,000 crore via a 4-day operAmid the global move necessary,” said Sonal Varma, ation on Friday. toward normalisation, led by chief economist for India and the US Federal Reserve, RBI Asia ex-Japan at Nomura Swaps & sales Forex reserves fall to Governor Shaktikanta Das has Holdings Inc. “The first step is To keep from further adding maintained that monetary to reduce the quantum of to the cash pile, forex traders policy will stay easy to ensure durable liquidity injections via said, the RBI has been entering $640 bn as of Sept 17 a durable economic recovery. bond purchases and FX interinto so-called sell-buy swaps India's foreign TRACKING RESERVES dollar terms, But add to that expectations vention or to sterilize them.” in the forwards market, which exchange reserves $ bn include the effect that inflation will remain A starting point could be has pushed up the implied fell to $639.64 bilof appreciation or elevated, currency and bond keeping the excess liquidity in yields in recent weeks. lion as of depreciation of traders are trying to gauge check amid huge inflows into In another signal, the cenSeptember 17, other currencies when the RBI will begin the nation’s stocks and bond tral bank has, for two succescompared with held in RBI's reversing course. An RBI markets, traders said. Surplus sive auctions, announced a sell $641.11 billion a reserves. Foreign spokesperson didn’t respond cash that banks park with the leg to its bond purchase week earlier, the exchange to requests for comment. RBI reached a record ~10 triltranches under its government Reserve Bank of reserves include The bank’s rate panel is due lion earlier this month, easing securities acquisition proIndia (RBI) said on Friday. India's Reserve Tranche posito review policy settings early since to ~8.1 trillion, according gram, or GSAP, citing current Changes in foreign curtion in the International next month. While the to Bloomberg Economics liquidity conditions. rency assets, expressed in Monetary Fund. REUTERS Monetary Policy Committee India Banking Liquidity BLOOMBERG

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Flex-fuel engines to be mandatory soon PRESS TRUST OF INDIA HERALDING CHANGE

PRESS TRUST OF INDIA Pune, 24 September

nFlexible fuel is an alternative fuel made from a combination of gasoline and methanol or ethanol nCarmakers — from BMW, Carmakers — from BMW, Mercedes to Tata and Mahindra — will be asked to make flex engines nOrder in the next 3-4 months Order in the next 3-4 months nBajaj and TVS already informed Bajaj and TVS already informed nSoon, rules will also be framed Soon, rules will also be framed to make car horns sound like musical instruments

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Union minister Nitin Gadkari on I HAVE A WISH. I WOULD LIKE TO STOP made from a combination of

Friday said he would issue an order in THE USE OF PETROL AND DIESEL IN THE gasoline and methanol or ethanol the next three to four months, which nCarmakers — from BMW, Carmakers — from BMW,

will make it mandatory for the carCOUNTRY IN MY LIFETIME AND OUR Mercedes to Tata and Mahindra —

makers to introduce flex-fuel engines in vehicles. FARMERS CAN GIVE THE ALTERNATIVE will be asked to make flex engines

He said he wishes to see the counTO THIS IN THE FORM OF ETHANOL nOrder in the next 3-4 months Order in the next 3-4 months try get rid of petrol and diesel connBajaj and TVS already informed Bajaj and TVS already informed sumption in his lifetime by switching NITIN GADKARI to locally-produced ethanol. Union Minister for Road Transport and Highways nSoon, rules will also be framed Soon, rules will also be framed The Minister for Road Transport to make car horns sound like

and Highways was speaking at the musical instruments foundation stone-laying ceremony of a flyover in Pune, where Maharashtra Deputy Chief Minister Ajit Pawar was Flex fuel, or flexible fuel, is an alter"I have ordered all the carmakers very congested and there was a need also present. native fuel made of a combination of to make horns using the sounds of for its decentralisation. "I am going to issue an order in the gasoline and methanol or ethanol. musical instruments," he said. "I would like to appeal Ajit Pawar next three to four months, in which "I have a wish. I would like to stop He said that Prime Minister to make Pune's air, water and sound carmakers - from BMW, Mercedes to the petrol and diesel use in the counNarendra Modi had inaugurated three pollution-free. I am constructing an TATA and Mahindra - will be asked to try in my lifetime and our farmers can ethanol pumps in Pune. expressway on the Pune-Bengaluru make flex engines," he said. give the alternative to this in the form "I would like to ask you (Ajit Pawar) highway. I would like to ask to buy Gadkari said he had asked Bajaj and of ethanol," he said. to take up the work of setting up mulland on both sides of the road and set TVS companies to introduce flex Gadkari added that in order tackle tiple ethanol pumps in Pune as well up a new Pune city and connect it with engines in their vehicles, and also the issue of noise pollution caused by as in western Maharashtra districts as the Metro rail and trains. instructed them not to approach him honking, rules would be framed to it would help farmers and the sugar Decentralisation is needed to get rid until and unless they do so, after which make car horns sound like musical industry," he said. of congestion, traffic issue, and polluthey came up with ethanol-flex engine. instruments. Gadkari said Pune city has become tion," he added.

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Indians to spend $80 bn annually
on study abroad by 2024: Report
VINAY UMARJI STATES SENDING MOST
Ahmedabad, 24 September STUDENTS ABROAD
Even as the number of Indian students n 2016 n 2019 (%)
opting for higher education overseas [13]
grows annually, their spending abroad Andhra Pradesh 12
is set to grow from the current annual
[10]
$28 billion to $80 billion by 2024, the Punjab
12
latest ‘Higher Education Abroad’ report
by consulting firm RedSeer estimates. Maharashtra [12]
According to the report, the number 11
of Indian students opting for higher [7]
Gujarat
education abroad grew from 440,000 8
in 2016 to 770,000 in 2019. [7]
Tamil Nadu
This is set to grow further to roughly 7
1.8 million by 2024, resulting in an [5]
increased overseas spending on higher Karnataka 5
education. Compared to this, the
[46]
number of students domestically Rest of India
45
increased from 37 million to roughly 40
million between 2016 and 2019. Source: RedSeer report
Commenting on the trend, Anil
Kumar, founder & chief executive WHAT'RE THEY STUDYING
officer (CEO) at RedSeer said, “Student n Specialised courses#
outflow abroad for higher education is n General courses (%)
expected to grow at an accelerated pace. NO. OF INDIAN HIGHER POPULAR DESTINATIONS (2019 data)
The current journey of these students remains fairly fragmented. Thus, there EDUCATION STUDENTS Enrollments Student expenses ($bn) 16 30
exists a white space for online-first 2016 2019 YoY Chg Canada 220,000 8.8 Domestic Outbound
players to provide an integrated solu-tion at scale.” The report adds that most students Domestic 37.00 40.00 3 (mn) (mn) (%) US 202Australia 143,,000 000 8.55.0 84 70
International 0.44 0.77 20
are opting for postgraduate courses in UK 27,500 1.2 #Including computer Application, nursing,
English-speaking or Anglophone desti- includes OPT students in the USA engineering & tech
nations and this trend is expected to be
maintained in the near future. Australia, Canada, the UK and the US try, offers the highest average salary per cent of outbound Indian students
Notably, Canada has emerged as the have a higher concentration of institu- levels, followed by the UK and Canada. opt for specialised courses with only 30
most-preferred country for Indian stu- tions, which attract students from Moreover, unlike domestic students, per cent going for general courses. The
dents abroad, replacing the US over the across the world. The US, which has where 84 per cent take general courses specialised courses include computer
last 3-5 years. Destinations such as over 4,000 universities across the coun- and 16 per cent specialised courses, 70 application, nursing, engg and others.
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CMYK

SATURDAY, 25•09•2021 05

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RAJKOT

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