TÜRKİYE HALK BANKASI A.Ş.

Capital/Financing Update • Dec 10, 2025

Summary Info	Redemption of Coupon of the Tier 2 Bonds to Qualified Investors in Domestic Market
Update Notification Flag	Yes
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Coupon Payment

Board Decision Date	15.10.2024

Related Issue Limit Info

Currency Unit	TRY
Limit	40.000.000.000
Issue Limit Security Type	Subordinated Debt Securities
Sale Type	Private Placement-Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	21.11.2024

Capital Market Instrument To Be Issued Info

Type	Subordinated Debt Securities
Maturity Date	29.11.2034
Maturity (Day)	3.640
Sale Type	Sale To Qualified Investor
The country where the issue takes place	Türkiye
Title Of Intermediary Brokerage House	HALK YATIRIM MENKUL DEĞERLER A.Ş.
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
Starting Date of Sale	09.12.2024
Ending Date of Sale	10.12.2024
Nominal Value of Capital Market Instrument Sold	26.000.000.000
Maturity Starting Date	11.12.2024
Issue Price	1
Interest Rate Type	Floating Rate
The Period That Rate Will Be Used	T-1
Floating Rate Reference	TLREF
Additional Return (%)	3,50
Traded in the Stock Exchange	Yes
Payment Type	TL Payment
ISIN Code	TRSTHALK3419
Coupon Number	40
Currency Unit	TRY
Coupon Payment Frequency	Quarterly

Redemption Plan of Capital Market Instrument Sold

Coupon Number	Payment Date	Record Date	Payment Date	Interest Rate - Periodic (%)	Interest Rate - Yearly Simple (%)	Interest Rate - Yearly Compound (%)	Payment Amount	Exchange Rate	Was The Payment Made?
1	12.03.2025	11.03.2025	12.03.2025	13,0099	52,1826	63,3239	3.382.574.000		Yes
2	11.06.2025	10.06.2025	11.06.2025	13,3846	53,6855	65,5068	3.479.996.000		Yes
3	10.09.2025	09.09.2025	10.09.2025	12,5886	50,4927	60,8954	3.273.036.000		Yes
4	10.12.2025	09.12.2025	10.12.2025	11,2898	45,2833	53,579	2.935.348.000		Yes
5	11.03.2026	10.03.2026	11.03.2026
6	10.06.2026	09.06.2026	10.06.2026
7	09.09.2026	08.09.2026	09.09.2026
8	09.12.2026	08.12.2026	09.12.2026
9	16.03.2027	15.03.2027	16.03.2027
10	15.06.2027	14.06.2027	15.06.2027
11	14.09.2027	13.09.2027	14.09.2027
12	14.12.2027	13.12.2027	14.12.2027
13	14.03.2028	13.03.2028	14.03.2028
14	13.06.2028	12.06.2028	13.06.2028
15	12.09.2028	11.09.2028	12.09.2028
16	12.12.2028	11.12.2028	12.12.2028
17	13.03.2029	12.03.2029	13.03.2029
18	12.06.2029	11.06.2029	12.06.2029
19	11.09.2029	10.09.2029	11.09.2029
20	11.12.2029	10.12.2029	11.12.2029
21	12.03.2030	11.03.2030	12.03.2030
22	11.06.2030	10.06.2030	11.06.2030
23	10.09.2030	09.09.2030	10.09.2030
24	10.12.2030	09.12.2030	10.12.2030
25	11.03.2031	10.03.2031	11.03.2031
26	10.06.2031	09.06.2031	10.06.2031
27	09.09.2031	08.09.2031	09.09.2031
28	09.12.2031	08.12.2031	09.12.2031
29	09.03.2032	08.03.2032	09.03.2032
30	08.06.2032	07.06.2032	08.06.2032
31	07.09.2032	06.09.2032	07.09.2032
32	07.12.2032	06.12.2032	07.12.2032
33	08.03.2033	07.03.2033	08.03.2033
34	07.06.2033	06.06.2033	07.06.2033
35	06.09.2033	05.09.2033	06.09.2033
36	06.12.2033	05.12.2033	06.12.2033
37	07.03.2034	06.03.2034	07.03.2034
38	06.06.2034	05.06.2034	06.06.2034
39	05.09.2034	04.09.2034	05.09.2034
40	29.11.2034	28.11.2034	29.11.2034
Principal/Maturity Date Payment Amount	29.11.2034	28.11.2034	29.11.2034

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	AA(tur) (Durağan) / Ulusal Uzun Vadeli Not-(Stable) / (National Long-Term Rating)	17.11.2025	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

Reference: Public disclosures on 12/10/2024 and 12/09/2025. The fourth coupon payment of Subordinated Bond Based on Turkish Lira Overnight Reference Interest Rate Index on 12/10/2025, which were issued by our Bank to qualified investors with a maturity of 3640 days, nominal value of TRY 26,000,000,000 and ISIN code of TRSTHALK3419 on 12/11/2024, has been completed. In case of any contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.