Intrum

Capital/Financing Update • Dec 3, 2025

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION IN OR INTO OR TO ANY PERSON LOCATED OR RESIDENT IN THE UNITED STATES OF AMERICA, ITS TERRITORIES AND POSSESSIONS (INCLUDING PUERTO RICO, THE U.S. VIRGIN ISLANDS, GUAM, AMERICAN SAMOA, WAKE ISLAND AND THE NORTHERN MARIANA ISLANDS), ANY STATE OF THE UNITED STATES OF AMERICA AND THE DISTRICT OF COLUMBIA (THE "UNITED STATES") OR TO ANY U.S. PERSON (AS DEFINED IN REGULATION S OF THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT") (EACH A "U.S. PERSON") OR IN OR INTO ANY OTHER JURISDICTION WHERE IT IS UNLAWFUL TO RELEASE, PUBLISH OR DISTRIBUTE THIS ANNOUNCEMENT.

INTRUM ANNOUNCES THE RESULTS OF THE TENDER OFFERS FOR OUTSTANDING SENIOR SECURED EXCHANGE NOTES OF INTRUM INVESTMENTS AND FINANCING AB

Intrum AB announces the results of the tender offers to the holders of outstanding senior secured exchange notes (the "Notes") issued by Intrum Investments and Financing AB (the "Offeror"), a subsidiary of Intrum AB. The Offers were conducted pursuant to the terms of the indentures entered into by, among others, the Offeror and Intrum AB as part of Intrum AB's recapitalisation transaction completed in July 2025, with prices determined pursuant to a separate unmodified Dutch auction in respect of each Series of Notes, using a "waterfall" methodology under which the Offeror accepted Notes in the order of their respective Acceptance Priority Levels (the "Tender Offer"). Capitalised terms used in this announcement but not defined have the meanings given to them in the tender offer memorandum dated 25 November 2025.

The Offeror today announces that it has decided to accept for purchase €119,605,385 in aggregate principal amount of the Notes validly tendered pursuant to the Offers. The Notes Purchase Consideration for the Notes validly tendered and accepted for purchase is €112,500,000.

This Tender Offer marks the completion of the debt buyback program provided for in the New Money Notes Indenture. All of the net proceeds from the New Money Notes have now been used to repurchase the above referred Notes. As a result, the Escrow Agreement will terminate on the anticipated settlement date of December 5, 2025.

Masih Yazdi, CFO of Intrum, says:

PRESS RELEASE 03 December 2025 17:30:00 CET

"With this transaction, we are taking further steps towards a more efficient and balanced debt profile by reducing our outstanding debt. The buyback was executed at a discount, strengthening our financial position and balance sheet. We have now utilised all proceeds available from the New Money Notes".

The final results of the Offers are as follows:

Securities	ISIN	Series Acceptance Amount	Scaling Factor	Weighted average of the Purchase Price	Maximum Purchase Price	Expected principal amount outstanding following the Settlement Date
Euro-denominated 7.750% Senior Secured Notes due 2027	XS3099983598 €119,605,385		15.7%	94.06%	95.00%	€332,240,055
SEK-denominated 7.750% Senior Secured Notes due 2027	XS3099986427	SEK 0	N/A	N/A	N/A	SEK 417,935,896
Euro-denominated 8.500% Senior Secured Notes due 2029	XS3099995337	€0	N/A	N/A	N/A	€588,995,646
SEK-denominated 8.500% Senior Secured Notes due 2029	XS3099996145	SEK 0	N/A	N/A	N/A	SEK 794,699,899
Euro-denominated 8.500% Senior Secured Notes due 2030	XS3099996814	€0	N/A	N/A	N/A	€736,589,758
SEK-denominated 8.500% Senior Secured Notes due 2030	XS3099996905	SEK 0	N/A	N/A	N/A	SEK 953,120,308
Euro-denominated 7.750% Senior Secured Notes due 2028	XS3099990296	€0	N/A	N/A	N/A	€613,816,577
SEK-denominated 7.750% Senior Secured Notes due 2028	XS3099994520	SEK 0	N/A	N/A	N/A	SEK 795,067,466

Settlement of the Offers and payment of the Purchase Price and Accrued Interest Payment in respect of the Notes accepted for purchase is expected to take place on 5 December 2025. Notes that are not tendered and accepted for purchase pursuant to the Offers will remain outstanding.

PRESS RELEASE 03 December 2025 17:30:00 CET

For further information, please contact:

Annie Ho, Head of Investor Relations ir@intrum.com

No offer or invitation to acquire any securities is being made pursuant to this announcement. The distribution of this announcement in certain jurisdictions may be restricted by law. Persons into whose possession this announcement come(s) are required by the company to inform themselves about, and to observe, any such restrictions.

About Intrum

Intrum is Europe's leading provider of credit management services, operating in 20 markets. We support millions of individuals in improving financial health whilst helping businesses to get paid. With a century of experience, around 9,000 employees serving 70,000 companies, Intrum enables sustainable payments by combining technology, empathy, and a human-centered approach.

The company is headquartered in Stockholm, Sweden, and publicly listed on Nasdaq Stockholm. For more information, please visit www.intrum.com.