Intrum

Capital/Financing Update • Nov 17, 2025

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION IN OR INTO OR TO ANY PERSON LOCATED OR RESIDENT IN THE UNITED STATES OF AMERICA, ITS TERRITORIES AND POSSESSIONS (INCLUDING PUERTO RICO, THE U.S. VIRGIN ISLANDS, GUAM, AMERICAN SAMOA, WAKE ISLAND AND THE NORTHERN MARIANA ISLANDS), ANY STATE OF THE UNITED STATES OF AMERICA AND THE DISTRICT OF COLUMBIA (THE "UNITED STATES") OR TO ANY U.S. PERSON (AS DEFINED IN REGULATION S OF THE UNITED STATES SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT") (EACH A "U.S. PERSON") OR IN OR INTO ANY OTHER JURISDICTION WHERE IT IS UNLAWFUL TO RELEASE, PUBLISH OR DISTRIBUTE THIS ANNOUNCEMENT.

INTRUM ANNOUNCES THE RESULTS OF THE TENDER OFFERS FOR OUTSTANDING SENIOR SECURED EXCHANGE NOTES OF INTRUM INVESTMENTS AND FINANCING AB

Intrum AB announces the results of the tender offers to the holders of outstanding senior secured exchange notes (the "Notes") issued by Intrum Investments and Financing AB (the "Offeror"), a subsidiary of Intrum AB. The Offers were conducted pursuant to the terms of the indentures entered into by the Offeror and Intrum AB, among others, as part of Intrum AB's recapitalization transaction completed in July 2025, with prices determined pursuant to a separate unmodified Dutch auction in respect of each Series of Notes, using a "waterfall" methodology under which the Offeror accepted Notes in the order of their respective Acceptance Priority Levels. Capitalised terms used in this announcement but not defined have the meanings given to them in the tender offer memorandum dated 7 November 2025.

The Offeror today announces that it has decided to accept for purchase €63,750,584 and SEK 218,752,083 (equivalent to €19,950,190) in aggregate principal amount of the Notes validly tendered pursuant to the Offers. The Notes Purchase Consideration for the Notes validly tendered and accepted for purchase is €74,999,997.44.

The final results of the Offers are as follows:

Securities	ISIN	Series Acceptance Amount	Scaling Factor	Weighted average of the Purchase Price	Maximum Purchase Price	Expected principal amount outstanding following the Settlement Date
Euro-denominated 7.750% Senior Secured Notes due 2027	XS3099983598	€39,785,502	N/A	92.64%	93.5%	€451,845,440
SEK-denominated 7.750% Senior Secured Notes due 2027	XS3099986427	SEK 218,752,083	N/A	91.48%	93.5%	SEK 417,935,896
Euro-denominated 8.500% Senior Secured Notes due 2029	XS3099995337	€23,965,082	73.0%	83.00%	83.0%	€588,995,646
SEK-denominated 8.500% Senior Secured Notes due 2029	XS3099996145	SEK 0	N/A	N/A	N/A	SEK 794,699,899
Euro-denominated 8.500% Senior Secured Notes due 2030	XS3099996814	€0	N/A	N/A	N/A	€736,589,758
SEK-denominated 8.500% Senior Secured Notes due 2030	XS3099996905	SEK 0	N/A	N/A	N/A	SEK 953,120,308
Euro-denominated 7.750% Senior Secured Notes due 2028	XS3099990296	€0	N/A	N/A	N/A	€613,816,577
SEK-denominated 7.750% Senior Secured Notes due 2028	XS3099994520	SEK 0	N/A	N/A	N/A	SEK 795,067,466

Settlement of the Offers and payment of the Purchase Price and Accrued Interest Payment in respect of the Notes accepted for purchase is expected to take place on 19 November 2025. Notes that are not tendered and accepted for purchase pursuant to the Offers will remain outstanding.

PRESS RELEASE 17 November 2025 17:35:00 CET

For further information, please contact:

Annie Ho, Head of Investor Relations ir@intrum.com

No offer or invitation to acquire any securities is being made pursuant to this announcement. The distribution of this announcement in certain jurisdictions may be restricted by law. Persons into whose possession this announcement come(s) are required by the company to inform themselves about, and to observe, any such restrictions.

Intrum is Europe's leading provider of credit management services, operating in 20 markets. We support millions of individuals in achieving financial recovery whilst helping businesses to get paid. With a century of experience, around 9,500 employees serving 70,000 companies, Intrum enables sustainable payments by combining technology, empathy, and a human-centered approach.

Intrum is headquartered in Stockholm, Sweden, and publicly listed on Nasdaq Stockholm. For more information, please visit www.intrum.com.

About Intrum

Intrum is Europe's leading provider of credit management services, operating in 20 markets. We support millions of individuals in improving financial health whilst helping businesses to get paid. With a century of experience, around 9,000 employees serving 70,000 companies, Intrum enables sustainable payments by combining technology, empathy, and a human-centered approach.

The company is headquartered in Stockholm, Sweden, and publicly listed on Nasdaq Stockholm. For more information, please visit www.intrum.com.