İSTANBUL FAKTORİNG A.Ş.

Capital/Financing Update • Dec 2, 2025

Summary Info	TRFIFASA2515 ISIN kodlu finansman bonosunun 2. kupon oranına ilişkin açıklama
Update Notification Flag	Yes
Correction Notification Flag	No
Postponed Notification Flag	No
Subject of Notification	Coupon Rate Determination

Board Decision Date	27.12.2024

Related Issue Limit Info

Currency Unit	TRY
Limit	150.000.000
Issue Limit Security Type	Debt Securities
Sale Type	Private Placement-Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	06.03.2025

Capital Market Instrument To Be Issued Info

Type	Bill
Maturity Date	03.12.2025
Maturity (Day)	182
Sale Type	Sale To Qualified Investor
Intended Nominal Amount	30.000.000
Intended Maximum Nominal Amount	30.000.000
The country where the issue takes place	Türkiye
Approval Date of Tenor Issue Document	06.03.2025
Title Of Intermediary Brokerage House	İNFO YATIRIM MENKUL DEĞERLER A.Ş.
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
Starting Date of Sale	03.06.2025
Ending Date of Sale	03.06.2025
Nominal Value of Capital Market Instrument Sold	30.000.000
Maturity Starting Date	04.06.2025
Issue Price	1
Interest Rate Type	Floating Rate
The Period That Rate Will Be Used	T-2
Floating Rate Reference	TLREF
Additional Return (%)	5
Traded in the Stock Exchange	Yes
Payment Type	TL Payment
ISIN Code	TRFIFASA2515
Coupon Number	2
Currency Unit	TRY
Coupon Payment Frequency	Quarterly

Redemption Plan of Capital Market Instrument Sold

Coupon Number	Payment Date	Record Date	Payment Date	Interest Rate - Periodic (%)	Interest Rate - Yearly Simple (%)	Interest Rate - Yearly Compound (%)	Payment Amount	Exchange Rate	Was The Payment Made?
1	03.09.2025	02.09.2025	03.09.2025	13,0936	52,5183	63,8096	3.928.080		Yes
2	03.12.2025	02.12.2025	03.12.2025	11,7371	47,0774	56,07
Principal/Maturity Date Payment Amount	03.12.2025	02.12.2025	03.12.2025

Rating

Does the issuer have a rating note?	Yes

Issuer Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
İstanbul Uluslararası Derecelendirme A.Ş.	Uzun Vadeli Ulusal Kredi Derecelendirme Notu TR A-, Kısa Vadeli Ulusal Kredi Derecelendirme Notu TR A2 ve Görünümü Durağan olarak belirlenmiştir.	24.01.2025	Yes

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	No

Additional Explanations

Vade başlangıcı 04.06.2025 tarihi olan 30.000.000 TL tutarında ihracı yapılmış olan TRFIFASA2515 ISIN kodlu finansman bonosunun 03.12.2025 tarihinde yapılacak olan 2.kupon ödeme dönemine ilişkin faiz oranı %11,7371 olarak hesaplanmıştır.