EMLAK VARLIK KİRALAMA A.Ş.

Capital/Financing Update • Dec 2, 2025

Summary Info	TRDEMVK62714 ISIN Kodlu Kira Sertifikasının 2. Dönemsel Getiri Ödemesi Hk.
Update Notification Flag	Yes
Correction Notification Flag	No
Postponed Notification Flag	No
Related Companies	GRFIN
Subject of Notification	Coupon Payment

Board Decision Date	06.09.2024

Related Issue Limit Info

Limit	3.000.000.000
Currency Unit	TRY
Issue Limit Security Type	Lease Certificates
Sale Type	Private Placement-Sale To Qualified Investor
Domestic / Oversea	Domestic
Capital Market Board Approval Date	28.11.2024

Lease Certificates Info

Type	Management Based Lease Certificate
Maturity Date	01.06.2027
Maturity (Day)	728
Sale Type	Sale To Qualified Investor
The country where the issue takes place	Türkiye
Approval Date of Tenor Issue Document	23.01.2025
Title Of Intermediary Brokerage House	TÜRKİYE EMLAK KATILIM BANKASI A.Ş.
Central Securities Depository	Merkezi Kayıt Kuruluşu A.Ş.
Starting Date of Sale	02.06.2025
Ending Date of Sale	02.06.2025
Nominal Value of Capital Market Instrument Sold	250.000.000
Maturity Starting Date	03.06.2025
Issue Price	1
Yield/Profit Share Rate Type	Floating Rate
The Period That Rate Will Be Used	T-1
Floating Yield Reference	TLREFK
Additional Return (%)	1,50
Traded in the Stock Exchange	Yes
Payment Type	TL Payment
ISIN Code	TRDEMVK62714
Fund User	GARANTİ FİNANSAL KİRALAMA A.Ş.
Originator	GARANTİ FİNANSAL KİRALAMA A.Ş.
Guarantor	Nope
Founder	TÜRKİYE EMLAK KATILIM BANKASI A.Ş.
Coupon Number	8
Currency Unit	TRY
Coupon Payment Frequency	Quarterly

Redemption Plan Of Lease Certificates

Coupon Number	Payment Date	Record Date	Payment Date	Yield/Profit Share Rate - Periodic (%)	Yield/Profit Share Rate - Yearly Simple (%)	Yield/Profit Share Rate - Yearly Compound (%)	Payment Amount	Exchange Rate	Was The Payment Made?
1	02.09.2025	01.09.2025	02.09.2025	12,07456	48,43	57,97	30.186.400		Yes
2	02.12.2025	01.12.2025	02.12.2025	10,81011	43,35921	50,94	27.025.275		Yes
3	03.03.2026	02.03.2026	03.03.2026
4	02.06.2026	01.06.2026	02.06.2026
5	01.09.2026	31.08.2026	01.09.2026
6	01.12.2026	30.11.2026	01.12.2026
7	02.03.2027	01.03.2027	02.03.2027
8	01.06.2027	31.05.2027	01.06.2027
Principal/Maturity Date Payment Amount	01.06.2027	31.05.2027	01.06.2027

Rating

Does the issuer have a rating note?	No

Does the capital market instrument have a rating note?	No

Does the originator have a rating note?	Yes

Originator Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	Uzun Vadeli Ulusal Kredi Notu-AA (tur)	14.02.2025	Yes

Does the fund user have a rating note?	Yes

Fund User Rating Note

Rating Company	Rating Note	Rating Date	Is it Investment Grade?
Fitch Ratings	Uzun Vadeli Ulusal Kredi Notu-AA (tur)	14.02.2025	Yes

Additional Explanations

Dönemsel getiri hesaplamalarında, ilgili kupona ait Getiri Ödeme(Kupon) Başlangıç Tarihinden 1(bir) iş günü önce ve Getiri Ödeme(Kupon) Tarihinden 1(bir) iş günü önce ilan edilen BIST TLREFK Endeksleri dikkate alınır. Hesaplanan Yıllık Gösterge Kar Payı Oranı üzerine ek getiri oranı (150 baz puan) eklenerek ilgili döneme ait Yıllık Kupon Kar Payı belirlenir. Resmi tatil veya herhangi bir nedenle BIST TLREFK Endeksinin açıklanmaması durumunda ilgili günlerin öncesindeki son işlem günü için açıklanan TLREFK Endeksi dikkate alınır.