Alior Bank S.A.

Capital/Financing Update • Nov 26, 2025

Report Content Recommendation of the Polish Financial Supervision Authority regardingthe additional capital requirement for Alior Bank S.A.

The Management Board of Alior Bank S.A. (the "Bank") informs that it hasreceived a letter from the Polish Financial Supervision Authority("PFSA") informing of the additional capital add-on for absorbingpotential losses from the materialization of stress conditions.

The PFSA recommended mitigating the risk in the Bank's operations bymaintaining the Bank's own funds to cover the additional capital add-onin the amount of 2.73 pp. at the standalone level and 2.26 pp. at theconsolidated level, above the value of each of the own fundsrequirements referred to in Article 92(1)(a)-(c) of Regulation No575/2013, increased by the additional own funds requirement referred toin Article 138(2)(2) of the Banking Law Act and by the combined bufferrequirement referred to in Article 55(4) of the MacroprudentialOversight Act. The purpose of maintaining the additional capital add-onis to reduce the probability of a breach of capital requirements by theBank in the event of the need to cover losses incurred due to thepossible materialization of stress conditions. The additional capitaladd-on should consist entirely of Tier I capital.