Summit Real Estate Holdings Ltd.

Interest Rate Update/Notice • Nov 19, 2025

SUMMIT REAL ESTATE HOLDINGS LTD

Registry Number: 520043720

Recipient:

• Israel Securities Authority
• The Tel-Aviv Stock Exchange Ltd

Form Number: T089 (Public) Broadcasted on MAGNA: 19/11/2025 Reference: 2025-01-089085

Immediate Report on Interest Payment

Explanation: This report is intended for declarations of interest whose amount was not set in the amortization schedule, such as in the case of variable rate interest, interest set by arrangement, or interest due to early redemption.

Reference numbers of previous reports on the subject: _________, _________, _________.

• 1. On 01/12/2025 interest will be paid at a rate of 3.34551%.
• 1. This is not the first interest payment.
• 1. The interest is paid for the period starting on 01/06/2025 and ending on 30/11/2025.

The paid interest is calculated based on an annual interest rate of 6.6727%.

• 1. Record date (ex-date): 25/11/2025
• 1. Tax rate to be withheld at source: Individuals 25%, Corporations 23%.

If the interest is from different sources, the tax rate is the weighted average. Please specify the composition of the sources of interest as percentages.

Security Details Table

Eligible Security Number	Security Name	Interest Amount per Security (before linkage)	Linkage	Interest Amount Currency	Payment Currency	Representative Exchange Rate Date	Individual Tax %	Company Tax %
1208495	BONDS (Series 13)	0.0334551	Dollar	Dollar	ILS	28/11/2025	25	23

Explanation:

• 1. The sum of interest to be paid must be specified to the precision of up to 7 digits after the decimal point for payment in ILS and up to 5 digits after the decimal point for payment in other currencies.
• 1. The representative exchange rate is published in the afternoon. Therefore, the known representative rate on any given day is for the previous day.

The interest calculation in Section 1 is as follows:

The average SOFR interest rate for the period - 2.14222% Spread for the period - 1.20329% Total interest rate for the period - 3.34551%

Reference numbers of previous documents on this topic (mention does not constitute reference by inclusion):

The company's securities are listed for trading on the Tel-Aviv Stock Exchange

Short name: SUMMIT

Address: 3 Andrei Sakharov, Haifa 31905 Phone: 04-8408091, Fax: 04-8408092 Email: amirs@smt.co.il

Previous names of the reporting entity: Chayal Holdings (1965) Ltd.

Electronic reporter name: Sagie Amir Position: CEO Employer company name: [Blank]

Address: 3 Andrei Sakharov, Haifa 3508409 Phone: 04-8408091 Fax: 04-8408092 Email: amirs@smt.co.il